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ACEBA

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1992active for 34 yearsPlace de Gentinnes 5, 1450 Chastre, BelgiumKBO/BCE: BE 0447.773.279
Summary

The computed 12-month bankruptcy probability of ACEBA is 2.9% (moderate). The 2025 annual accounts show negative equity (-€9,258) and a net result of -€1,085. Equity has been shrinking by about 18% per year since 2018. The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 06-07-1992 Normal situation
Activity
No activity registered in the KBO
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Annual accounts 2025
Gross margin
€840
▲ 12.8%
Turnover
≈ €5,700
estimated
Loss
€1,085
▲ 12.9%
Equity
-€9,258
▼ 13.3%
Total assets
€5,287
▼ 17.0%
  • Negative equity on 31-12-2025
Score breakdownraises risk1 change of registered office in 24 monthsNegative equity -€9,258lowers riskSize: total assets €5,287Founded in 1992Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 11% of micro companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 0=
equity -175.1% of total assets
Liquidity 23-6
short-term debt 273.0% · cash 18.4%
Profitability 0-28
return on assets -20.5%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.5% 01-2025: 1.4%▼ -0.1 percentage points vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.6%▲ +0.2 percentage points vs 05-2025 07-2025: 1.3%▼ -0.3 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.2%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 1.2%● unchanged vs 01-2026lowest value 03-2026: 1.3%▲ +0.1 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.4%▲ +0.1 percentage points vs 05-2026 07-2026: 4.3%▲ +2.9 percentage points vs 06-2026highest value 08-2026: 2.9%▼ -1.4 percentage points vs 07-2026 09-2026: 2.9%● unchanged vs 08-2026 10-2026: 2.9%● unchanged vs 09-2026 11-2026: 2.9%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.07 (0.1 in 2024), below 1. Short-term debt is 273% and cash 18.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 13% on liquidity, 4% on profitability and 22% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €5,287
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€9,258
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
18192122232425
2018 to 2025 · latest year -€9,258
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
58 days early
2023
37 days late
2022
45 days early
2021
20 days early
2019
45 days late
2018
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 10 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 03-07-2026 at the NBB all 31 filings

Turnover
≈ €5,700
Estimated: probably between €2,400 and €14,000
Total assets
€5,287▼ 17.0%
2024 · €6,372
Net result
-€1,085▼ 12.9%
2024 · -€961
Working capital
-€13,463▼ 3.8%
2024 · -€12,970
Multi-year overview
2018 to 2025, 7 financial years
Operating result
-€995
▼ 14.4% 2025
20182025
Net result
-€1,085
▼ 12.9% 2025
20182025
Equity
-€9,258
▼ 13.3% 2025
20182025
Total assets
€5,287
▼ 17.0% 2025
20182025
Debt
€14,545
= 2025
20182025
Working capital
-€13,463
▼ 3.8% 2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2018201920212022202320242025
Operating result-€912--€206▲ 77.4%-€943--€971▼ 3.0%-€1,146▼ 18.1%-€869▲ 24.2%-€995▼ 14.4%
Net result-€1,155--€450▲ 61.0%-€1,060--€1,049▲ 1.1%-€1,236▼ 17.9%-€961▲ 22.3%-€1,085▼ 12.9%
Equity-€2,064--€2,514▼ 21.8%-€4,927--€5,976▼ 21.3%-€7,212▼ 20.7%-€8,173▼ 13.3%-€9,258▼ 13.3%
Total assets€12,316-€11,866▼ 3.7%€9,618-€8,569▼ 10.9%€7,333▼ 14.4%€6,372▼ 13.1%€5,287▼ 17.0%
Debt€14,380-€14,380=€14,545-€14,545=€14,545=€14,545=€14,545=
Working capital-€14,032--€13,305▲ 5.2%-€13,255--€13,126▲ 1.0%-€13,186▼ 0.5%-€12,970▲ 1.6%-€13,463▼ 3.8%

The operating result for 2025 is a loss of €995, larger than the loss of €869 in 2024.

