ACDS CARRELAGES

Active

Private limited companyfounded 1997active for 29 yearsRue de la Fagne 17, 5330 Assesse, BelgiumKBO/BCE: BE 0461.144.235

Summary

The computed 12-month bankruptcy probability of ACDS CARRELAGES is 1.6% (moderate). The 2025 annual accounts show equity of €69,037 and a net result of €49,564. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 9,849 sector peers (NACE 43, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ACDS CARRELAGESActiveChecked score 63/100

Risk analysis Report Compare

Activity

Floor and wall tiling

NACE 43331

1 site

Size

≈ €1.4mturnover 2025, estimated

Staff: 8.4 FTE
Equity: €69,037
Profit: €49,564

Turnover estimated from the gross margin

Financial health

63 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.6%

Structure

2025 accounts 30 days early1 of 2 deeds summarised

Why 63raises riskEquity €69,037 (15.5% of total assets)Size: 8.4 FTE, total assets €445,987Sector: Specialised construction activities (NACE 43)Liquidity: current ratio 0.21, cash €13,992Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 47% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 40+11

equity 15.5% of total assets

Liquidity 17+7

short-term debt 68.7% · cash 3.1%

Profitability 83+46

return on assets 11.1%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)

Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.1%● unchanged vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.0%▼ -0.1 percentage points vs 05-2025 07-2025: 2.3%▲ +0.3 percentage points vs 06-2025 08-2025: 3.1%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 2.3%▼ -0.8 percentage points vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.5%▲ +0.2 percentage points vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.4%▼ -0.1 percentage points vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 1.6%▼ -0.8 percentage points vs 07-2026lowest value 09-2026: 1.6%● unchanged vs 08-2026lowest value 10-2026: 1.6%● unchanged vs 09-2026lowest value

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.21, compared with 0.14 in 2024, below 1; short-term debt: 68.7% and cash: 3.1% of total assets), and 84.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 18% on solvency, 10% on liquidity, 65% on profitability and 97% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Equity €69,037 (15.5% of total assets)

NBB · annual accounts

Size: 8.4 FTE, total assets €445,987

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Liquidity: current ratio 0.21, cash €13,992

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9849 sector peers (2025).

NBB · sector comparison

Position among 9849 sector peers

Solvency

better than 16%

← weakest strongest →

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €69,037

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

30 days early

2024

28 days late

2023

33 days early

2022

34 days early

2021

30 days early

2020

16 days late

2019

87 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

01-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Back to profitnet €49,564
28-08-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Positive: Back in profit in 2025after -€10,447 in 2024 €49,564 View
Caution: Among the weakest 17% on solvencysector median 44.0% · 9,849 companies 15.5% View
Active since 1997founded 05-08-1997 29 years View

By topic

Financials

Financial year: 2025
Total assets: €445,987
Profit: €49,564
Solvency: 15.5%

Total assets▼ 1.6%

Net result

20182025

Go to Financials

Timeline

Events: 32
Since: 1999
Next accounts: by 31-07-2027

28-06-2024Annual accounts filed
10-06-2024Purpose
27-06-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Floor and wall tilingNACE 43331
Founded: 05-08-1997
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about ACDS CARRELAGES

What is the company number of ACDS CARRELAGES?: 0461.144.235. In Belgium the VAT number is the company number with BE in front: BE 0461.144.235.
Where is ACDS CARRELAGES based?: The registered office is at Rue de la Fagne 17, 5330 Assesse.Company details
What does ACDS CARRELAGES do?: According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of ACDS CARRELAGES?: Private limited company (BV).
When was ACDS CARRELAGES founded?: On 05-08-1997.
Is ACDS CARRELAGES still active?: Yes, ACDS CARRELAGES is an active enterprise in the KBO register.
How many employees does ACDS CARRELAGES have?: On average 8.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ACDS CARRELAGES?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ACDS CARRELAGES profitable?: In financial year 2025, ACDS CARRELAGES made a profit of €49,564.
Where can I find the annual accounts of ACDS CARRELAGES?: ACDS CARRELAGES filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACDS CARRELAGES due?: By 31-07-2027, for financial year 2026.Timeline