ACOFI
ActiveSummary
ACOFI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134,060 and a net result of €22,100. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 12761 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-3
Solvency92▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 2.87 against 2.42 in 2024; short-term debt: 30.9% and cash: 43.1% of total assets), and 32.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
11.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
51 d early
2022
54 d early
2021
40 d early
2020
26 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€134,060▲ 17.8%
2024 · €113,760
Total assets
€199,646▲ 4.1%
2024 · €191,863
Net result
€22,100▼ 18.6%
2024 · €27,166
Working capital
€115,505▲ 22.5%
2024 · €94,264
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25,283▲ 33.9%€23,217▼ 8.2%€53,918▲ 132%€38,067▼ 29.4%€33,418▼ 12.2%
Net result€19,040▲ 37.9%€18,090▼ 5.0%€39,969▲ 121%€27,166▼ 32.0%€22,100▼ 18.6%
Equity€62,701▲ 5.1%€72,791▲ 16.1%€99,760▲ 37.0%€113,760▲ 14.0%€134,060▲ 17.8%
Total assets€140,182▲ 34.8%€133,126▼ 5.0%€161,130▲ 21.0%€191,863▲ 19.1%€199,646▲ 4.1%
Debt€77,481▲ 74.7%€60,334▼ 22.1%€61,369▲ 1.7%€78,103▲ 27.3%€65,587▼ 16.0%
Working capital€38,675▲ 8.9%€54,517▲ 41.0%€82,444▲ 51.2%€94,264▲ 14.3%€115,505▲ 22.5%
Staff (FTE)1▲ 66.7%0.9▼ 10.0%0.6▼ 33.3%1.6▲ 167%1.6=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199,646
Fixed assets
€22,502 ▼ 27.9%
Current assets
€177,145 ▲ 10.3%
Equity and liabilities €199,646
Equity
€134,060 ▲ 17.8%
Debt
€65,587 ▼ 16.0%
Debt's share of the balance-sheet total falls from 40.7% to 32.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50,517▼
2024 · €54,880
Cash flow
€39,199▼
2024 · €43,979
Current ratio
2.87▲
2024 · 2.42
Debt to equity
0.49▼
2024 · 0.69
ROE
16.5%▼
2024 · 23.9%
ROA
11.1%▼
2024 · 14.2%
Interest coverage
26.94▲
2024 · 23.78
Debt ≤ 1 year
€61,640▼
2024 · €66,377
Debt > 1 year
€3,947▼
2024 · €11,726
Income taxes
€10,947▼
2024 · €11,718
Staff costs
€74,462▲
2024 · €61,179
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4,628 | €455 | €0 | - | - | - |
| Remuneration, social security and pensions62 | €15,081 | €14,577 | €18,779 | €61,179 | €74,462 | ▲ 21.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,030 | €14,273 | €12,347 | €16,813 | €17,099 | ▲ 1.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €10,311 | - |
| Other operating charges640/8 | €1,861 | €2,294 | €946 | €1,288 | €1,774 | ▲ 37.7% |
| Non-recurring operating charges66A | €1,378 | €0 | €2,057 | €919 | €109 | ▼ 88.1% |
| Gross operating margin9900 | €57,631 | €54,362 | €88,047 | €118,267 | €137,174 | ▲ 16.0% |
| Operating profit (loss)9901 | €25,283 | €23,217 | €53,918 | €38,067 | €33,418 | ▼ 12.2% |
| Financial income75/76B | €850 | €2,444 | €1,531 | €3,125 | €1,504 | ▼ 51.9% |
| Recurring financial income75 | €850 | €2,444 | €1,531 | €3,125 | €1,504 | ▼ 51.9% |
| Financial charges65/66B | €1,236 | €1,538 | €1,999 | €2,308 | €1,875 | ▼ 18.8% |
| Recurring financial charges65 | €1,236 | €1,538 | €1,999 | €2,308 | €1,875 | ▼ 18.8% |
| Profit (loss) for the period before taxes9903 | €24,897 | €24,124 | €53,450 | €38,884 | €33,047 | ▼ 15.0% |
| Income taxes67/77 | €5,857 | €6,034 | €13,481 | €11,718 | €10,947 | ▼ 6.6% |
| Profit (loss) for the period9904 | €19,040 | €18,090 | €39,969 | €27,166 | €22,100 | ▼ 18.6% |
| Profit (loss) for the period to be appropriated9905 | €19,040 | €18,090 | €39,969 | €27,166 | €22,100 | ▼ 18.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €140,182 | €133,126 | €161,130 | €191,863 | €199,646 | ▲ 4.1% |
| Fixed assets21/28 | €47,215 | €34,551 | €33,012 | €31,222 | €22,502 | ▼ 27.9% |
| Intangible fixed assets21 | €7,507 | €5,310 | €3,113 | €916 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €39,708 | €29,240 | €29,899 | €30,306 | €22,502 | ▼ 25.8% |
| Plant, machinery and equipment23 | €51 | €375 | €717 | €109 | €255 | ▲ 133% |
