ACERAM

Active

Private limited companyfounded 200719 yrs activeSint-Jan Nepomucenusstraat 24, 1000 Brussel, BelgiumKBO/BCE: BE 0890.049.729

Summary

The computed 12-month bankruptcy probability of ACERAM is 12.8% (high). The 2022 annual accounts show equity of €58,135 and a net result of -€4,834. Equity is growing by ~30.4% per year across the filed fiscal years. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ACERAMActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€83,503turnover 2022

Equity: €58,135
Loss: -€4,834

Financial health

Bankruptcy chance 12 m: 12.8%

2022 figures too old to score

Structure

Accounts filed 60 d late0 of 6 deeds read

Signals- Figures for FY 2022 (filed 22-02-2024)- 1 change of registered office in 24 months- No main activity registered+ Size: turnover €83,503, total assets €187,017Filed after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Bankruptcy probability: High

Financial strength, FY 2022 · tick = 2020

Weak

Solvency 56-20

equity 31.1% of total assets

Liquidity 15-15

short-term debt 65.5% · cash 0.0%

Profitability 56-22

return on assets -2.6%

Bankruptcy probability, 12 months

12.8% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 5.4%lowest value 12-2024: 6.6%▲ +21.2% vs 11-2024 01-2025: 8.5%▲ +29.9% vs 12-2024 02-2025: 8.5%● 0.0% vs 01-2025 03-2025: 8.7%▲ +1.5% vs 02-2025 04-2025: 8.3%▼ -3.9% vs 03-2025 05-2025: 8.5%▲ +1.6% vs 04-2025 06-2025: 8.5%● 0.0% vs 05-2025 07-2025: 8.5%● 0.0% vs 06-2025 08-2025: 9.7%▲ +15.2% vs 07-2025 09-2025: 9.9%▲ +2.1% vs 08-2025 10-2025: 7.1%▼ -28.5% vs 09-2025 11-2025: 12.2%▲ +71.2% vs 10-2025 12-2025: 12.3%▲ +1.1% vs 11-2025 01-2026: 12.3%● 0.0% vs 12-2025 02-2026: 12.3%● 0.0% vs 01-2026 03-2026: 12.3%● 0.0% vs 02-2026 04-2026: 12.3%● 0.0% vs 03-2026 05-2026: 12.1%▼ -1.7% vs 04-2026 06-2026: 12.1%● 0.0% vs 05-2026 07-2026: 12.1%● 0.0% vs 06-2026 08-2026: 13.2%▲ +9.0% vs 07-2026highest value 09-2026: 13.2%● 0.0% vs 08-2026highest value 10-2026: 12.8%▼ -3.0% vs 09-2026

Figures for FY 2022 (filed 22-02-2024) raises the probability
1 change of registered office in 24 months raises the probability
Size: turnover €83,503, total assets €187,017 lowers the probability for this profile
No main activity registered raises the probability

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2022 (filed 22-02-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Size: turnover €83,503, total assets €187,017

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

60 d late

2024

31 d late

2023

124 d late

2022

198 d late

2020

61 d late

2019

112 d late

2018

29 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 88 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 64 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage