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ACE INTERNATIONAL

Active
Private limited companyfounded 200224 yrs activeKalvekeetdijk 124, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0478.223.757

ACE INTERNATIONAL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.43M and a net result of €67k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 95% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+21
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 4.46 against 3.66 in 2024; short-term debt: 4.3% and cash: 18% of total assets), and 4.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.7%
Return on assets
4.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-10-2025, 115 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
115 d early
2024
127 d early
2023
62 d early
2022
56 d early
2021
59 d early
2020
96 d early
2019
123 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.43M▲ 4.9%
2024 · €1.37M
2019: €1.24M 2020: €1.32M 2021: €1.33M 2022: €1.40M 2023: €1.32M 2024: €1.37M
2019 → 2025
Total assets
€1.50M▲ 5.3%
2024 · €1.42M
2019: €2.04M 2020: €1.36M 2021: €1.45M 2022: €1.60M 2023: €1.61M 2024: €1.42M
2019 → 2025
Net result
€67k▲ 56.5%
2024 · €43k
2019: €-380 2020: €5k 2021: €15k 2022: €68k 2023: €49k 2024: €43k
2019 → 2025
Working capital
€223k▲ 49.6%
2024 · €149k
2019: €-760k 2020: €111k 2021: €135k 2022: €211k 2023: €138k 2024: €149k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.33M-€1.40M▲ 5.1%€1.32M▼ 5.4%€1.37M▲ 3.2%€1.43M▲ 4.9%
Operating result€19k-€48k▲ 155%€59k▲ 24.3%€76k▲ 28.0%€97k▲ 27.8%
Net result€15k-€68k▲ 366%€49k▼ 28.2%€43k▼ 12.7%€67k▲ 56.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €19k€19kNet result 2021: €15k€15kOperating result 2022: €48k€48kNet result 2022: €68k€68kOperating result 2023: €59k€59kNet result 2023: €49k€49kOperating result 2024: €76k€76kNet result 2024: €43k€43kOperating result 2025: €97k€97kNet result 2025: €67k€67k20212022202320242025
The operating result has risen four years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets €1.21M▼ 0.6%
Current assets €287k▲ 40.1%
Equity and liabilities €1.50M
Equity €1.43M▲ 4.9%
Debt €64k▲ 15.1%
The debt ratio rises from 3.9% to 4.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€114k
2024 · €88k
Cash flow
€83k
2024 · €55k
Solvency
95.7%
2024 · 96.1%
Current ratio
4.46
2024 · 3.66
Quick ratio
4.46
2024 · 3.66
Debt / equity
0.05
2024 · 0.04
ROE
4.7%
2024 · 3.1%
ROA
4.5%
2024 · 3.0%
Interest coverage
720.70
2024 · 3.64
Debt
€64k
2024 · €56k
Debt ≤ 1 year
€64k
2024 · €56k
Income taxes
€32k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.42M€1.50M
Fixed assets21/28€1.22M€1.21M
Tangible fixed assets22/27€661k€654k
Land and buildings22€208k€199k
Furniture and vehicles24€11k€12k
Other tangible fixed assets26€443k€443k=
Financial fixed assets28€555k€555k=
Current assets29/58€205k€287k
Amounts receivable after more than one year29€1k-
Other amounts receivable291€1k-
Amounts receivable within one year40/41-€18k
Trade receivables40-€2k
Other amounts receivable41-€16k
Current investments50/53€100k-
Cash at bank and in hand54/58€104k€269k
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.50M
Equity10/15€1.37M€1.43M
Contributions10/11€1.16M€1.16M=
Reserves13€202k€269k
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€198k€265k
Amounts payable17/49€56k€64k
Amounts payable within one year42/48€56k€64k
Trade debts44€151€5k
Suppliers440/4€151€5k
Taxes, remuneration and social security45€11k€11k
Taxes450/3€11k€11k
Other amounts payable47/48€44k€48k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k
Other operating charges640/8€7k€8k
Gross operating margin9900€95k€121k
Operating profit (loss)9901€76k€97k
Financial income75/76B€10k€2k
Recurring financial income75€10k€2k
Financial charges65/66B€24k€158
Recurring financial charges65€24k€158
Profit (loss) for the period before taxes9903€62k€99k
Income taxes67/77€19k€32k
Profit (loss) for the period9904€43k€67k
Profit (loss) for the period to be appropriated9905€43k€67k
Appropriation of the result
Profit (loss) to be appropriated9906€43k€67k
Transfer to equity691/2€43k€67k
To other reserves6921€43k€67k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
08-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
26-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial Liquidity doublescurrent ratio 3.66
Current ratio from 1.47 to 3.66; short-term debt falls from €291k to €56k.
2023
30-11
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Highest result since 2019net €68k ▲366%
Net result €68k, the highest in the series.
2021
03-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
27-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
30-06
Financial Liquidity times 85current ratio 3.44
Current ratio from 0.04 to 3.44; short-term debt falls from €793k to €45k.
2019
30-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
16-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
04-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kalvekeetdijk 1248300 Knokke-Heist
Ground area
1.0 ha
Building footprint
764 m²
Volume, LiDAR
3,453 m³
Parcel 31039A0389/00E000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kalvekeetdijk 124, 8300 Knokke-Heist
NACE 7210001
since 20032.126.327.595
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31039A0389/00E000 Flanders 1.0 ha 1 · 764 m² 7.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

3 connected companies

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 6,546 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-08-2002
Fiscal year end30-06
Activities, NACEBEL
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.