| Furniture and vehicles24 | €34,753 | €25,618 | €25,780 | €27,509 | €19,461 | ▼ 29.3% |
| Leasing and similar rights25 | €2,623 | €1,291 | €0 | - | - | - |
| Other tangible fixed assets26 | €2,281 | €1,955 | €3,401 | €2,688 | €2,785 | ▲ 3.6% |
| Current assets29/58 | €92,967 | €98,575 | €128,117 | €160,641 | €177,145 | ▲ 10.3% |
| Amounts receivable within one year40/41 | €50,432 | €48,028 | €44,213 | €52,085 | €61,383 | ▲ 17.9% |
| Trade receivables40 | €39,474 | €45,319 | €43,973 | €51,506 | €50,240 | ▼ 2.5% |
| Other amounts receivable41 | €10,957 | €2,709 | €240 | €579 | €11,143 | ▲ 1,825% |
| Current investments50/53 | - | - | - | €40,211 | €20,440 | ▼ 49.2% |
| Cash at bank and in hand54/58 | €36,325 | €45,670 | €79,109 | €55,655 | €85,983 | ▲ 54.5% |
| Deferred charges and accrued income490/1 | €6,210 | €4,877 | €4,795 | €12,691 | €9,338 | ▼ 26.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €140,182 | €133,126 | €161,130 | €191,863 | €199,646 | ▲ 4.1% |
| Equity10/15 | €62,701 | €72,791 | €99,760 | €113,760 | €134,060 | ▲ 17.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €44,101 | €54,191 | €81,160 | €95,160 | €115,460 | ▲ 21.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €42,241 | €52,331 | €81,160 | €95,160 | €115,460 | ▲ 21.3% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €77,481 | €60,334 | €61,369 | €78,103 | €65,587 | ▼ 16.0% |
| Amounts payable after more than one year17 | €23,189 | €16,276 | €15,696 | €11,726 | €3,947 | ▼ 66.3% |
| Financial debts170/4 | €23,189 | €16,276 | €15,696 | €11,726 | €3,947 | ▼ 66.3% |
| Amounts payable within one year42/48 | €54,292 | €44,058 | €45,673 | €66,377 | €61,640 | ▼ 7.1% |
| Current portion of amounts payable after more than one year42 | €9,437 | €7,891 | €9,284 | €13,637 | €15,532 | ▲ 13.9% |
| Trade debts44 | €8,118 | €10,660 | €7,387 | €16,670 | €8,269 | ▼ 50.4% |
| Suppliers440/4 | €8,118 | €10,660 | €7,387 | €16,670 | €8,269 | ▼ 50.4% |
| Taxes, remuneration and social security45 | €20,737 | €19,907 | €28,476 | €34,854 | €36,038 | ▲ 3.4% |
| Taxes450/3 | €17,480 | €17,487 | €24,657 | €22,099 | €23,928 | ▲ 8.3% |
| Remuneration and social security454/9 | €3,256 | €2,420 | €3,819 | €12,755 | €12,110 | ▼ 5.1% |
| Other amounts payable47/48 | €16,000 | €5,600 | €526 | €1,216 | €1,800 | ▲ 48.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,040 | €18,090 | €39,969 | €27,166 | €22,100 | ▼ 18.6% |
| + Depreciation and write-downs630 | €14,030 | €14,273 | €12,347 | €16,813 | €17,099 | ▲ 1.7% |
| Operating cash flow (approximation) | €33,070 | €32,363 | €52,316 | €43,979 | €39,199 | ▼ 10.9% |
| Investment in fixed assets (approximation) | - | -€1,608 | -€10,808 | -€15,023 | -€8,379 | ▲ 44.2% |
| Change in cash | - | €9,345 | €33,439 | -€23,454 | €30,328 | ▲ 229% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €113,760 ▲14%
7 profitable years in a row build equity to €113,760.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €39,969 ▲121%
Operating result €53,918, net result €39,969, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Weakest financial yearnet €2,496 ▼26.8%
Net result drops to €2,496, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2015
Ground area
969 m²
Building footprint
43 m²
Volume, LiDAR
314 m³
Parcel 61044E0186/00S002, Wallonia · tallest building 8.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACOFI
since 20152.242.393.639
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044E0186/00S002 | Wallonia | 969 m² | 1 · 43 m² | 8.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845007A98BF51F1ZB06
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,536 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-2015
Fiscal year end31-12
Abbreviation FR
B.E.C.F.T.O.
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0631738729
Registered
04-04-2024
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.