Equity
Equity fell by 78% in 17 years.
Equity fell by 78% in 17 years.
Every financial year from 2021 to 2024 closed with a loss. 2021 was the heaviest.
2025 accounts not filed: deadline was 31-07-2026.
In July 2024, 5,828 companies had the same profile as ACFZ has now. Each dot stands for 15 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,828 companies, not a prediction for ACFZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ACFZ Uccle | €43,572 | -€10,738 | 79.4% | - |
| PREVENTION MANAGEMENT RESOLUTION EUROPE Uccle | €47,904 | -€842 | 28.8% | - |
| PHILIPPE VANDEPAER PRINTING SERVICES Uccle | €41,767 | -€7,047 | 82.8% | - |
| ID-FIXE Uccle | €48,969 | -€3,681 | 61.7% | - |
| VOUS & NOUS Brussels | €44,384 | -€972 | -77.2% | - |
| HUMAN SYNERGIES Woluwe-Saint-Pierre | €40,702 | -€3,933 | 74.2% | - |
| NATAXEM Auderghem | €40,466 | -€44,320 | 86.3% | - |
These companies have the same main activity as ACFZ: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €40,500 and €49,000, founded between 2003 and 2007.
ACFZ files the micro format. That format states no turnover. The gross margin fell from €80,996 in 2006 to -€10,738 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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