ACM DISTRIBUTION
ActiveSummary
The computed 12-month bankruptcy probability of ACM DISTRIBUTION is 3.3% (moderate). The 2024 annual accounts show negative equity (-€8,104) and a net result of €22,718. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 12% of 6537 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability79▲+22
Solvency21▲+10
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.45 against 0.22 in 2023; short-term debt: 63.2% and cash: 5.7% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-3.5%
Return on assets
9.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 6537 sector peers (2024).
NBB · sector comparisonPosition among 6537 sector peers
Solvency
better than 12%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-11-2025, 95 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
95 d late
2023
27 d late
2022
28 d late
2021
26 d late
2020
30 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 39 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22,718▲ 953%
2023 · €2,158
Working capital
-€79,958▲ 38.1%
2023 · -€129,105
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€12,460▲ 53.3%-€20,059▼ 61.0%€538€9,820▲ 1,725%€31,620▲ 222%
Net result-€18,681below the sector's middle half▲ 39.1%€2,696within the sector's middle half-€6,303below the sector's middle half€2,158within the sector's middle half€22,718within the sector's middle half▲ 953%
Equity-€29,372below the sector's middle half▼ 175%-€26,677below the sector's middle half▲ 9.2%-€32,980below the sector's middle half▼ 23.6%-€30,822below the sector's middle half▲ 6.5%-€8,104below the sector's middle half▲ 73.7%
Total assets€212,675below the sector's middle half▼ 0.2%€251,114below the sector's middle half▲ 18.1%€234,551below the sector's middle half▼ 6.6%€219,859below the sector's middle half▼ 6.3%€229,271below the sector's middle half▲ 4.3%
Debt€242,047▲ 8.2%€277,791▲ 14.8%€267,531▼ 3.7%€250,681▼ 6.3%€237,375▼ 5.3%
Working capital-€89,450▼ 23.9%-€132,141▼ 47.7%-€121,387▲ 8.1%-€129,105▼ 6.4%-€79,958▲ 38.1%
Solvency-13.8%below the sector's middle half▼ 8.8pp-10.6%below the sector's middle half▲ 3.2pp-14.1%below the sector's middle half▼ 3.4pp-14.0%below the sector's middle half=-3.5%below the sector's middle half▲ 10.5pp
Staff (FTE)0.1below the sector's middle half0.6below the sector's middle half▲ 500%0.7below the sector's middle half▲ 16.7%0.7below the sector's middle half=1below the sector's middle half▲ 42.9%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 222% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €229,271
Fixed assets
€164,342 ▼ 10.8%
Current assets
€64,929 ▲ 81.8%
Key figures and ratios
EBITDA
€50,952▲
2023 · €32,746
Cash flow
€42,050▲
2023 · €25,084
Current ratio
0.45▲
2023 · 0.22
Debt to equity
-29.29▼
2023 · -8.13
ROA
9.9%▲
2023 · 1.0%
Interest coverage
5.76▲
2023 · 4.44
Debt ≤ 1 year
€144,887▼
2023 · €164,821
Debt > 1 year
€90,502▲
2023 · €83,872
Income taxes
€90▼
2023 · €294
Staff costs
€31,760▲
2023 · €28,043
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,176 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.3%
went bankrupt
5.6%
stopped otherwise
89%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,176 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €22,008 | €24,139 | €28,043 | €31,760 | ▲ 13.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,565 | €30,472 | €23,545 | €22,926 | €19,332 | ▼ 15.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €316 | €48 | - | - | - |
| Other operating charges640/8 | - | €818 | €3,019 | €2,133 | €4,477 | ▲ 110% |
| Non-recurring operating charges66A | - | - | €190 | €1,538 | €1,224 | ▼ 20.5% |
| Gross operating margin9900 | €15,561 | €33,556 | €51,479 | €64,461 | €88,412 | ▲ 37.2% |
| Operating profit (loss)9901 | -€12,460 | -€20,059 | €538 | €9,820 | €31,620 | ▲ 222% |
| Financial income75/76B | - | €30,012 | €346 | €4 | €38 | ▲ 828% |
| Recurring financial income75 | €34 | €30,012 | €346 | €4 | €38 | ▲ 828% |
| Financial charges65/66B | - | €7,024 | €6,913 | €7,372 | €8,849 | ▲ 20.0% |
| Recurring financial charges65 | €6,037 | €7,024 | €6,913 | €7,372 | €8,849 | ▲ 20.0% |
| Profit (loss) for the period before taxes9903 | -€18,463 | €2,929 | -€6,030 | €2,452 | €22,808 | ▲ 830% |
| Income taxes67/77 | €218 | €234 | €273 | €294 | €90 | ▼ 69.3% |
| Profit (loss) for the period9904 | -€18,681 | €2,696 | -€6,303 | €2,158 | €22,718 | ▲ 953% |
| Profit (loss) for the period to be appropriated9905 | -€18,681 | €2,696 | -€6,303 | €2,158 | €22,718 | ▲ 953% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €212,675 | €251,114 | €234,551 | €219,859 | €229,271 | ▲ 4.3% |
