ACG Car

Active Risk: not assessed

Public limited companyfounded 2005active for 21 yearsFraterstraat 119, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0871.698.121

Summary

ACG Car is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12.2m and a net result of €4.7m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 2,973 sector peers (NACE 64, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

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ACG CarActive

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Activity

Activities of holding companies

NACE 64210

6th largest company by total assets in Merelbeke-Melle, Finance and insurance sector1 site

Size

€33.0mtotal assets 2025

Equity: €12.2m
Profit: €4.7m

Net result -65%: other schema

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Parent: ACG Groep · 99.99%
Board: 4 members
Holdings: 7

ArjuloChair · permanent representative Tom De Bruyckere

Auditor: Ernst et Young Reviseurs d'EntreprisesAccounts 31 days early

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

31 days early

2024

14 days early

2023

13 days early

2022

24 days early

2021

11 days late

2020

19 days early

2019

28 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

12-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-06-2026 Annual accounts filedfinancial year 2025 · full…
05-02-2026 Capital & shares · RestructuringPermanent representative: Francis Boelens ·…
20-11-2025 RestructuringPermanent representatives: Tom De Bruyckere…

Key points

Caution: Result fell in 2025different schema filed ▼ 64.8% View
Positive: Among the best 12% on net resultsector median €106,758 · 2,976 companies €4.7m View
Positive: 8 profitable years in a rowprofit 2025: €4.7m 8 years View
Controlled by ACG Groepthe company in turn controls 7 companies 99.99% View
Branch transferred to ACG Groepcontribution on 05-02-2026 2026 View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View