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ACE

Active
Private limited companyfounded 20206 yrs activePrins Albertlei 33, 2600 Antwerpen, BelgiumKBO/BCE: BE 0749.697.954
Summary

The computed 12-month bankruptcy probability of ACE is 2.7% (moderate). The 2025 annual accounts show equity of €1,044 and a net result of €19,246. Equity is growing by ~64.5% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability78▲+16
Solvency25▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.4%
Return on assets
7.5%
Age of the figures
18 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-11-2025, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
6 d late
2024
2 d early
2023
1 d early
2022
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 30 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 July 2020, ACE was incorporated as a Private limited company.1 Total assets went from EUR 265,478 in 2022 to EUR 254,918 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,044
2024 · -€18,201
Total assets
€254,918▼ 10.2%
2024 · €283,851
Net result
€19,246▲ 201%
2024 · €6,386
Working capital
-€98,431▲ 11.5%
2024 · -€111,280
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€41,148-€22,926€9,954▼ 56.6%€22,385▲ 125%
Net result-€48,289-€18,701€6,386▼ 65.9%€19,246▲ 201%
Equity-€43,289--€24,587▲ 43.2%-€18,201▲ 26.0%€1,044
Total assets€265,478-€303,679▲ 14.4%€283,851▼ 6.5%€254,918▼ 10.2%
Debt€308,767-€328,267▲ 6.3%€302,052▼ 8.0%€253,874▼ 16.0%
Working capital-€111,090--€132,950▼ 19.7%-€111,280▲ 16.3%-€98,431▲ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0€20,000Operating result 2022: -€41,148-€41,148Net result 2022: -€48,289-€48,289Operating result 2023: €22,926€22,926Net result 2023: €18,701€18,701Operating result 2024: €9,954€9,954Net result 2024: €6,386€6,386Operating result 2025: €22,385€22,385Net result 2025: €19,246€19,2462022202320242025€0€10,000€20,000Operating result 2023: €22,926€22,900Net result 2023: €18,701€18,700Operating result 2024: €9,954€9,950Net result 2024: €6,386€6,390Operating result 2025: €22,385€22,400Net result 2025: €19,246€19,200202320242025
The operating result recovers in 2025; 2025 is 125% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254,918
Fixed assets €249,448 ▼ 3.3%
Current assets €5,470 ▼ 78.8%
Equity and liabilities €254,918
Equity €1,044
Debt €253,874
Debt finances 99.6% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31,031▲
2024 · €17,492
Cash flow
€27,891▲
2024 · €13,923
Current ratio
0.05▼
2024 · 0.19
ROA
7.5%▲
2024 · 2.2%
Interest coverage
9.89▲
2024 · 4.90
Debt ≤ 1 year
€103,901▼
2024 · €137,037
Debt > 1 year
€149,973▼
2024 · €164,665
A ratio outside any meaningful range has been withheld (balance sheet total €254,918, equity €1,044).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€283,851€254,918▼
Fixed assets21/28€258,093€249,448▼
Tangible fixed assets22/27€258,093€249,448▼
Land and buildings22€258,093€249,448▼
Current assets29/58€25,757€5,470▼
Amounts receivable within one year40/41€1,899€1,899=
Other amounts receivable41€1,899€1,899=
Cash at bank and in hand54/58€17,401-
Deferred charges and accrued income490/1€6,457€3,572▼
Equity and liabilities
Total equity and liabilities10/49€283,851€254,918▼
Equity10/15-€18,201€1,044▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€23,201-€3,956▲
Amounts payable17/49€302,052€253,874▼
Amounts payable after more than one year17€164,665€149,973▼
Financial debts170/4€164,665€149,973▼
Amounts payable within one year42/48€137,037€103,901▼
Current portion of amounts payable after more than one year42€14,443€14,693▲
Trade debts44€28,477€31,712▲
Suppliers440/4€28,477€31,712▲
Other amounts payable47/48€94,117€57,497▼
Accrued charges and deferred income492/3€350-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,538€8,646▲
Other operating charges640/8€7,343€4,186▼
