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ACKO

Active
Private limited companyfounded 20242 yrs activeRue de Vottem 32, 4000 Liège, BelgiumKBO/BCE: BE 1011.754.738
Summary

The computed 12-month bankruptcy probability of ACKO is 4.2% (elevated). The 2025 annual accounts show equity of €2,835 and a net result of -€1,165. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability60
Solvency42
Growth-
Track record67
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.26; short-term debt: 82.5% and cash: 21.7% of total assets), and 83.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.5%
Return on assets
-6.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
19 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ACKO was incorporated on 19 July 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€2,835
Total assets
€17,148
Net result
-€1,165
Working capital
-€10,440

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €17,148
Fixed assets €13,433
Current assets €3,715
Equity and liabilities €17,148
Equity €2,835
Debt €14,312
Debt finances 83.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€12,591
Cash flow
€11,355
Current ratio
0.26
Debt to equity
5.05
ROE
-41.1%
ROA
-6.8%
Interest coverage
359.73
Debt ≤ 1 year
€14,155
Income taxes
€1,201
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€17,148
Fixed assets21/28€13,433
Tangible fixed assets22/27€13,433
Furniture and vehicles24€13,433
Current assets29/58€3,715
Cash at bank and in hand54/58€3,715
Equity and liabilities
Total equity and liabilities10/49€17,148
Equity10/15€2,835
Contributions10/11€4,000
Profit (loss) carried forward14-€1,165
Amounts payable17/49€14,312
Amounts payable within one year42/48€14,155
Trade debts44€399
Suppliers440/4€399
Taxes, remuneration and social security45€5,501
Taxes450/3€2,501
Remuneration and social security454/9€3,000
Other amounts payable47/48€8,255
Accrued charges and deferred income492/3€157
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,519
Other operating charges640/8€2,750
Gross operating margin9900€15,340
Operating profit (loss)9901€71
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€36
Income taxes67/77€1,201
Profit (loss) for the period9904-€1,165
Profit (loss) for the period to be appropriated9905-€1,165
Appropriation of the result
Profit (loss) to be appropriated9906-€1,165

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,519
Other operating charges640/8€2,750
Gross operating margin9900€15,340
Operating profit (loss)9901€71
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€36
Income taxes67/77€1,201
Profit (loss) for the period9904-€1,165
Profit (loss) for the period to be appropriated9905-€1,165
Line2025
Assets
Total assets20/58€17,148
Fixed assets21/28€13,433
Tangible fixed assets22/27€13,433
Furniture and vehicles24€13,433
Current assets29/58€3,715
Cash at bank and in hand54/58€3,715
Equity and liabilities
Total equity and liabilities10/49€17,148
Equity10/15€2,835
Contributions10/11€4,000
Profit (loss) carried forward14-€1,165
Amounts payable17/49€14,312
Amounts payable within one year42/48€14,155
Trade debts44€399
Suppliers440/4€399
Taxes, remuneration and social security45€5,501
Taxes450/3€2,501
Remuneration and social security454/9€3,000
Other amounts payable47/48€8,255
Accrued charges and deferred income492/3€157
Line2025
Profit (loss) for the period9904-€1,165
+ Depreciation and write-downs630€12,519
Operating cash flow (approximation)€11,355

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
424 m²
Building footprint
230 m²
Volume, LiDAR
1,376 m³
Parcel 62812A0136/00P003, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACKO
Rue de Vottem 32, 4000 LiègeHuman health activities
since 20242.362.762.820
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62812A0136/00P003 Wallonia 424 m² 1 · 230 m² 12.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded19-07-2024
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.