ACIMA & CO
ActiveACIMA & CO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €407. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-20
Solvency100▲+12
Growth69▼-8
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.62 against 2.13 in 2024; short-term debt: 18.4% and cash: 3.8% of total assets), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.6%
Return on assets
1.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
182 d late
2023
15 d late
2022
30 d late
2021
180 d late
2020
27 d late
2019
132 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€252k▼ 28.2%
2024 · €351k
2018: €170k
2019: €287k
2020: €293k
2021: €411k
2022: €385k
2023: €396k
2024: €351k
2018 → 2025
EBIT margin
1.8%▼ 1.1pp
2024 · 2.9%
2018: 1.9%
2019: 2.8%
2020: 1.1%
2021: 5.5%
2022: 3.6%
2023: 1.9%
2024: 2.9%
2018 → 2025
Net result
€407
2024 · €-260
2018: €-489
2019: €4k
2020: €3k
2021: €18k
2022: €4k
2023: €-5k
2024: €-260
2018 → 2025
Working capital
€25k▲ 27.3%
2024 · €19k
2018: €689
2019: €7k
2020: €13k
2021: €17k
2022: €22k
2023: €18k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€411k-€385k▼ 6.5%€396k▲ 2.8%€351k▼ 11.2%€252k▼ 28.2%
Equity€31k-€35k▲ 12.5%€30k▼ 15.1%€30k▼ 0.9%€30k▲ 1.4%
Operating result€23k-€14k▼ 38.9%€8k▼ 44.4%€10k▲ 31.2%€4k▼ 56.0%
Net result€18k-€4k▼ 78.3%€-5k€-260▲ 95.1%€407
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€6k▼ 46.6%
Current assets
€31k▼ 13.9%
Equity and liabilities €37k
Equity
€30k▲ 1.4%
Debt
€7k▼ 60.3%
The debt ratio falls from 36.5% to 18.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €16k
Cash flow
€5k▼
2024 · €5k
Solvency
81.6%▲
2024 · 63.5%
Current ratio
4.62▲
2024 · 2.13
Quick ratio
2.06▲
2024 · 0.52
Debt / equity
0.23▼
2024 · 0.58
ROE
1.3%▲
2024 · -0.9%
ROA
1.1%▲
2024 · -0.6%
Interest coverage
2.29▼
2024 · 15.56
Debt
€7k▼
2024 · €17k
Debt ≤ 1 year
€7k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€37k▼
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Furniture and vehicles24€943€303▼
Leasing and similar rights25€10k€5k▼
Current assets29/58€37k€31k▼
Stocks and contracts in progress3€28k€17k▼
Stocks30/36€28k€17k▼
Amounts receivable within one year40/41€7k€13k▲
Other amounts receivable41€7k€13k▲
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€47k€37k▼
Equity10/15€30k€30k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Profit (loss) carried forward14€11k€12k▲
Amounts payable17/49€17k€7k▼
Amounts payable within one year42/48€17k€7k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Income statement
Code20242025
Turnover70€351k€252k▼
Goods, raw materials, services and sundry goods60/61€333k€241k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€18k€11k▼
Operating profit (loss)9901€10k€4k▼
Financial income75/76B€5k€40▼
Recurring financial income75€5k€40▼
Non-recurring financial income76B€3-
Financial charges65/66B€12k€4k▼
Recurring financial charges65€1k€4k▲
Non-recurring financial charges66B€11k-
Profit (loss) for the period before taxes9903€4k€407▼
Income taxes67/77€4k-
Profit (loss) for the period9904€-260€407▲
Profit (loss) for the period to be appropriated9905€-260€407▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€12k▲
Profit (loss) brought forward from the previous period14P€11k€11k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 182 days late
30-09
Financial
Back to profitnet €407
Net result €407 after 2 loss-making years.
30-09
Financial
Liquidity doublescurrent ratio 4.62
Current ratio from 2.13 to 4.62; short-term debt falls from €17k to €7k.
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
30-09
Financial
Weakest financial yearnet €-5k ▼235%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 180 days late
30-09
Financial
Liquidity doublescurrent ratio 3.58
Current ratio from 1.58 to 3.58; short-term debt falls from €28k to €9k.
2021
30-09
Financial
Highest result since 2018net €18k ▲555%
Operating result €23k, net result €18k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 132 days late
2019
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
14-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Ooststraat 341030 SchaarbeekGround area
194 m²
Building footprint
267 m²
Volume, LiDAR
2,850 m³
2 parcels, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ACIMA & CO
since 20212.314.633.497
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0196/00S008 | Brussels | 104 m² | 1 · 104 m² | 16.7 m · 5 fl. |
| 21910E0124/00W018 | Brussels | 90 m² | 1 · 163 m² | 16.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.314.633.497
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,430 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-10-2011
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.