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5,287
Fixed assets €4,316 ▼ 12.0%
Current assets €971 ▼ 33.7%
Equity and liabilities
Equity-€9,258
Debt€14,545
Equity is negative. Debt (€14,545) exceeds the balance-sheet total (€5,287).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€403▼
2024 · €307
Cash flow
-€493▼
2024 · €216
Solvency
-175.1%▼
2024 · -128.3%
Current ratio
0.07▼
2024 · 0.10
ROA
-20.5%▼
2024 · -15.1%
Interest coverage
-4.48▼
2024 · 3.36
Debt ≤ 1 year
€14,435=
2024 · €14,435
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€6,372€5,287▼
Fixed assets21/28€4,907€4,316▼
Tangible fixed assets22/27€4,907€4,316▼
Land and buildings22€4,907€4,316▼
Current assets29/58€1,465€971▼
Cash at bank and in hand54/58€1,465€971▼
Equity and liabilities
Total equity and liabilities10/49€6,372€5,287▼
Equity10/15-€8,173-€9,258▼
Contributions10/11€6,205€6,205=
Capital10€6,205€6,205=
Issued capital100€18,600€18,600=
Uncalled capital101€12,395€12,395=
Reserves13€114€114=
Non-distributable reserves130/1€114€114=
Legal reserve130€114€114=
Profit (loss) carried forward14-€14,492-€15,577▼
Amounts payable17/49€14,545€14,545=
Amounts payable within one year42/48€14,435€14,435=
Other amounts payable47/48€14,435€14,435=
Accrued charges and deferred income492/3€110€110=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,177€591▼
Other operating charges640/8€437€1,243▲
Gross operating margin9900€745€840▲
Operating profit (loss)9901-€869-€995▼
Financial charges65/66B€92€90▼
Recurring financial charges65€92€90▼
Profit (loss) for the period before taxes9903-€961-€1,085▼
Profit (loss) for the period9904-€961-€1,085▼
Profit (loss) for the period to be appropriated9905-€961-€1,085▼
Appropriation of the result
Profit (loss) to be appropriated9906-€14,492-€15,577▼
Profit (loss) brought forward from the previous period14P-€13,531-€14,492▼

The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.

Line2018201920212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,177€1,177€1,177€1,177€1,177€1,177€591▼ 49.8%
Other operating charges640/8--€722€731€804€437€1,243▲ 184%
Gross operating margin9900€971€1,700€956€937€835€745€840▲ 12.8%
Operating profit (loss)9901-€912-€206-€943-€971-€1,146-€869-€995▼ 14.4%
Financial charges65/66B--€117€78€90€92€90▼ 1.6%
Recurring financial charges65€243€244€117€78€90€92€90▼ 1.6%
Profit (loss) for the period before taxes9903-€1,155-€450-€1,060-€1,049-€1,236-€961-€1,085▼ 12.9%
Profit (loss) for the period9904-€1,155-€450-€1,060-€1,049-€1,236-€961-€1,085▼ 12.9%
Profit (loss) for the period to be appropriated9905-€1,155-€450-€1,060-€1,049-€1,236-€961-€1,085▼ 12.9%
Line2018201920212022202320242025Change
Assets
Total assets20/58€12,316€11,866€9,618€8,569€7,333€6,372€5,287▼ 17.0%
Fixed assets21/28€11,969€10,792€8,438€7,261€6,084€4,907€4,316▼ 12.0%
Tangible fixed assets22/27€11,969€10,792€8,438€7,261€6,084€4,907€4,316▼ 12.0%
Land and buildings22--€8,438€7,261€6,084€4,907€4,316▼ 12.0%
Current assets29/58€348€1,075€1,180€1,308€1,249€1,465€971▼ 33.7%
Cash at bank and in hand54/58€348€1,075€1,180€1,308€1,249€1,465€971▼ 33.7%
Equity and liabilities
Total equity and liabilities10/49€12,316€11,866€9,618€8,569€7,333€6,372€5,287▼ 17.0%
Equity10/15-€2,064-€2,514-€4,927-€5,976-€7,212-€8,173-€9,258▼ 13.3%
Contributions10/11€6,205€6,205€6,205€6,205€6,205€6,205€6,205=
Capital10--€6,205€6,205€6,205€6,205€6,205=
Issued capital100--€18,600€18,600€18,600€18,600€18,600=
Uncalled capital101--€12,395€12,395€12,395€12,395€12,395=
Reserves13€114€114€114€114€114€114€114=
Non-distributable reserves130/1--€114€114€114€114€114=
Legal reserve130--€114€114€114€114€114=
Profit (loss) carried forward14-€8,383-€8,833-€11,246-€12,295-€13,531-€14,492-€15,577▼ 7.5%
Amounts payable17/49€14,380€14,380€14,545€14,545€14,545€14,545€14,545=
Amounts payable within one year42/48€14,380€14,380€14,435€14,435€14,435€14,435€14,435=
Other amounts payable47/48--€14,435€14,435€14,435€14,435€14,435=
Accrued charges and deferred income492/3--€110€110€110€110€110=
Line2018201920212022202320242025Change
Profit (loss) for the period9904-€1,155-€450-€1,060-€1,049-€1,236-€961-€1,085▼ 12.9%
+ Depreciation and write-downs630€1,177€1,177€1,177€1,177€1,177€1,177€591▼ 49.8%
Operating cash flow (approximation)€22€727€117€128-€60€216-€493-
Investment in fixed assets (approximation)-€0-€0€0€0€0-
Change in cash-€727-€128-€60€216-€493-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 6,619 companies had the same profile as ACEBA has now. Two years later, 84.5% were still going and 4.5% had gone bankrupt.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
84.5% was still going
10.0% stopped otherwise
4.5% went bankrupt

