ACH & CO
ActiveSummary
The computed 12-month bankruptcy probability of ACH & CO is 3.5% (moderate). The 2025 annual accounts show negative equity (€-9) and a net result of €5. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 4486 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+40
Solvency24▲+3
Growth58=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 4486 sector peers (2025).
NBB · sector comparisonPosition among 4486 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
35 d early
2022
110 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-9▲ 37.4%
2024 · €-14
2022: €1k
2023: €180
2024: €-14
2022 → 2025
Total assets
€633▲ 77.2%
2024 · €357
2022: €1k
2023: €343
2024: €357
2022 → 2025
Net result
€5
2024 · €-194
2022: €-2k
2023: €-1k
2024: €-194
2022 → 2025
Working capital
€-9▲ 37.4%
2024 · €-14
2023: €180
2024: €-14
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1k-€180▼ 86.3%€-14€-9▲ 37.4%
Operating result€-2k-€-1k▲ 34.8%€-228▲ 79.2%€52
Net result€-2k-€-1k▲ 32.5%€-194▲ 82.9%€5
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52 after a loss of €228 in 2024, the highest result in the available series.
Key figures and ratios
Debt
€642▲
2024 · €371
Debt ≤ 1 year
€642▲
2024 · €371
Ratios withheld: a balance sheet total of €633 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€357€633▲
Current assets29/58€357€633▲
Amounts receivable within one year40/41-€500
Trade receivables40-€500
Cash at bank and in hand54/58€357€133▼
Equity and liabilities
Total equity and liabilities10/49€357€633▲
Equity10/15€-14€-9▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-3k€-3k▲
Amounts payable17/49€371€642▲
Amounts payable within one year42/48€371€642▲
Trade debts44€152€253▲
Suppliers440/4€152€253▲
Taxes, remuneration and social security45€220€291▲
Taxes450/3€220€291▲
Other amounts payable47/48-€99
Income statement
Code20242025
Other operating charges640/8€300-
Gross operating margin9900€72€52▼
Operating profit (loss)9901€-228€52▲
Financial income75/76B€80-
Recurring financial income75€80-
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903€-194€5▲
Profit (loss) for the period9904€-194€5▲
Profit (loss) for the period to be appropriated9905€-194€5▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-3k▲
Profit (loss) brought forward from the previous period14P€-3k€-3k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €5
Net result €5 after 3 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 110 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
147 m²
Building footprint
144 m²
Volume, LiDAR
1,543 m³
Parcel 22662B0387/00R004, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ACH & CO
since 20222.327.982.776
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
I.L. & C.-TITRES SERVICES-AGENCE D'EVERE
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Tubize · Eq €199
Fenix Allround Services
BE 1021.366.448
Maasmechelen · Eq €235
VICTOR CLEAN
BE 1006.852.674
Thuin · Eq €237
RENKLEAN
BE 0805.232.137
Flémalle · Eq €239
ALL SERVICES & CLEANING
BE 0789.405.004
Grimbergen · Eq €126
Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 90 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.