Skip to content

ACCROBU

Active
Private limited companyfounded 199134 yrs activeRinglaan 153, 1745 Opwijk, BelgiumKBO/BCE: BE 0445.580.188
Summary

ACCROBU has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140,224 and a net result of -€5,676. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 15375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability65▼-11
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 2.89 against 5.01 in 2023; short-term debt: 22.3% and cash: 38.3% of total assets), and 25.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
74.6%
Return on assets
-3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
69 d late
2023
70 d late
2022
331 d late
2021
41 d early
2020
317 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 145 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ACCROBU was incorporated on 28 October 1991.1 Total assets fell from EUR 260,452 in 2018 to EUR 187,963 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€140,224▼ 21.6%
2023 · €178,900
Total assets
€187,963▼ 13.8%
2023 · €218,117
Net result
-€5,676
2023 · €12,187
Working capital
€78,867▼ 28.7%
2023 · €110,669
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€23,511▼ 6.1%€27,916▲ 18.7%€40,196▲ 44.0%€20,326▼ 49.4%€13,700▼ 32.6%
Net result€15,186within the sector's middle half▼ 31.3%€19,162within the sector's middle half▲ 26.2%€9,424within the sector's middle half▼ 50.8%€12,187within the sector's middle half▲ 29.3%-€5,676below the sector's middle half
Equity€238,127within the sector's middle half▲ 6.8%€157,288within the sector's middle half▼ 33.9%€166,713within the sector's middle half▲ 6.0%€178,900within the sector's middle half▲ 7.3%€140,224within the sector's middle half▼ 21.6%
Total assets€281,240within the sector's middle half▼ 2.0%€206,569within the sector's middle half▼ 26.6%€230,776within the sector's middle half▲ 11.7%€218,117within the sector's middle half▼ 5.5%€187,963within the sector's middle half▼ 13.8%
Debt€43,113▼ 32.7%€49,281▲ 14.3%€64,063▲ 30.0%€39,217▼ 38.8%€47,739▲ 21.7%
Working capital€201,222above the sector's middle half▲ 12.1%€131,620within the sector's middle half▼ 34.6%€91,590within the sector's middle half▼ 30.4%€110,669within the sector's middle half▲ 20.8%€78,867within the sector's middle half▼ 28.7%
Solvency84.7%above the sector's middle half▲ 7.0pp76.1%within the sector's middle half▼ 8.5pp72.2%within the sector's middle half▼ 3.9pp82.0%above the sector's middle half▲ 9.8pp74.6%within the sector's middle half▼ 7.4pp
Current ratio5.68above the sector's middle half▲ 1.653.68within the sector's middle half▼ 2.002.98within the sector's middle half▼ 0.705.01above the sector's middle half▲ 2.042.89within the sector's middle half▼ 2.13
Return on assets (ROA)5.4%within the sector's middle half▼ 2.3pp9.3%within the sector's middle half▲ 3.9pp4.1%within the sector's middle half▼ 5.2pp5.6%within the sector's middle half▲ 1.5pp-3.0%below the sector's middle half▼ 8.6pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2020: €23,511€23,511Net result 2020: €15,186€15,186Operating result 2021: €27,916€27,916Net result 2021: €19,162€19,162Operating result 2022: €40,196€40,196Net result 2022: €9,424€9,424Operating result 2023: €20,326€20,326Net result 2023: €12,187€12,187Operating result 2024: €13,700€13,700Net result 2024: -€5,676-€5,67620202021202220232024-€20,000€0€20,000€40,000Operating result 2022: €40,196€40,200Net result 2022: €9,424€9,420Operating result 2023: €20,326€20,300Net result 2023: €12,187€12,200Operating result 2024: €13,700€13,700Net result 2024: -€5,676-€5,680202220232024
The operating result has fallen two years in a row; 2024 is 33% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €187,963