Another 1.0% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ACEBA itself: 2.9% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,619 companies, not a prediction for ACEBA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 31 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 03-07-2026 2026-00248359 PDF
31-12-2024 micro format 03-06-2025 2025-00117808 PDF
31-12-2023 micro format 06-09-2024 2024-00453305 PDF
31-12-2022 micro format 16-06-2023 2023-00153685 PDF
31-12-2021 micro format 11-07-2022 2022-20196999 PDF
31-12-2019 micro format 14-09-2020 2020-53100314 PDF
31-12-2018 micro format 31-07-2019 2019-42400229 PDF
31-12-2017 full format 31-08-2018 2018-59900238 PDF
31-12-2016 full format 29-08-2017 2017-51600076 PDF
31-12-2015 full format 29-08-2016 2016-56200221 PDF

Show all 31 filings

Timeline

Deeds, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
03-07
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 28 days before the deadline
19-06
Gazette deed Registered office moved within Chastre
New registered office: 5 Place de Gentinnes à 1450 Chastre · Previous registered office: Rue de Corsal, 143 1450 Chastre1 point ▸
  • Registered-office move, 5 Place de Gentinnes à 1450 Chastre

Open the deed in the Belgian Official Gazette

2025
03-06
NBB filing Annual accounts 2024 filedPDF
micro format · 58 days before the deadline
2024
06-09
NBB filing Annual accounts 2023 filedPDF
micro format · 37 days late
2023
31-12
Financial Weakest financial yearnet -€1,236
The net result drops to -€1,236, the lowest from 2018 to 2025. It recovers the following year.
16-06
NBB filing Annual accounts 2022 filedPDF
micro format · 45 days before the deadline
2022
11-07
NBB filing Annual accounts 2021 filedPDF
micro format · 20 days before the deadline
2020
14-09
NBB filing Annual accounts 2019 filedPDF
micro format · 45 days late
2019
31-07
NBB filing Annual accounts 2018 filedPDF
micro format · on the deadline day
2018
31-08
NBB filing Annual accounts 2017 filedPDF
full format · 31 days late
2017
29-08
NBB filing Annual accounts 2016 filedPDF
full format · 29 days late
2016
29-08
NBB filing Annual accounts 2015 filedPDF
full format · 29 days late
1992
21-07
Gazette deed Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 6 July 1992, ACEBA was incorporated.1 In 2026 the registered office moved to Chastre.2 Total assets went from €12,316 in 2018 to €5,287 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 19-06-2026
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Register details

Identity

KBO record
Name ACEBA in French
Enterprise number 0447.773.279
Legal form Coöperatieve vennootschap met beperkte aansprakelijkheid
Status Active, normal situation
Founded 06-07-1992
Entity type Legal entity

Registered office and establishments

Registered office Place de Gentinnes 5, 1450 Chastre, Belgium

Invoicing and payment

VAT number BE 0447.773.279
E-invoicing via Peppol
Not found in the Peppol Directory

This enterprise or VAT number is not in the Peppol Directory. Being listed there is voluntary, so the company can still receive invoices via Peppol.

Invoicing without a Peppol listing

Try sending from your invoicing software. If that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

Follow this company and you will hear the next morning if it appears in the Peppol register.

Register as of 5 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
826 m²
Building footprint
66 m²
Building volume
547 m³
Cadastral parcel Region Area Buildings Height / floors
25032B0149/00A002 Wallonia 826 m² 1 · 66 m² 9.6 m · 3