Acelek
ActiveAcelek has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €-17k. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-14
Solvency93▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 3.4 in 2024; short-term debt: 32.5% and cash: 22.3% of total assets), and 32.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
-15.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
22 d late
2022
59 d late
2021
61 d late
2020
60 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▼ 18.8%
2024 · €89k
2018: €138k
2019: €125k
2020: €136k
2021: €124k
2022: €101k
2023: €94k
2024: €89k
2018 → 2025
Total assets
€107k▼ 14.6%
2024 · €125k
2018: €214k
2019: €188k
2020: €182k
2021: €150k
2022: €135k
2023: €134k
2024: €125k
2018 → 2025
Net result
€-17k▼ 223%
2024 · €-5k
2018: €-3k
2019: €-12k
2020: €11k
2021: €-12k
2022: €-22k
2023: €-7k
2024: €-5k
2018 → 2025
Working capital
€70k▼ 19.3%
2024 · €87k
2018: €131k
2019: €119k
2020: €130k
2021: €118k
2022: €97k
2023: €91k
2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€101k▼ 18.0%€94k▼ 7.3%€89k▼ 5.5%€72k▼ 18.8%
Operating result€-12k-€-22k▼ 78.6%€-7k▲ 67.7%€-5k▲ 29.6%€-17k▼ 230%
Net result€-12k-€-22k▼ 79.8%€-7k▲ 66.9%€-5k▲ 29.9%€-17k▼ 223%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €5k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€2k▲ 2.7%
Current assets
€104k▼ 14.9%
Equity and liabilities €107k
Equity
€72k▼ 18.8%
Debt
€35k▼ 4.2%
The debt ratio rises from 28.9% to 32.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-16k▼
2024 · €-4k
Cash flow
€-16k▼
2024 · €-4k
Solvency
67.5%▼
2024 · 71.1%
Current ratio
3.02▼
2024 · 3.40
Quick ratio
2.53▼
2024 · 2.93
Debt / equity
0.48▲
2024 · 0.41
ROE
-23.1%▼
2024 · -5.8%
ROA
-15.6%▼
2024 · -4.1%
Interest coverage
-92.17▼
2024 · -22.42
Debt
€35k▼
2024 · €36k
Debt ≤ 1 year
€35k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€107k▼
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€488€545▲
Plant, machinery and equipment23€488€545▲
Financial fixed assets28€2k€2k=
Current assets29/58€123k€104k▼
Stocks and contracts in progress3€17k€17k▲
Stocks30/36€17k€17k▲
Amounts receivable within one year40/41€65k€63k▼
Trade receivables40€64k€61k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€40k€24k▼
Deferred charges and accrued income490/1€942€1k▲
Equity and liabilities
Total equity and liabilities10/49€125k€107k▼
Equity10/15€89k€72k▼
Contributions10/11€19k€19k=
Reserves13€161k€161k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€159k€159k=
Profit (loss) carried forward14€-91k€-107k▼
Amounts payable17/49€36k€35k▼
Amounts payable within one year42/48€36k€35k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Other amounts payable47/48€32k€31k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€713€382▼
Other operating charges640/8€398€606▲
Gross operating margin9900€-4k€-16k▼
Operating profit (loss)9901€-5k€-17k▼
Financial income75/76B€61€97▲
Recurring financial income75€61€97▲
Financial charges65/66B€193€176▼
Recurring financial charges65€193€176▼
Profit (loss) for the period before taxes9903€-5k€-17k▼
Profit (loss) for the period9904€-5k€-17k▼
Profit (loss) for the period to be appropriated9905€-5k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-107k▼
Profit (loss) brought forward from the previous period14P€-85k€-91k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Tremelo · 2 establishment units since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkendreef 313120 TremeloGround area
3,129 m²
Building footprint
707 m²
Volume, LiDAR
3,634 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Vinkendreef 31, 3120 Tremelo
since 19802.021.198.995
ACELEK
since 19972.021.198.896
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109A0260/00V000 | Flanders | 2,820 m² | 1 · 479 m² | 7.7 m · 2 fl. |
| 11004D0341/00G008 | Flanders | 309 m² | 1 · 227 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bt&S
BE 0803.113.676
Brakel · Eq €72k
BLUE - STAR
BE 0456.920.577
Begijnendijk · Eq €72k
Akycha
BE 0541.602.171
Sint-Niklaas · Eq €72k
SOCIETE DE DETECTION ET D'ELECTRICITE
BE 0462.634.273
Frameries · Eq €72k
CLARYSSE TECHNICS
BE 0692.902.672
Kortrijk · Eq €72k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,328. 8,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-10-1979
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.