Fixed assets €67,268 ▼ 15.8%
Current assets €120,695 ▼ 12.7%
Equity and liabilities €187,963
Equity €140,224 ▼ 21.6%
Debt €47,739 ▲ 21.7%
Debt's share of the balance-sheet total rises from 18.0% to 25.4%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€26,614▼
2023 · €33,253
Cash flow
€7,238▼
2023 · €25,114
Debt to equity
0.34▲
2023 · 0.22
ROE
-4.0%▼
2023 · 6.8%
Interest coverage
18.74▲
2023 · 14.48
Debt ≤ 1 year
€41,828▲
2023 · €27,566
Debt > 1 year
€4,874▼
2023 · €11,236
Income taxes
€17,966▲
2023 · €5,848
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€218,117€187,963▼
Fixed assets21/28€79,882€67,268▼
Tangible fixed assets22/27€79,882€67,268▼
Furniture and vehicles24€79,882€67,268▼
Current assets29/58€138,235€120,695▼
Amounts receivable within one year40/41€89,413€47,165▼
Trade receivables40€61,601€44,601▼
Other amounts receivable41€27,812€2,564▼
Cash at bank and in hand54/58€24,890€71,940▲
Deferred charges and accrued income490/1€23,932€1,591▼
Equity and liabilities
Total equity and liabilities10/49€218,117€187,963▼
Equity10/15€178,900€140,224▼
Contributions10/11€20,460€20,460=
Reserves13€128,000€95,000▼
Distributable reserves133€128,000€95,000▼
Profit (loss) carried forward14€30,440€24,764▼
Amounts payable17/49€39,217€47,739▲
Amounts payable after more than one year17€11,236€4,874▼
Financial debts170/4€11,236€4,874▼
Amounts payable within one year42/48€27,566€41,828▲
Current portion of amounts payable after more than one year42€6,210€6,362▲
Trade debts44€50€775▲
Suppliers440/4€50€775▲
Taxes, remuneration and social security45€21,307€18,383▼
Taxes450/3€21,307€18,383▼
Other amounts payable47/48-€16,308
Accrued charges and deferred income492/3€416€1,037▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,927€12,914▼
Other operating charges640/8€984€3,487▲
Gross operating margin9900€34,238€30,102▼
Operating profit (loss)9901€20,326€13,700▼
Financial income75/76B€5€11▲
Recurring financial income75€5€11▲
Financial charges65/66B€2,297€1,420▼
Recurring financial charges65€2,297€1,420▼
Profit (loss) for the period before taxes9903€18,035€12,291▼
Income taxes67/77€5,848€17,966▲
Profit (loss) for the period9904€12,187-€5,676▼
Profit (loss) for the period to be appropriated9905€12,187-€5,676▼
Appropriation of the result
Profit (loss) to be appropriated9906€42,440€24,764▼
Profit (loss) brought forward from the previous period14P€30,253€30,440▲
Transfer from equity791/2-€33,000
Transfer to equity691/2€12,000-
To other reserves6921€12,000-
Profit to be distributed694/7-€33,000
Return on contributions (dividend)694-€33,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,241€11,223€4,236€12,927€12,914▼ 0.1%
Other operating charges640/8€5,489€2,303€1,613€984€3,487▲ 254%
Gross operating margin9900€40,240€41,443€46,044€34,238€30,102▼ 12.1%
Operating profit (loss)9901€23,511€27,916€40,196€20,326€13,700▼ 32.6%
Financial income75/76B€12,855€2,696€1,427€5€11▲ 120%
Recurring financial income75€12,855€2,696€1,427€5€11▲ 120%
Financial charges65/66B€7,221€2,499€15,961€2,297€1,420▼ 38.2%
Recurring financial charges65€7,221€2,499€15,961€2,297€1,420▼ 38.2%
Profit (loss) for the period before taxes9903€29,145€28,113€25,662€18,035€12,291▼ 31.9%
Income taxes67/77€13,959€8,952€16,238€5,848€17,966▲ 207%
Profit (loss) for the period9904€15,186€19,162€9,424€12,187-€5,676▼ 147%
Profit (loss) for the period to be appropriated9905€15,186€19,162€9,424€12,187-€5,676▼ 147%
Line20202021202220232024Change
Assets
Total assets20/58€281,240€206,569€230,776€218,117€187,963▼ 13.8%
Fixed assets21/28€37,042€25,818€92,833€79,882€67,268▼ 15.8%
Tangible fixed assets22/27€37,017€25,794€92,808€79,882€67,268▼ 15.8%
