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ACOUNA

Active
Private limited companyfounded 20214 yrs activeLouizalaan 54, 1050 Elsene, BelgiumKBO/BCE: BE 0779.328.187

The computed 12-month bankruptcy probability of ACOUNA is 1.7% (moderate). The 2025 annual accounts show equity of €18k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 13866 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
45 / 100
Fair▼ -48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency87▼-13
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 2.76 in 2024), but 52.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.1%
Return on assets
-37.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
80 d early
2024
73 d early
2023
86 d early
2022
89 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€18k▼ 44.5%
2024 · €33k
2022: €-121 2023: €19k 2024: €33k
2022 → 2025
Total assets
€39k▼ 22.9%
2024 · €50k
2022: €2k 2023: €51k 2024: €50k
2022 → 2025
Net result
€-15k
2024 · €13k
2022: €-5k 2023: €19k 2024: €13k
2022 → 2025
Working capital
€16k▼ 47.2%
2024 · €30k
2022: €-112 2023: €16k 2024: €30k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€-121-€19k€33k▲ 69.0%€18k▼ 44.5%
Operating result€-5k-€25k€19k▼ 25.5%€-14k
Net result€-5k-€19k€13k▼ 31.4%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20k€30kOperating result 2022: €-5k€-5kNet result 2022: €-5k€-5kOperating result 2023: €25k€25kNet result 2023: €19k€19kOperating result 2024: €19k€19kNet result 2024: €13k€13kOperating result 2025: €-14k€-14kNet result 2025: €-15k€-15k2022202320242025
The operating result turns negative in 2025: a loss of €14k after €19k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets €2k▼ 9.4%
Current assets €36k▼ 23.6%
Equity and liabilities €39k
Equity €18k▼ 44.5%
Debt €20k▲ 18.1%
The debt ratio rises from 34.5% to 52.9%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-13k
2024 · €20k
Cash flow
€-13k
2024 · €14k
Solvency
47.1%
2024 · 65.5%
Current ratio
1.79
2024 · 2.76
Quick ratio
1.79
2024 · 2.76
Debt / equity
1.12
2024 · 0.53
ROE
-80.2%
2024 · 40.8%
ROA
-37.8%
2024 · 26.7%
Interest coverage
-77.47
2024 · 138.91
Debt
€20k
2024 · €17k
Debt ≤ 1 year
€20k
2024 · €17k
Income taxes
€37
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€50k€39k
Fixed assets21/28€2k€2k
Tangible fixed assets22/27€2k€2k
Furniture and vehicles24€2k€2k
Current assets29/58€48k€36k
Amounts receivable within one year40/41€10k€27k
Trade receivables40€10k€22k
Other amounts receivable41-€5k
Cash at bank and in hand54/58€37k€9k
Deferred charges and accrued income490/1€526€0
Equity and liabilities
Total equity and liabilities10/49€50k€39k
Equity10/15€33k€18k
Contributions10/11€5k€5k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14-€-15k
Amounts payable17/49€17k€20k
Amounts payable within one year42/48€17k€20k
Trade debts44€941€2k
Suppliers440/4€941€2k
Taxes, remuneration and social security45€16k€15k
Taxes450/3€16k€12k
Remuneration and social security454/9€0€3k
Other amounts payable47/48€499€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€884€1k
Other operating charges640/8€415€482
Gross operating margin9900€20k€-13k
Operating profit (loss)9901€19k€-14k
Financial income75/76B€0€9
Recurring financial income75€0€9
Financial charges65/66B€141€170
Recurring financial charges65€141€170
Profit (loss) for the period before taxes9903€19k€-15k
Income taxes67/77€5k€37
Profit (loss) for the period9904€13k€-15k
Profit (loss) for the period to be appropriated9905€13k€-15k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-15k
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€13k€0
To other reserves6921€13k€0

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-15k ▼209%
Net result drops to €-15k, the lowest in the series.
19-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
06-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €19k
Net result €19k after one loss-making year.
03-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 directors, last change in 2022
Isabelle Matagne
Director · since 30-12-2022
Current
30-12-2022 Isabelle Matagne: Appointed as Director
30-12-2022 Faudil Saadi: Resigned as Director
30-12-2022 Katleen Avermaete: Resigned as Director
Not every act has been read: a resignation may be missing here
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
exact location from the address register On OpenStreetMap
Ground area
1,625 m²
Building footprint
1,286 m²
Volume, LiDAR
34,999 m³
Parcel 21807G0001/00L000, Brussels · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
L4 CARE
Louizalaan 54, 1050 ElseneReal estate appraisal on a fee or contract basis
since 20212.330.084.510
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0001/00L000 Brussels 1,625 m² 1 · 1,286 m² 33.9 m · 9 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,752 companies in sector 68321 we hold annual accounts for 1,381. 663 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
81100Combined facilities support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.