ACE CONSULT
ActiveACE CONSULT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €207k and a net result of €32k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+10
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 3.11 in 2024), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
10.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
51 d early
2024
20 d early
2023
93 d early
2022
45 d early
2021
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€207k▲ 2.0%
2024 · €203k
2021: €134k
2022: €152k
2023: €176k
2024: €203k
2021 → 2025
Total assets
€313k▼ 2.7%
2024 · €321k
2021: €294k
2022: €298k
2023: €307k
2024: €321k
2021 → 2025
Net result
€32k▲ 17.1%
2024 · €27k
2021: €19k
2022: €18k
2023: €24k
2024: €27k
2021 → 2025
Working capital
€55k▼ 13.0%
2024 · €63k
2021: €33k
2022: €42k
2023: €55k
2024: €63k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€152k▲ 13.7%€176k▲ 15.8%€203k▲ 15.4%€207k▲ 2.0%
Operating result€29k-€28k▼ 2.6%€36k▲ 27.3%€40k▲ 11.4%€47k▲ 17.2%
Net result€19k-€18k▼ 5.7%€24k▲ 31.1%€27k▲ 12.6%€32k▲ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €313k
Fixed assets
€226k▼ 1.2%
Current assets
€87k▼ 6.5%
Equity and liabilities €313k
Equity
€207k▲ 2.0%
Debt
€105k▼ 10.8%
The debt ratio falls from 36.8% to 33.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€50k▲
2024 · €43k
Cash flow
€34k▲
2024 · €30k
Solvency
66.3%▲
2024 · 63.2%
Current ratio
2.71▼
2024 · 3.11
Quick ratio
2.71▼
2024 · 3.11
Debt / equity
0.51▼
2024 · 0.58
ROE
15.3%▲
2024 · 13.3%
ROA
10.1%▲
2024 · 8.4%
Interest coverage
30.41▲
2024 · 22.71
Debt
€105k▼
2024 · €118k
Debt ≤ 1 year
€32k▲
2024 · €30k
Debt > 1 year
€73k▼
2024 · €88k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€321k€313k▼
Fixed assets21/28€229k€226k▼
Tangible fixed assets22/27€229k€226k▼
Land and buildings22€225k€223k▼
Plant, machinery and equipment23€4k€3k▼
Current assets29/58€93k€87k▼
Amounts receivable within one year40/41€20k€19k▼
Trade receivables40€13k€15k▲
Other amounts receivable41€8k€4k▼
Cash at bank and in hand54/58€72k€67k▼
Deferred charges and accrued income490/1€512€1k▲
Equity and liabilities
Total equity and liabilities10/49€321k€313k▼
Equity10/15€203k€207k▲
Contributions10/11€1k€1k=
Reserves13€202k€206k▲
Distributable reserves133€202k€206k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€118k€105k▼
Amounts payable after more than one year17€88k€73k▼
Financial debts170/4€88k€73k▼
Amounts payable within one year42/48€30k€32k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Financial debts43€4k€4k▼
Other loans439€4k€4k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€346€427▲
Gross operating margin9900€43k€50k▲
Operating profit (loss)9901€40k€47k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€38k€45k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€27k€32k▲
Profit (loss) for the period to be appropriated9905€27k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€32k▲
Transfer from equity791/2-€28k
Transfer to equity691/2€27k€32k▲
To other reserves6921€27k€32k▲
Profit to be distributed694/7-€28k
Return on contributions (dividend)694-€28k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €32k ▲17.1%
Operating result €47k, net result €32k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €203k ▲15.4%
4 profitable years in a row build equity to €203k.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €18k ▼5.7%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €152k ▲13.7%
2 profitable years in a row build equity to €152k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwdorp(STE) 109190 StekeneGround area
218 m²
Building footprint
109 m²
Parcel 46322C0562/00W002, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
ACE CONSULT
since 20182.282.165.817
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C0562/00W002 | Flanders | 218 m² | 1 · 109 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 432 EUR awarded · 810 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 155 EUR |
| 2024 | 1 | 222 EUR | 67 EUR |
| 2023 | 1 | 0 EUR | 378 EUR |
| 2022 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Alken · Eq €203k
Of 2,258 companies in sector 69209 we hold annual accounts for 1,090. 824 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2018
Fiscal year end31-12
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.