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ACG Renov

Active
Private limited companyfounded 2015active for 11 yearsVrijwilligerslaan 147, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0597.813.572

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ACG Renov has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,218 and a net result of €5,742. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 47% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 09-02-2015 Normal situation
Activity
Other specialised construction activities NACE 43990and 1 other
Establishment unit
2.239.773.649 1150 Sint-Pieters-Woluwe, since 09-02-2015
Financial year end
31 December
Peppol
Reachable since 28-11-2025

Board and ownership

Board
  • GOMES LOPES Joaquim JorgeDirector · since 12-10-2021

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€12,512
▲ 56.4%
Turnover
≈ €170,000
estimated
Profit
€5,742
▲ 485%
Equity
€21,218
▼ 28.0%
Total assets
€48,250
▲ 43.5%
Filed on 30-08-2026, 30 days after the deadlineat the National Bank
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Size: total assets €48,250lowers riskLiquidity: current ratio 1.76, cash €40,716Founded in 2015Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 41% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 69-31
equity 44.0% of total assets
Liquidity 71-28
short-term debt 56.0% · cash 84.4%
Profitability 67+30
return on assets 11.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.76 (7.98 in 2024), above the usual 1.5. Short-term debt is 56% and cash 84.4% of total assets. However, 56% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 47% of them on solvency, 70% on liquidity, 33% on profitability and 15% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.76, cash €40,716
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €48,250
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
29 days late
2023
9 days early
2022
35 days early
2021
16 days early
2020
26 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as ACG Renov: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €38,400 and €60,800, founded between 2012 and 2016.

CompanyTotal assetsGross margin
ACG Renov Sint-Pieters-Woluwe€48,250€12,512
USC.WEEK Vorst€47,954€12,268
ADRIA RENOV Sint-Agatha-Berchem€56,816€11,833
VT CONCEPT Elsene€48,034€12,732
FIRLEY M&M Brussel€60,841€13,988
ECSTEND Charleroi€43,125€13,180
DE RIJCKE - GEIRNAERT Evergem€38,426€12,088
Full comparison

Documents

Annual accounts at the NBB

All 11 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ACG Renov

What is the company number of ACG Renov?
The company number of ACG Renov is 0597.813.572. The VAT number is the same number with BE in front: BE 0597.813.572.
Where is ACG Renov based?
The registered office is at Vrijwilligerslaan 147, 1150 Sint-Pieters-Woluwe.Company details
What does ACG Renov do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of ACG Renov?
The legal form of ACG Renov is Private limited company (BV).
When was ACG Renov founded?
ACG Renov was founded on 09-02-2015.
Is ACG Renov still active?
Yes, ACG Renov is an active enterprise in the KBO register.
How many employees does ACG Renov have?
ACG Renov had an average of 0.9 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of ACG Renov?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €12,512 and 205 comparable companies (NACE 43990). It probably lies between €91,000 and €330,000. It is a rough estimate.
Is ACG Renov profitable?
In financial year 2025, ACG Renov made a profit of €5,742.
Where can I find the annual accounts of ACG Renov?
ACG Renov filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ACG Renov due?
ACG Renov must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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