ACE

Active

Private limited company (pre-2019)founded 2012active for 14 yearsLiersebaan 29, 2240 Zandhoven, BelgiumKBO/BCE: BE 0844.409.843

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ACE has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,098 and a net result of €2,505. Equity is shrinking by about 26% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 43% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

ACEActiveChecked score 82/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 01-03-2012 Normal situation
Legal form: Private limited company (pre-2019)
Registered office: Liersebaan 29, 2240 Zandhoven
Activity: Other building finishing work NACE 43350
Establishment unit: 2.209.337.128 2240 Zandhoven, since 01-03-2012
Financial year end: 31 December
Peppol: Reachable since 20-06-2025

Company details

Who decides

Board

Harrigan DavidDirector · since 01-03-2012

Board & ownership

How it is doing

82 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Annual accounts 2025

Gross margin: €24,606; ▼ 7.8%
Turnover: ≈ €250,000; estimated
Profit: €2,505; ▼ 79.3%
Equity: €19,098; ▲ 15.1%
Total assets: €46,919; ▲ 17.7%

2025 accounts 58 days early

Filed on 03-06-2026PDF

Financials

Why 82raises riskSector: Specialised construction activities (NACE 43)Size: total assets €46,919lowers riskFounded in 2012Figures for financial year 2025 (filed 03-06-2026)Show the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 43% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 66-1

equity 40.7% of total assets

Liquidity 29-2

short-term debt 59.3% · cash 7.8%

Profitability 75-25

return on assets 5.3%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025highest value 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.4 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.3%▼ -0.1 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.69, compared with 1.29 in 2024, above the usual 1.5; short-term debt: 59.3% and cash: 7.8% of total assets), but 59.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 44% on solvency, 18% on liquidity, 50% on profitability and 62% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Founded in 2012

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Size: total assets €46,919

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 03-06-2026)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €19,098

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

58 days early

2024

41 days early

2023

8 days early

2022

21 days late

2021

22 days late

2020

4 days early

2019

28 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 34 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Documents

Key facts about ACE

What is the company number of ACE?: 0844.409.843. In Belgium the VAT number is the company number with BE in front: BE 0844.409.843.
Where is ACE based?: The registered office is at Liersebaan 29, 2240 Zandhoven.Company details
What does ACE do?: According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of ACE?: Private limited company (pre-2019) (BVBA).
When was ACE founded?: On 01-03-2012.
Is ACE still active?: Yes, ACE is an active enterprise in the KBO register.
How many employees does ACE have?: On average 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of ACE?: ≈ €250,000 in financial year 2025. Estimated from the gross margin of €24,606: probably between €140,000 and €490,000, based on 38 comparable companies, NACE 43350. A rough estimate.
Is ACE profitable?: In financial year 2025, ACE made a profit of €2,505.
Where can I find the annual accounts of ACE?: ACE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of ACE due?: By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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Overview