Gross operating margin9900€24,835€35,216▲
Operating profit (loss)9901€9,954€22,385▲
Financial charges65/66B€3,569€3,139▼
Recurring financial charges65€3,569€3,139▼
Profit (loss) for the period before taxes9903€6,386€19,246▲
Profit (loss) for the period9904€6,386€19,246▲
Profit (loss) for the period to be appropriated9905€6,386€19,246▲
Appropriation of the result
Profit (loss) to be appropriated9906-€23,201-€3,956▲
Profit (loss) brought forward from the previous period14P-€29,587-€23,201▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,034€8,636€7,538€8,646▲ 14.7%
Other operating charges640/8€32,654€3,632€7,343€4,186▼ 43.0%
Gross operating margin9900€2,540€35,194€24,835€35,216▲ 41.8%
Operating profit (loss)9901-€41,148€22,926€9,954€22,385▲ 125%
Financial charges65/66B€7,140€4,225€3,569€3,139▼ 12.0%
Recurring financial charges65€7,140€4,225€3,569€3,139▼ 12.0%
Profit (loss) for the period before taxes9903-€48,289€18,701€6,386€19,246▲ 201%
Profit (loss) for the period9904-€48,289€18,701€6,386€19,246▲ 201%
Profit (loss) for the period to be appropriated9905-€48,289€18,701€6,386€19,246▲ 201%
Line2022202320242025Change
Assets
Total assets20/58€265,478€303,679€283,851€254,918▼ 10.2%
Fixed assets21/28€261,108€287,471€258,093€249,448▼ 3.3%
Tangible fixed assets22/27€261,108€287,471€258,093€249,448▼ 3.3%
Land and buildings22€261,108€287,471€258,093€249,448▼ 3.3%
Current assets29/58€4,370€16,208€25,757€5,470▼ 78.8%
Amounts receivable within one year40/41-€1,899€1,899€1,899=
Other amounts receivable41-€1,899€1,899€1,899=
Cash at bank and in hand54/58€2,370€1,437€17,401--
Deferred charges and accrued income490/1€2,000€12,873€6,457€3,572▼ 44.7%
Equity and liabilities
Total equity and liabilities10/49€265,478€303,679€283,851€254,918▼ 10.2%
Equity10/15-€43,289-€24,587-€18,201€1,044▲ 106%
Contributions10/11€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14-€48,289-€29,587-€23,201-€3,956▲ 83.0%
Amounts payable17/49€308,767€328,267€302,052€253,874▼ 16.0%
Amounts payable after more than one year17€193,306€179,108€164,665€149,973▼ 8.9%
Financial debts170/4€193,306€179,108€164,665€149,973▼ 8.9%
Amounts payable within one year42/48€115,460€149,158€137,037€103,901▼ 24.2%
Current portion of amounts payable after more than one year42€13,957€14,198€14,443€14,693▲ 1.7%
Trade debts44€27,157€38,812€28,477€31,712▲ 11.4%
Suppliers440/4€27,157€38,812€28,477€31,712▲ 11.4%
Other amounts payable47/48€74,347€96,148€94,117€57,497▼ 38.9%
Accrued charges and deferred income492/3--€350--
Line2022202320242025Change
Profit (loss) for the period9904-€48,289€18,701€6,386€19,246▲ 201%
+ Depreciation and write-downs630€11,034€8,636€7,538€8,646▲ 14.7%
Operating cash flow (approximation)-€37,254€27,337€13,923€27,891▲ 100%
Investment in fixed assets (approximation)--€35,000€21,841€0▼ 100%
Change in cash--€934€15,965--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
06-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
31-03
Financial Highest result since 2022net €19,246 ▲201%
Net result €19,246, the highest in the series.
2024
29-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Back to profitnet €18,701
Net result €18,701 after one loss-making year.
2022
28-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
855 m²
Building footprint
298 m²
Volume, LiDAR
9,985 m³
Parcel 11303B0352/00W000, Flanders · tallest building 36.4 m, ±11 floors. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
ACE
Prins Albertlei 33, 2600 AntwerpenRenting and operating of own or leased non-residential real estate, excluding land
since 20202.305.868.459
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11303B0352/00W000 Flanders 855 m² 1 · 298 m² 36.4 m · 11 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded02-07-2020
Fiscal year end31-03
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.