| Fixed assets21/28 | €185,200 | €230,183 | €207,069 | €184,143 | €164,342 | ▼ 10.8% |
| Intangible fixed assets21 | €153,000 | €135,000 | €117,000 | €99,000 | €81,000 | ▼ 18.2% |
| Tangible fixed assets22/27 | €32,200 | €20,683 | €11,804 | €6,878 | €5,077 | ▼ 26.2% |
| Plant, machinery and equipment23 | - | €8,394 | €7,189 | €5,983 | €4,842 | ▼ 19.1% |
| Furniture and vehicles24 | - | €12,289 | €4,615 | €894 | €235 | ▼ 73.7% |
| Financial fixed assets28 | - | €74,500 | €78,265 | €78,265 | €78,265 | = |
| Current assets29/58 | €27,474 | €20,931 | €27,483 | €35,716 | €64,929 | ▲ 81.8% |
| Amounts receivable within one year40/41 | €20,676 | €15,593 | €6,342 | €28,179 | €51,408 | ▲ 82.4% |
| Trade receivables40 | - | €12,582 | €5,925 | €27,210 | €50,433 | ▲ 85.3% |
| Other amounts receivable41 | - | €3,011 | €417 | €969 | €975 | ▲ 0.6% |
| Cash at bank and in hand54/58 | €6,480 | €4,690 | €19,388 | €6,522 | €12,989 | ▲ 99.2% |
| Deferred charges and accrued income490/1 | - | €648 | €1,753 | €1,015 | €532 | ▼ 47.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €212,675 | €251,114 | €234,551 | €219,859 | €229,271 | ▲ 4.3% |
| Equity10/15 | -€29,372 | -€26,677 | -€32,980 | -€30,822 | -€8,104 | ▲ 73.7% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€49,372 | -€46,677 | -€52,980 | -€50,822 | -€28,104 | ▲ 44.7% |
| Amounts payable17/49 | €242,047 | €277,791 | €267,531 | €250,681 | €237,375 | ▼ 5.3% |
| Amounts payable after more than one year17 | €124,774 | €121,622 | €116,697 | €83,872 | €90,502 | ▲ 7.9% |
| Financial debts170/4 | - | €121,622 | €116,697 | €83,872 | €90,502 | ▲ 7.9% |
| Amounts payable within one year42/48 | €116,925 | €153,072 | €148,870 | €164,821 | €144,887 | ▼ 12.1% |
| Current portion of amounts payable after more than one year42 | - | €43,151 | €44,925 | €49,859 | €23,295 | ▼ 53.3% |
| Financial debts43 | - | €3,573 | - | €4,580 | - | - |
| Credit institutions430/8 | - | €3,573 | - | €4,580 | - | - |
| Trade debts44 | €71,704 | €95,064 | €75,671 | €55,796 | €84,869 | ▲ 52.1% |
| Suppliers440/4 | - | €95,064 | €75,671 | €55,796 | €84,869 | ▲ 52.1% |
| Taxes, remuneration and social security45 | - | €8,772 | €14,050 | €36,571 | €16,734 | ▼ 54.2% |
| Taxes450/3 | - | €5,117 | €9,413 | €27,991 | €11,480 | ▼ 59.0% |
| Remuneration and social security454/9 | - | €3,655 | €4,638 | €8,581 | €5,254 | ▼ 38.8% |
| Other amounts payable47/48 | - | €2,512 | €14,223 | €18,015 | €19,990 | ▲ 11.0% |
| Accrued charges and deferred income492/3 | - | €3,097 | €1,964 | €1,987 | €1,986 | ▼ 0.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,681 | €2,696 | -€6,303 | €2,158 | €22,718 | ▲ 953% |
| + Depreciation and write-downs630 | €22,565 | €30,472 | €23,545 | €22,926 | €19,332 | ▼ 15.7% |
| Operating cash flow (approximation) | €3,884 | €33,168 | €17,242 | €25,084 | €42,050 | ▲ 67.6% |
| Investment in fixed assets (approximation) | - | -€75,455 | -€431 | €0 | €468 | - |
| Change in cash | - | -€1,789 | €14,698 | -€12,866 | €6,467 | ▲ 150% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 95 days late
2024
31-12
Financial
Highest result since 2019net €22,718 ▲953%
Operating result €31,620, net result €22,718, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial
Back to profitnet €2,158
Net result €2,158 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
31-12
Financial
Back to profitnet €2,696
Net result €2,696 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 2 establishment units since 2019
Ground area
996 m²
Building footprint
132 m²
Volume, LiDAR
963 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
ACM DISTRIBUTION Fleurs
since 20192.288.608.496
ACM DIstribution Marache
since 20202.303.845.515
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076A0180/00X000 | Wallonia | 806 m² | 1 · 37 m² | 9.5 m · 3 fl. |
| 25076D0228/00H000 ProtectedSite or landscape |
Wallonia | 191 m² | 1 · 94 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2024 annual accounts of ACM DISTRIBUTION and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLasne2.288.608.496
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Of 269 companies in sector 47222 we hold annual accounts for 134. 37 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47222Retail trade
68121Development of residential building projects
47279Other retail sale of food
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID
0208:0725629581
Also
9925:BE0725629581
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.