ACCTUEEL
ActiveSummary
ACCTUEEL has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €19k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-2
Solvency50▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.63 in 2024; short-term debt: 30.8% and cash: 3.2% of total assets), and 75.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12738 sector peers (2025).
NBB · sector comparisonPosition among 12738 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
34 d early
2022
on the day
2021
151 d late
2020
152 d late
2020
207 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€333k
EBIT margin
4.8%
Net result
€19k▼ 38.0%
2024 · €31k
2018: €85khighest value
2019: €19k▼ -77.5% vs 2018
2020: €-7k▼ -137% vs 2019lowest value
2020: €50k
2021: €49k▼ -3.1% vs 2020
2022: €4k▼ -92.2% vs 2021
2023: €18k▲ +377% vs 2022
2024: €31k▲ +70.4% vs 2023
2025: €19k▼ -38.0% vs 2024
2018 → 2025
Working capital
€-74k▼ 3.9%
2024 · €-71k
2018: €45k
2019: €30k▼ -33.8% vs 2018
2020: €71k▲ +138% vs 2019highest value
2020: €-39k
2021: €-24k▲ +40.0% vs 2020
2022: €-76k▼ -220% vs 2021lowest value
2023: €-72k▲ +5.0% vs 2022
2024: €-71k▲ +0.8% vs 2023
2025: €-74k▼ -3.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€333k
Equity€117k-€121k▲ 3.2%€139k▲ 14.9%€162k▲ 16.2%€173k▲ 6.7%
2021: €117klowest in 5 years
2022: €121k▲ +3.2% vs 2021
2023: €139k▲ +14.9% vs 2022
2024: €162k▲ +16.2% vs 2023
2025: €173k▲ +6.7% vs 2024highest in 5 years
Operating result€60k-€16k▼ 73.2%€40k▲ 151%€53k▲ 32.6%€36k▼ 32.8%
2021: €60khighest in 5 years
2022: €16k▼ -73.2% vs 2021lowest in 5 years
2023: €40k▲ +151% vs 2022
2024: €53k▲ +32.6% vs 2023
2025: €36k▼ -32.8% vs 2024
Net result€49k-€4k▼ 92.2%€18k▲ 377%€31k▲ 70.4%€19k▼ 38.0%
2021: €49khighest in 5 years
2022: €4k▼ -92.2% vs 2021lowest in 5 years
2023: €18k▲ +377% vs 2022
2024: €31k▲ +70.4% vs 2023
2025: €19k▼ -38.0% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €697k
Fixed assets
€556k ▼ 6.5%
Current assets
€141k ▲ 17.2%
Equity and liabilities €697k
Equity
€173k ▲ 6.7%
Debt
€524k ▼ 5.2%
Debt's share of the balance-sheet total falls from 77.3% to 75.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89k=
2024 · €89k
Cash flow
€72k▲
2024 · €66k
Current ratio
0.65▲
2024 · 0.63
Debt to equity
3.03▼
2024 · 3.41
ROE
11.1%▼
2024 · 19.0%
ROA
2.7%▼
2024 · 4.3%
Interest coverage
14.36▲
2024 · 13.03
Debt ≤ 1 year
€215k▲
2024 · €191k
Debt > 1 year
€309k▼
2024 · €361k
Income taxes
€11k▼
2024 · €16k
Staff costs
€84k▼
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€714k€697k▼
Fixed assets21/28€594k€556k▼
Intangible fixed assets21€33k€23k▼
Tangible fixed assets22/27€562k€533k▼
Land and buildings22€558k€520k▼
Plant, machinery and equipment23€436€101▼
Furniture and vehicles24€3k€13k▲
Current assets29/58€120k€141k▲
Amounts receivable within one year40/41€89k€112k▲
Trade receivables40€89k€107k▲
Other amounts receivable41€567€4k▲
Cash at bank and in hand54/58€20k€23k▲
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€714k€697k▼
Equity10/15€162k€173k▲
Contributions10/11€6k€6k=
Reserves13€156k€167k▲
Distributable reserves133€156k€167k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€553k€524k▼
Amounts payable after more than one year17€361k€309k▼
Financial debts170/4€361k€309k▼
Amounts payable within one year42/48€191k€215k▲
Current portion of amounts payable after more than one year42€58k€52k▼
Trade debts44€88k€122k▲
Suppliers440/4€88k€122k▲
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€31k€25k▼
Taxes450/3€18k€14k▼
Remuneration and social security454/9€13k€12k▼
Other amounts payable47/48€14k€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€94k€84k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€53k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€185k€177k▼
Operating profit (loss)9901€53k€36k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€46k€30k▼
Income taxes67/77€16k€11k▼
Profit (loss) for the period9904€31k€19k▼
Profit (loss) for the period to be appropriated9905€31k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€19k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€23k€11k▼
To the legal reserve6920€0-
To other reserves6921€23k€11k▼
Profit to be distributed694/7€8k€8k=
Employees696€8k€8k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €333k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €229k | - | - | - | - |
| Remuneration, social security and pensions62 | €52k | €47k | €64k | €94k | €84k | ▼ 9.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40k | €38k | €45k | €35k | €53k | ▲ 49.1% |
| Other operating charges640/8 | €2k | €3k | €2k | €3k | €4k | ▲ 20.5% |
| Gross operating margin9900 | €153k | €104k | €151k | €185k | €177k | ▼ 4.6% |
| Operating profit (loss)9901 | €60k | €16k | €40k | €53k | €36k | ▼ 32.8% |
