ACM SOINS

Active

Private limited companyfounded 20233 yrs activePlace de la Cour d'Haine(PAU) 5, 7100 La Louvière, BelgiumKBO/BCE: BE 0799.350.175

Summary

The computed 12-month bankruptcy probability of ACM SOINS is 5.1% (elevated). The 2025 annual accounts show equity of €45,425 and a net result of €12,789. Equity is growing by ~54.6% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ACM SOINSActiveChecked score 39/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€70,321total assets 2025

Equity: €45,425
Profit: €12,789

Financial health

39 Weak Checked score 2025

Bankruptcy chance 12 m: 5.1%

Structure

Accounts filed 24 d late0 of 2 deeds read

Why 39- Founded in 2023- 1 change of registered office in 24 months- Latest accounts 24 days late; 1 of the last 3 late+ Figures for FY 2025 (filed 24-08-2026)Show the evidence

Checked score

Score 2025

39 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 58% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 90-3

equity 64.6% of total assets

Liquidity 35-19

short-term debt 35.4% · cash 1.0%

Profitability 91-9

return on assets 18.2%

Bankruptcy probability, 12 months

5.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.5%lowest value 12-2024: 2.7%▲ +78.9% vs 11-2024 01-2025: 2.7%● 0.0% vs 12-2024 02-2025: 2.7%▼ -0.5% vs 01-2025 03-2025: 2.8%▲ +2.9% vs 02-2025 04-2025: 3.6%▲ +29.0% vs 03-2025 05-2025: 4.3%▲ +18.1% vs 04-2025 06-2025: 4.6%▲ +8.6% vs 05-2025 07-2025: 4.8%▲ +3.4% vs 06-2025 08-2025: 6.1%▲ +26.0% vs 07-2025 09-2025: 6.1%▲ +1.1% vs 08-2025 10-2025: 4.0%▼ -35.0% vs 09-2025 11-2025: 4.0%● 0.0% vs 10-2025 12-2025: 3.9%▼ -1.7% vs 11-2025 01-2026: 3.9%▼ -1.0% vs 12-2025 02-2026: 3.9%● 0.0% vs 01-2026 03-2026: 3.9%▲ +1.1% vs 02-2026 04-2026: 4.7%▲ +20.8% vs 03-2026 05-2026: 5.1%▲ +7.8% vs 04-2026 06-2026: 5.5%▲ +8.5% vs 05-2026 07-2026: 5.7%▲ +3.3% vs 06-2026 08-2026: 7.0%▲ +22.7% vs 07-2026highest value 09-2026: 5.0%▼ -29.0% vs 08-2026 10-2026: 5.1%▲ +1.9% vs 09-2026

Founded in 2023 raises the probability for this profile
Figures for FY 2025 (filed 24-08-2026) lowers the probability
1 change of registered office in 24 months raises the probability
Latest accounts 24 days late; 1 of the last 3 late raises the probability

Credit up to €1,500 at 30 days only on tighter terms

Liquidity ample (current ratio 2.8 against 3.06 in 2024; short-term debt: 35.4% and cash: 1% of total assets), and 35.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 54%, liquidity 20%, profitability 74%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Figures for FY 2025 (filed 24-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Latest accounts 24 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

24 d late

2024

46 d late

2023

6 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 3 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage