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ACOFI

Active Private limited companyfounded 2015active for 11 yearsPlace des Cèdres 20, 4121 NeupréKBO/BCE: BE 0631.738.729

Lifetime

11 annual accounts with figures on one time axis
peak €137,174 (2025)
€137,174▲ 16.0%
peak €39,969 (2023)
€22,100▼ 18.6%
peak €134,060 (2025)
€134,060▲ 17.8%
€65,587▼ 16.0%
peak 0.6 FTE (2020)
-not published
Board1 name since 2015
Owners
  
Documentsfilings and deeds
01-06-202660 days before the deadline
2025micro format
Gross margin from €118,267 to €137,174Dividend €1,800Equity from €113,760 to €134,060Debts from €78,103 to €65,587Cash from €55,655 to €85,983

Key points

from the 2025 annual accounts

Equity

€134,060 ▲ 17.8%

ACOFI has made a profit in every financial year since 2015.

Turnover

≈ €260,000 estimated

The micro format states no turnover.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

Five of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.

Checked score

95
Excellent
Financially stronger than 61% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

92+8equity 67.1% of total assets
87+16short-term debt 30.9% · cash 43.1%
83-3return on assets 11.1%

Score breakdown

lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 2.87, cash €85,983
Equity €134,060 (67.1% of total assets)
Size: total assets €199,646
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 64% of them on solvency, 78% on liquidity, 39% on profitability and 63% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as ACOFI has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ACOFI itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for ACOFI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.87 (2.42 in 2024), above the usual 1.5. Short-term debt is 30.9% and cash 43.1% of total assets. 32.9% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 2.87, cash €85,983
NBB · annual accounts
lowers risk · Equity €134,060 (67.1% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €199,646
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 days early
2024
59 days early
2023
51 days early
2022
54 days early
2021
40 days early
2020
26 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TO
Director, since 03-06-2015
  • Olivier Tournemenne 100%annual accounts 2017
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0631738729
Company renamed from Bureau d’Expertise Comptable & Fiscale Tournemenne Olivier to ACOFI Change of role: TOURNEMENNE Olivier, from manager to director · “L'organisation de la comptabilité et des services comptables et les activités de conseil en matière…” (deed in French) · General meeting of 25-08-2023 · Gazette deed
Registered office moved within Neupré New registered office: Place des Cèdres 20 à 4121 Neupré · Previous registered office: Place des Cèdres 18 à 4121 Neupré · General meeting of 12-04-2019 · Gazette deed
Incorporation published on 05-06-2015 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
ACOFI Neupré €199,646 €137,174 67.1% -
LV FisCo Stavelot €196,949 €123,466 23.9% -
YS Projects Amblève €212,512 €159,242 8.8% -
FIDUCIAIRE F. FAWE & CIE Welkenraedt €238,228 €147,875 50.6% -
LTC Expert-Comptable Sombreffe €196,245 €143,579 10.4% -
COMPANY ASSISTANCE ACCOUNTANCY AND TAX Holsbeek €212,079 €141,974 28.5% -
Bilanco Essen €185,061 €127,970 15.4% -

These companies have the same main activity as ACOFI: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €185,000 and €238,000, founded between 2013 and 2015.

Official details

Source: KBO
Status
Active since 03-06-2015Normal situation
Activity
Certified accountants and tax accountantsNACE 69201
Joint committee
336Liberal professions · annual accounts 2024
Establishment unit
2.242.393.6394121 Neupré, since 03-06-2015
Financial year end
31 December
Peppol
Reachable since 04-04-2024
Company details

Annual accounts 2025

€199,646▲ 4.1%
Employeeson 31-12-2025
2=
Filing
Filed on 01-06-2026, 60 days before the end of the filing period
Financials

Insights on ACOFI

ACOFI files the micro format. That format states no turnover. The gross margin rose from €18,336 in 2015 to €137,174 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ACOFI

What is the company number of ACOFI?
The company number of ACOFI is 0631.738.729. The VAT number is the same number with BE in front: BE 0631.738.729.
Where is ACOFI based?
The registered office is at Place des Cèdres 20, 4121 Neupré.Company details
What does ACOFI do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of ACOFI?
ACOFI is a private limited company (BV).
When was ACOFI founded?
ACOFI was founded on 03-06-2015.
Is ACOFI still active?
Yes, ACOFI is an active enterprise in the KBO register.
How many employees does ACOFI have?
ACOFI had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ACOFI fall under?
In its 2024 annual accounts, ACOFI states joint committee 336 (Liberal professions).
What is the turnover of ACOFI?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €137,174 and 43 comparable companies (NACE 69201). It probably lies between €210,000 and €320,000.
Is ACOFI profitable?
In financial year 2025, ACOFI made a profit of €22,100.
Where can I find the annual accounts of ACOFI?
ACOFI filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACOFI due?
ACOFI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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