ACIO GROUPE
ActiveSummary
ACIO GROUPE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €415k and a net result of €30k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 73% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51=
Solvency100▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.79 in 2024; short-term debt: 17.3% and cash: 0.1% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
5.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d late
2023
2 d early
2022
1 d early
2021
on the day
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€415k▲ 7.7%
2024 · €385k
2019: €241k
2020: €270k
2021: €295k
2022: €325k
2023: €356k
2024: €385k
2019 → 2025
Total assets
€538k▲ 2.8%
2024 · €523k
2019: €475k
2020: €466k
2021: €481k
2022: €494k
2023: €519k
2024: €523k
2019 → 2025
Net result
€30k▲ 1.7%
2024 · €29k
2019: €31k
2020: €29k
2021: €25k
2022: €30k
2023: €30k
2024: €29k
2019 → 2025
Working capital
€-13k▲ 23.4%
2024 · €-17k
2019: €-219k
2020: €-190k
2021: €-32k
2022: €-27k
2023: €-21k
2024: €-17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€295k-€325k▲ 10.2%€356k▲ 9.3%€385k▲ 8.2%€415k▲ 7.7%
Operating result€38k-€47k▲ 23.4%€47k▼ 0.1%€45k▼ 3.8%€45k▲ 0.2%
Net result€25k-€30k▲ 23.2%€30k▲ 0.4%€29k▼ 3.6%€30k▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €538k
Fixed assets
€458k =
Current assets
€80k ▲ 22.9%
Equity and liabilities €538k
Equity
€415k ▲ 7.7%
Debt
€124k ▼ 10.8%
The debt ratio falls from 26.5% to 23.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.86▲
2024 · 0.79
Debt / equity
0.30▼
2024 · 0.36
ROE
7.2%▼
2024 · 7.6%
ROA
5.5%▼
2024 · 5.6%
Debt ≤ 1 year
€93k▲
2024 · €82k
Debt > 1 year
€31k▼
2024 · €56k
Income taxes
€14k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€523k€538k▲
Fixed assets21/28€458k€458k=
Tangible fixed assets22/27€8k€8k=
Land and buildings22€8k€8k=
Financial fixed assets28€450k€450k=
Current assets29/58€65k€80k▲
Amounts receivable within one year40/41€65k€79k▲
Trade receivables40€64k€78k▲
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€87€628▲
Deferred charges and accrued income490/1-€193
Equity and liabilities
Total equity and liabilities10/49€523k€538k▲
Equity10/15€385k€415k▲
Contributions10/11€75k€75k=
Reserves13€142k€171k▲
Distributable reserves133€142k€171k▲
Profit (loss) carried forward14€168k€169k▲
Amounts payable17/49€138k€124k▼
Amounts payable after more than one year17€56k€31k▼
Financial debts170/4€56k€31k▼
Amounts payable within one year42/48€82k€93k▲
Current portion of amounts payable after more than one year42€25k€26k▲
Trade debts44€385€193▼
Suppliers440/4€385€193▼
Taxes, remuneration and social security45€49k€60k▲
Taxes450/3€9k€10k▲
Remuneration and social security454/9€40k€51k▲
Other amounts payable47/48€8k€7k▼
Income statement
Code20242025
Other operating charges640/8€577€780▲
Gross operating margin9900€46k€46k▲
Operating profit (loss)9901€45k€45k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€43k€44k▲
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€29k€30k▲
Profit (loss) for the period to be appropriated9905€29k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€197k€198k▲
Profit (loss) brought forward from the previous period14P€168k€168k▲
Transfer to equity691/2€29k€29k=
To other reserves6921€29k€29k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €25k ▼16.2%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 6 days late
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bienne(BUV) 157133 BincheGround area
2,653 m²
Building footprint
173 m²
Volume, LiDAR
1,142 m³
Parcel 56014D0254/00S002, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACIO GROUPE
since 20132.218.696.440
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56014D0254/00S002 | Wallonia | 2,653 m² | 1 · 173 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2013
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.