ACCOUNTANTSKANTOOR DE BOCK
ActiveACCOUNTANTSKANTOOR DE BOCK has been active since 1973 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €96k. Equity is shrinking by ~18.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 13% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-2
Solvency30=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.02 in 2024; short-term debt: 94.7% and cash: 46.9% of total assets), and 94.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.3%
Return on assets
15.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3263 sector peers (2025).
NBB · sector comparisonPosition among 3263 sector peers
Solvency
better than 13%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €33k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
44 d early
2023
30 d late
2022
2 d late
2021
44 d early
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€33k▲ 24.0%
2024 · €26k
2018: €345k
2019: €351k
2020: €302k
2021: €269k
2022: €270k
2023: €26k
2024: €26k
2018 → 2025
Total assets
€613k▲ 26.4%
2024 · €485k
2018: €509k
2019: €577k
2020: €538k
2021: €492k
2022: €445k
2023: €407k
2024: €485k
2018 → 2025
Net result
€96k▲ 19.7%
2024 · €81k
2018: €129k
2019: €96k
2020: €41k
2021: €57k
2022: €25k
2023: €56k
2024: €81k
2018 → 2025
Working capital
€26k▲ 250%
2024 · €7k
2018: €293k
2019: €266k
2020: €199k
2021: €186k
2022: €214k
2023: €-11k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€270k▲ 0.3%€26k▼ 90.4%€26k▲ 2.0%€33k▲ 24.0%
Operating result€90k-€38k▼ 57.9%€81k▲ 115%€127k▲ 56.7%€133k▲ 4.6%
Net result€57k-€25k▼ 56.4%€56k▲ 127%€81k▲ 43.1%€96k▲ 19.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €613k
Fixed assets
€7k▼ 62.4%
Current assets
€606k▲ 30.0%
Equity and liabilities €613k
Equity
€33k▲ 24.0%
Debt
€580k▲ 26.5%
The debt ratio rises from 94.6% to 94.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€145k▼
2024 · €149k
Cash flow
€108k▲
2024 · €102k
Solvency
5.3%▼
2024 · 5.4%
Current ratio
1.04▲
2024 · 1.02
Quick ratio
1.04▲
2024 · 1.02
Debt / equity
17.71▲
2024 · 17.37
ROE
294.2%▼
2024 · 305.0%
ROA
15.7%▼
2024 · 16.6%
Interest coverage
33.86▼
2024 · 44.50
Debt
€580k▲
2024 · €459k
Debt ≤ 1 year
€580k▲
2024 · €459k
Income taxes
€32k▲
2024 · €28k
Staff costs
€20k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€485k€613k▲
Fixed assets21/28€19k€7k▼
Tangible fixed assets22/27€19k€7k▼
Land and buildings22€8k€4k▼
Furniture and vehicles24€11k€3k▼
Financial fixed assets28€153€153=
Current assets29/58€466k€606k▲
Amounts receivable within one year40/41€272k€318k▲
Trade receivables40€260k€284k▲
Other amounts receivable41€12k€35k▲
Cash at bank and in hand54/58€194k€287k▲
Equity and liabilities
Total equity and liabilities10/49€485k€613k▲
Equity10/15€26k€33k▲
Contributions10/11€22k€22k=
Reserves13€5k€11k▲
Distributable reserves133€5k€11k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€459k€580k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€459k€580k▲
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€35k€366▼
Suppliers440/4€35k€366▼
Taxes, remuneration and social security45€77k€69k▼
Taxes450/3€75k€67k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€344k€510k▲
Income statement
Code20242025
Remuneration, social security and pensions62€22k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€12k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€13k€9k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€185k€175k▼
Operating profit (loss)9901€127k€133k▲
Financial income75/76B€1€79▲
Recurring financial income75€1€79▲
Financial charges65/66B€19k€4k▼
Recurring financial charges65€3k€4k▲
Non-recurring financial charges66B€15k€0▼
Profit (loss) for the period before taxes9903€109k€129k▲
Income taxes67/77€28k€32k▲
Profit (loss) for the period9904€81k€96k▲
Profit (loss) for the period to be appropriated9905€81k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€96k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€509€6k▲
To other reserves6921€509€6k▲
Profit to be distributed694/7€80k€90k▲
Return on contributions (dividend)694€80k€90k▲
Social balance
Average headcount (FTE)9087-0.3
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
State Gazette act
Incorporation · Founder
Founding capital · First fiscal year
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
20-03
State Gazette act
General meeting · Director reappointment
Board meeting · Power of attorney
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Weakest financial yearnet €25k ▼56.4%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1973
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schijnparklaan 192900 SchotenGround area
2,013 m²
Building footprint
274 m²
Volume, LiDAR
1,671 m³
Parcel 11040D0433/00K000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACCOUNTANTSKANTOOR DE BOCK
since 19732.227.434.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0433/00K000 | Flanders | 2,013 m² | 1 · 274 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 420 EUR awarded · 420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 210 EUR | 210 EUR |
| 2022 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
CLC MANAGEMENT
BE 0778.409.558
Herve · Eq €33k
Crowe Spark VAT Representation
BE 0719.667.447
Mechelen · Eq €33k
Meesters Accountants Kalmthout
BE 0792.504.351
Schilde · Eq €33k
LDS Tax Advisory
BE 0737.725.976
Herentals · Eq €33k
Maxime Vanoverschelde
BE 1009.424.263
Middelkerke · Eq €33k
Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 5,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-1973
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74122
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.