| Financial income75/76B | €162 | €10 | €10 | €0 | €0 | ▲ 140% |
| Recurring financial income75 | €162 | €10 | €10 | €0 | €0 | ▲ 140% |
| Financial charges65/66B | €11k | €9k | €13k | €7k | €6k | ▼ 9.3% |
| Recurring financial charges65 | €11k | €9k | €13k | €7k | €6k | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €49k | €7k | €27k | €46k | €30k | ▼ 36.2% |
| Income taxes67/77 | - | €3k | €9k | €16k | €11k | ▼ 32.6% |
| Profit (loss) for the period9904 | €49k | €4k | €18k | €31k | €19k | ▼ 38.0% |
| Profit (loss) for the period to be appropriated9905 | €49k | €4k | €18k | €31k | €19k | ▼ 38.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €838k | €776k | €777k | €714k | €697k | ▼ 2.5% |
| Fixed assets21/28 | €704k | €672k | €630k | €594k | €556k | ▼ 6.5% |
| Intangible fixed assets21 | €65k | €54k | €44k | €33k | €23k | ▼ 30.8% |
| Tangible fixed assets22/27 | €640k | €618k | €586k | €562k | €533k | ▼ 5.0% |
| Land and buildings22 | €632k | €611k | €580k | €558k | €520k | ▼ 6.8% |
| Plant, machinery and equipment23 | €2k | €1k | €821 | €436 | €101 | ▼ 76.8% |
| Furniture and vehicles24 | €6k | €6k | €5k | €3k | €13k | ▲ 339% |
| Current assets29/58 | €134k | €104k | €147k | €120k | €141k | ▲ 17.2% |
| Amounts receivable within one year40/41 | €106k | €72k | €119k | €89k | €112k | ▲ 25.0% |
| Trade receivables40 | €106k | €71k | €109k | €89k | €107k | ▲ 20.7% |
| Other amounts receivable41 | - | €2k | €10k | €567 | €4k | ▲ 693% |
| Cash at bank and in hand54/58 | €21k | €31k | €28k | €20k | €23k | ▲ 11.0% |
| Deferred charges and accrued income490/1 | €7k | - | €266 | €11k | €7k | ▼ 36.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €838k | €776k | €777k | €714k | €697k | ▼ 2.5% |
| Equity10/15 | €117k | €121k | €139k | €162k | €173k | ▲ 6.7% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | €6k | - | - | - | - | - |
| Other1109/19 | €6k | - | - | - | - | - |
| Reserves13 | €111k | €115k | €133k | €156k | €167k | ▲ 7.0% |
| Non-distributable reserves130/1 | €1k | - | - | - | - | - |
| Reserves not available under the articles1311 | €1k | - | - | - | - | - |
| Distributable reserves133 | €110k | €115k | €133k | €156k | €167k | ▲ 7.0% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €721k | €655k | €637k | €553k | €524k | ▼ 5.2% |
| Amounts payable after more than one year17 | €563k | €475k | €419k | €361k | €309k | ▼ 14.4% |
| Financial debts170/4 | €563k | €475k | €419k | €361k | €309k | ▼ 14.4% |
| Amounts payable within one year42/48 | €157k | €179k | €219k | €191k | €215k | ▲ 12.3% |
| Current portion of amounts payable after more than one year42 | €64k | - | €57k | €58k | €52k | ▼ 9.5% |
| Financial debts43 | - | €55k | - | - | - | - |
| Credit institutions430/8 | - | €55k | - | - | - | - |
| Trade debts44 | €75k | €108k | €140k | €88k | €122k | ▲ 39.1% |
| Suppliers440/4 | €75k | €108k | €140k | €88k | €122k | ▲ 39.1% |
| Advances received on contracts in progress46 | €2k | €2k | €2k | €2k | €2k | = |
| Taxes, remuneration and social security45 | €10k | €14k | €15k | €31k | €25k | ▼ 17.7% |
| Taxes450/3 | €4k | €7k | €6k | €18k | €14k | ▼ 24.8% |
| Remuneration and social security454/9 | €7k | €6k | €9k | €13k | €12k | ▼ 7.4% |
| Other amounts payable47/48 | €6k | - | €5k | €14k | €14k | ▲ 1.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €4k | €18k | €31k | €19k | ▼ 38.0% |
| + Depreciation and write-downs630 | €40k | €38k | €45k | €35k | €53k | ▲ 49.1% |
| Operating cash flow (approximation) | €89k | €42k | €63k | €66k | €72k | ▲ 8.6% |
| Investment in fixed assets (approximation) | - | €-6k | €-2k | €0 | €-15k | - |
| Change in cash | - | €11k | €-4k | €-7k | €2k | ▲ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €150kEq €162k ▲16.2%
5 profitable years in a row build equity to €162k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
31-12
Financial
Equity above €100kEq €117k ▲71.4%
2 profitable years in a row build equity to €117k.
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 207 days late
2020
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-03
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2013
Ground area
552 m²
Building footprint
87 m²
Volume, LiDAR
921 m³
Parcel 11323F0354/00S005, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ACCTUEEL
since 20132.218.993.774
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0354/00S005 | Flanders | 552 m² | 1 · 87 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,128 EUR awarded · 1,128 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 252 EUR | 252 EUR |
| 2024 | 1 | 696 EUR | 756 EUR |
| 2023 | 1 | 180 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
Website
www.acctueel.be
E-mail
nathalie.vanderlinden@acctueel.be
Scores and ratios are computed by Checked and are not a credit decision.