ACD CONCEPTS
ActiveSummary
ACD CONCEPTS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €67,795 and a net result of €139,093. Equity is growing by ~7.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
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Signals
This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2024, abbreviated schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,325 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,325 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €6,996 | - | - | - |
| Remuneration, social security and pensions62 | - | €78,384 | €83,620 | €90,483 | €80,391 | ▼ 11.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €83,716 | €60,472 | €48,205 | €45,401 | €90,916 | ▲ 100% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | -€13,191 | - |
| Other operating charges640/8 | - | €160,536 | €284,633 | €195,587 | €113,661 | ▼ 41.9% |
| Gross operating margin9900 | €436,548 | €505,859 | €675,147 | €519,860 | €443,638 | ▼ 14.7% |
| Operating profit (loss)9901 | €149,400 | €206,467 | €258,689 | €188,388 | €171,860 | ▼ 8.8% |
| Financial income75/76B | - | €9,102 | €4,777 | €4,133 | €960 | ▼ 76.8% |
| Recurring financial income75 | €3,759 | €7,582 | €4,777 | €4,133 | €960 | ▼ 76.8% |
| Non-recurring financial income76B | - | €1,520 | - | - | - | - |
| Financial charges65/66B | - | €12,216 | €14,917 | €17,999 | €31,684 | ▲ 76.0% |
| Recurring financial charges65 | €8,868 | €12,216 | €14,489 | €17,999 | €31,684 | ▲ 76.0% |
| Non-recurring financial charges66B | - | - | €428 | - | - | - |
| Profit (loss) for the period before taxes9903 | €144,292 | €203,353 | €248,549 | €174,522 | €141,136 | ▼ 19.1% |
| Income taxes67/77 | €100 | €1,516 | €262 | €2,481 | €2,043 | ▼ 17.7% |
| Profit (loss) for the period9904 | €144,192 | €201,837 | €248,287 | €172,040 | €139,093 | ▼ 19.2% |
| Profit (loss) for the period to be appropriated9905 | €144,192 | €201,837 | €248,287 | €172,040 | €139,093 | ▼ 19.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €866,463 | €829,317 | €929,608 | €918,396 | €1.1m | ▲ 24.3% |
| Fixed assets21/28 | €670,750 | €617,165 | €596,774 | €559,953 | €823,686 | ▲ 47.1% |
| Tangible fixed assets22/27 | €638,810 | €580,225 | €551,384 | €513,063 | €775,546 | ▲ 51.2% |
| Land and buildings22 | - | €478,667 | €455,417 | €432,167 | €715,898 | ▲ 65.7% |
| Plant, machinery and equipment23 | - | €90,024 | €94,423 | €77,789 | €57,478 | ▼ 26.1% |
| Furniture and vehicles24 | - | €11,534 | €1,545 | €3,107 | €2,171 | ▼ 30.1% |
| Financial fixed assets28 | €31,940 | €36,940 | €45,390 | €46,890 | €48,140 | ▲ 2.7% |
| Current assets29/58 | €195,713 | €212,152 | €332,833 | €358,443 | €317,752 | ▼ 11.4% |
| Stocks and contracts in progress3 | €132,263 | €138,597 | €204,399 | €272,604 | €244,055 | ▼ 10.5% |
| Stocks30/36 | - | €138,597 | €204,399 | €272,604 | €244,055 | ▼ 10.5% |
| Amounts receivable within one year40/41 | €33,315 | €36,101 | €84,422 | €60,490 | €63,414 | ▲ 4.8% |
| Trade receivables40 | - | €35,873 | €84,422 | €60,490 | €63,342 | ▲ 4.7% |
| Other amounts receivable41 | - | €228 | - | - | €73 | - |
| Cash at bank and in hand54/58 | €28,673 | €36,310 | €43,750 | €22,342 | €7,308 | ▼ 67.3% |
| Deferred charges and accrued income490/1 | - | €1,144 | €262 | €3,007 | €2,974 | ▼ 1.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €866,463 | €829,317 | €929,608 | €918,396 | €1.1m | ▲ 24.3% |
| Equity10/15 | €61,538 | €63,375 | €65,662 | €67,702 | €67,795 | ▲ 0.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €55,338 | €57,175 | €59,462 | €61,502 | €61,595 | ▲ 0.2% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €55,315 | €57,602 | €61,502 | €61,595 | ▲ 0.2% |
| Amounts payable17/49 | €804,926 | €765,942 | €863,946 | €850,694 | €1.1m | ▲ 26.2% |
| Amounts payable after more than one year17 | €474,800 | €413,292 | €351,421 | €290,640 | €518,121 | ▲ 78.3% |
| Financial debts170/4 | - | €413,292 | €351,421 | €290,640 | €518,121 | ▲ 78.3% |
| Amounts payable within one year42/48 | €330,126 | €352,649 | €495,996 | €560,053 | €555,522 | ▼ 0.8% |
| Current portion of amounts payable after more than one year42 | - | €61,507 | €62,057 | €62,370 | €115,413 | ▲ 85.0% |
| Financial debts43 | - | - | €25,000 | €100,000 | €75,000 | ▼ 25.0% |
| Other loans439 | - | - | €25,000 | €100,000 | €75,000 | ▼ 25.0% |
| Trade debts44 | €128,048 | €86,249 | €139,869 | €201,045 | €199,985 | ▼ 0.5% |
| Suppliers440/4 | - | €86,249 | €139,869 | €201,045 | €199,985 | ▼ 0.5% |
| Taxes, remuneration and social security45 | - | €4,893 | €23,051 | €26,619 | €26,036 | ▼ 2.2% |
| Taxes450/3 | - | €4,203 | €16,883 | €22,663 | €25,889 | ▲ 14.2% |
| Remuneration and social security454/9 | - | €689 | €6,168 | €3,956 | €147 | ▼ 96.3% |
| Other amounts payable47/48 | - | €200,000 | €246,019 | €170,019 | €139,088 | ▼ 18.2% |
| Accrued charges and deferred income492/3 | - | - | €16,529 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €144,192 | €201,837 | €248,287 | €172,040 | €139,093 | ▼ 19.2% |
| + Depreciation and write-downs630 | €83,716 | €60,472 | €48,205 | €45,401 | €90,916 | ▲ 100% |
