Aco Compta
ActiveSummary
Aco Compta has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368k and a net result of €471k. Its solvency ranks better than 28% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+12
Solvency43▲+11
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity tight (current ratio 1.12 against 0.98 in 2024; short-term debt: 73.8% and cash: 10.5% of total assets), and 81.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.5%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
75 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€471k▲ 93.5%
2024 · €244k
2024: €244k
2024 → 2025
Working capital
€177k
2024 · €-29k
2024: €-29k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€120k-€368k▲ 206%
Operating result€330k-€608k▲ 84.4%
Net result€244k-€471k▲ 93.5%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 84% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€344k ▲ 8.2%
Current assets
€1.64M ▲ 12.0%
Equity and liabilities €1.99M
Equity
€368k ▲ 206%
Debt
€1.62M ▼ 2.7%
Debt's share of the balance-sheet total falls from 93.3% to 81.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€733k▲
2024 · €448k
Cash flow
€596k▲
2024 · €362k
Current ratio
1.12▲
2024 · 0.98
Debt to equity
4.41▼
2024 · 13.85
ROE
128.2%▼
2024 · 202.4%
ROA
23.7%▲
2024 · 13.6%
Interest coverage
61.94▲
2024 · 32.86
Debt ≤ 1 year
€1.47M▼
2024 · €1.50M
Debt > 1 year
€153k▼
2024 · €168k
Income taxes
€125k▲
2024 · €73k
Staff costs
€1.02M▲
2024 · €1.01M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.79M€1.99M▲
Fixed assets21/28€318k€344k▲
Intangible fixed assets21€12k€8k▼
Tangible fixed assets22/27€306k€336k▲
Plant, machinery and equipment23€30k€37k▲
Furniture and vehicles24€255k€280k▲
Leasing and similar rights25€19k€14k▼
Other tangible fixed assets26€2k€5k▲
Current assets29/58€1.47M€1.64M▲
Amounts receivable within one year40/41€1.29M€1.43M▲
Trade receivables40€1.25M€1.39M▲
Other amounts receivable41€39k€43k▲
Cash at bank and in hand54/58€150k€209k▲
Deferred charges and accrued income490/1€31k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.79M€1.99M▲
Equity10/15€120k€368k▲
Contributions10/11€39k€39k=
Reserves13€79k€279k▲
Distributable reserves133€79k€279k▲
Profit (loss) carried forward14€2k€50k▲
Amounts payable17/49€1.67M€1.62M▼
Amounts payable after more than one year17€168k€153k▼
Financial debts170/4€168k€153k▼
Amounts payable within one year42/48€1.50M€1.47M▼
Current portion of amounts payable after more than one year42€110k€84k▼
Trade debts44€905k€599k▼
Suppliers440/4€905k€599k▼
Taxes, remuneration and social security45€251k€483k▲
Taxes450/3€141k€401k▲
Remuneration and social security454/9€110k€83k▼
Other amounts payable47/48€231k€302k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.01M€1.02M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€118k€125k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€15k€63k▲
Other operating charges640/8€29k€15k▼
Gross operating margin9900€1.50M€1.83M▲
Operating profit (loss)9901€330k€608k▲
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€316k€596k▲
Income taxes67/77€73k€125k▲
Profit (loss) for the period9904€244k€471k▲
Profit (loss) for the period to be appropriated9905€244k€471k▲
Appropriation of the result
Profit (loss) to be appropriated9906€245k€474k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€76k€200k▲
To other reserves6921€76k€200k▲
Profit to be distributed694/7€167k€224k▲
Directors or managers695€75k€125k▲
Other beneficiaries697€92k€99k▲
Social balance
Average headcount (FTE)908718.519.9▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
28-08
State Gazette act
Incorporation · Founding capital
Corporate purpose · First fiscal year
22-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
2025
31-12
Financial
Equity above €200kEq €368k ▲206%
2 profitable years in a row build equity to €368k.
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 75 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2023
Ground area
2,267 m²
Building footprint
255 m²
Volume, LiDAR
887 m³
Parcel 63006A0099/00Z000, Wallonia · tallest building 4.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Aco Compta
since 20232.352.856.546
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63006A0099/00Z000 | Wallonia | 2,267 m² | 1 · 255 m² | 4.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PRICE & QUALITY FIDUCIAIRE
BE 0416.635.586
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B. Pauwels en Co
BE 0458.682.514
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,856 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.