Furniture and vehicles24€37,017€25,794€92,808€79,882€67,268▼ 15.8%
Financial fixed assets28€25€25€25---
Current assets29/58€244,199€180,751€137,942€138,235€120,695▼ 12.7%
Amounts receivable within one year40/41€214,717€153,536€112,688€89,413€47,165▼ 47.3%
Trade receivables40€73,028€117,475€106,187€61,601€44,601▼ 27.6%
Other amounts receivable41€141,690€36,061€6,501€27,812€2,564▼ 90.8%
Cash at bank and in hand54/58€8,323€6,016€3,916€24,890€71,940▲ 189%
Deferred charges and accrued income490/1€21,158€21,198€21,339€23,932€1,591▼ 93.4%
Equity and liabilities
Total equity and liabilities10/49€281,240€206,569€230,776€218,117€187,963▼ 13.8%
Equity10/15€238,127€157,288€166,713€178,900€140,224▼ 21.6%
Contributions10/11€18,600€18,600€20,460€20,460€20,460=
Reserves13€190,860€108,860€116,000€128,000€95,000▼ 25.8%
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133€189,000€107,000€116,000€128,000€95,000▼ 25.8%
Profit (loss) carried forward14€28,667€29,828€30,253€30,440€24,764▼ 18.6%
Amounts payable17/49€43,113€49,281€64,063€39,217€47,739▲ 21.7%
Amounts payable after more than one year17--€17,446€11,236€4,874▼ 56.6%
Financial debts170/4--€17,446€11,236€4,874▼ 56.6%
Amounts payable within one year42/48€42,976€49,130€46,352€27,566€41,828▲ 51.7%
Current portion of amounts payable after more than one year42€4,177-€6,062€6,210€6,362▲ 2.4%
Financial debts43-€7,856€9,528---
Credit institutions430/8-€7,856€9,528---
Trade debts44€115€436€1,932€50€775▲ 1,463%
Suppliers440/4€115€436€1,932€50€775▲ 1,463%
Taxes, remuneration and social security45€38,685€40,838€28,831€21,307€18,383▼ 13.7%
Taxes450/3€38,685€40,838€28,831€21,307€18,383▼ 13.7%
Other amounts payable47/48----€16,308-
Accrued charges and deferred income492/3€137€150€265€416€1,037▲ 150%
Line20202021202220232024Change
Profit (loss) for the period9904€15,186€19,162€9,424€12,187-€5,676▼ 147%
+ Depreciation and write-downs630€11,241€11,223€4,236€12,927€12,914▼ 0.1%
Operating cash flow (approximation)€26,427€30,385€13,660€25,114€7,238▼ 71.2%
Investment in fixed assets (approximation)-€0-€71,250€25-€300▼ 1,312%
Change in cash--€2,307-€2,100€20,975€47,049▲ 124%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
08-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial Weakest financial yearnet -€5,676
Net result drops to -€5,676, the lowest in the series.
09-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
26-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 331 days late
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
13-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 317 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
09-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 253 days late
2019
31-12
Financial Highest result since 2018net €22,110 ▲14%
Net result €22,110, the highest in the series.
2018
23-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 54 days late
15-03
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 227 days late
2017
02-03
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 214 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk
exact location from the address register On OpenStreetMap
Ground area
835 m²
Building footprint
159 m²
Volume, LiDAR
900 m³
Parcel 23060B0224/00H000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23060B0224/00H000 Flanders 835 m² 1 · 159 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-10-1991
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail accrobu@skynet.be
Phone 052/357009
Fax 052/359354
E-invoicing
Reachable via Peppol
Peppol ID 0208:0445580188
Also 9925:BE0445580188
Registered 31-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.