| Operating cash flow (approximation) | €227,909 | €262,310 | €296,492 | €217,441 | €230,009 | ▲ 5.8% |
| Investment in fixed assets (approximation) | - | -€6,887 | -€27,814 | -€8,579 | -€354,650 | ▼ 4,034% |
| Change in cash | - | €7,637 | €7,440 | -€21,407 | -€15,035 | ▲ 29.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
04-09
State Gazette act
Resignations & appointments · RestructuringShareholding · Share issue · Asset distribution14 facts ▸
- General meeting, buitengewone algemene vergadering, eenparigheid van stemmen
- Other statement, verzaking formaliteiten, instemming alle vennoten of aandeelhouders en alle houders van andere stemverlenende effecten in elke bij de splitsing betrokken vennoo…
- Other statement, ontslag tot voorlezing documenten, vergadering sluit zich aan bij de besluiten in de verslagen
- Other statement, melding eventuele wijzigingen vermogen, vanaf de datum van het opstellen van het voorstel tot partiële splitsing tot op heden
- Shareholding, aandeelhouder
- Shareholding, aandeelhouder
- Share issue, aandelen op naam, 100
- Asset distribution, EUR, 1102311.57
- Incorporation, 2220 Heist-op-den-Berg, Industriepark 24 UN10, toescheiding van een deel van het vermogen van de besloten vennootschap ACD CONCEPTS
- Demerger, partiele splitsing, 0u00
- Capital decrease
- Capital, €21.634,55
- +2 further facts in this act
26-06
State Gazette act
RestructuringAppointment: GRANT THORNTON BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES (company auditor) · Permanent representatives: Yves VAN dEN MEUTTER and Frank CASSIMAN · Demerger16 facts ▸
- Demerger, partiele splitsing, splitsing door oprichting
- Registered office clause, Vlaamse gewest, 2220 Heist-op-den-Berg, Industriepark 24 bus Unit 10
- Other statement, statuten aannemen die in lijn zijn met deze van ACD CONCEPTS en standaard statuten van een besloten vennootschap met meerdere aandeelhouders
- Transfer of a branch of activity or universality, branch of activity, onroerend goed en financieringen
- Transfer of a branch of activity or universality, branch of activity, geen andere niet in de balans opgenomen vermogensbestanddelen
- Share issue, op naam, 100
- Declaration, rechten toegekend aan bepaalde effectenhouders, aandeelhouders van ACD CONCEPTS die bijzondere rechten hebben, houders van andere effecten dan aandelen
- Declaration, bijzondere voordelen aan leden van bestuursorganen, leden van de bestuursorganen van GROUP ACD CONCEPTS en ACD CONCEPTS
- Declaration, verslagen, aandelen worden uitgegeven evenredig aan de rechten in het eigen vermogen
- Other statement, bestuursorgaan van ACD CONCEPTS, oprichtersverslag
- Auditor appointment, GRANT THORNTON BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES (company auditor)
- Other statement, 18-06-2026
- +4 further facts in this act
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0345/00E000 | Flanders | 1.8 ha | 1 · 4,463 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Articles of association
Full purpose (9 activities)
- Groot- en detailhandel in vloer- en wandtegels, in natuursteen, in bouwmaterialen algemeen.
- Handelsbemiddeling in bouwmaterialen.
- De vennootschap kan alle voormelde verrichtingen stellen zo in eigen naam als voor rekeningen van derden, zo alleen als in samenwerking met derden.
- Het verstrekken van adviezen en diensten op organisatorisch en functioneel vlak.
- Het realiseren van projecten.
- Het nemen van participaties in andere ondernemingen en het uitoefenen van mandaten van bestuurder in andere vennootschappen.
- De vennootschap mag verder alle commerciële, industriële of financiële handelingen verrichten, welke rechtstreeks of onrechtstreeks in verband staan met haar voorwerp en die kunnen bijdragen tot de verwezenlijking, de uitbreiding of vergemakkelijking ervan, met inbegrip van de onderaanneming in het algemeen en de uitbating van alle intellectuele rechten en industriële of commerciële eigendom men die er betrekking op hebben.
- Zij mag alle roerende en onroerende goederen als investering verwerven zelfs als deze noch rechtstreeks noch onrechtstreeks verband houden met het voorwerp van de vennootschap.
- Zij mag eveneens belang nemen, bij wijze van inbreng, versmelting, inschrijving, en welke andere wijze ook, in alle ondernemingen, verenigingen of vennootschappen die een gelijkaardig voorwerp nastreven of van aard zijn deze van de huidige te bevorderen.
Structure & network
Owners and holdings
1 owner · 3 holdingsOwners 1
-
50%
Holdings 3
-
50%
-
33.33%
-
30%
According to the 2024 annual accounts of ACD CONCEPTS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionCapital and shareholders
- Arquitectura Ceramica - Design S.A. aandeelhouder
- Cassiman Stones Ceramics aandeelhouder
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 04-09-2026 Capital stated in the act · 21,634.55 EUR
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,420 EUR awarded · 2,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,420 EUR | 2,420 EUR |
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.