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ACMF GROUP

Active
Private limited companyfounded 20205 yrs activeKBO/BCE: BE 0758.640.166
Summary

The computed 12-month bankruptcy probability of ACMF GROUP is 21.7% (high). The 2024 annual accounts show equity of €118,361 and a net result of -€13,277. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 729 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

What they do
Postal and courier activities
NACE 53100
1 site
How big
€148,715total assets 2024
Equity
€118,361
Loss
-€13,277
Turnover not published (abridged schema)
Financially healthy?
16 Critical Checked score 2024
Bankruptcy chance 12 m
21.7%
Who decides
Accounts 63 d overdue0 of 1 deed read
Why 16- 1 financial year not filed after the legal deadline; latest accounts 281 days late; 3 of the last 3 late- Ex-officio strike-off in the KBO- Size: total assets €148,715- Liquidity: current ratio 4.25Show the evidence

Checked score

Score 2024
16 / 100
Critical
Probability in this band: over 15.0%
Better than 58% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 100=
equity 79.6% of total assets
Liquidity 87+39
short-term debt 20.4%
Profitability 8-92
return on assets -8.9%
Bankruptcy probability, 12 months
21.7% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.8% (888 companies)
  • 1 financial year not filed after the legal deadline; latest accounts 281 days late; 3 of the last 3 late raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • Size: total assets €148,715 raises the probability for this profile
  • Liquidity: current ratio 4.25 raises the probability
No credit on open account
Liquidity ample (current ratio 4.25 against 5.96 in 2023; short-term debt: 20.4% of total assets), and 20.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 93%, liquidity 91%, profitability 19%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 281 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Size: total assets €148,715
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 4.25
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-05-2026, 281 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
281 d late
2023
646 d late
2022
204 d late
2021
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 290 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Address struckKBO administration

Key points

  • Caution: From profit to loss in 2024after €47,940 in 2023 -€13,277 View
  • Caution: Among the weakest 12% on net resultsector median €5,562 · 729 companies -€13,277 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View

By topic

Financials

Fiscal year
2024
Total assets
€148,715
Loss
-€13,277
Solvency
79.6%
Turnover▲ 274%
Net result
20212022
Go to Financials

Timeline

Events
10
Since
2022
  1. 08-05-2026Annual accounts filed
  2. 08-05-2026Annual accounts filed
  3. 25-07-2025Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Postal and courier activitiesNACE 53100
Founded
20-11-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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