Accountancy J. Lambrechts
ActiveAccountancy J. Lambrechts has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €15k. Equity is growing by ~4.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
short-term debt: 0.9% and cash: 98.7% of total assets, and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
20.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
87 d early
2023
86 d early
2022
90 d early
2021
89 d early
2020
81 d early
2019
94 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 24.4%
2024 · €61k
2018: €43k
2019: €44k
2020: €46k
2021: €48k
2022: €49k
2023: €50k
2024: €61k
2018 → 2025
Total assets
€76k▲ 19.5%
2024 · €64k
2018: €45k
2019: €46k
2020: €50k
2021: €51k
2022: €51k
2023: €54k
2024: €64k
2018 → 2025
Net result
€15k▲ 20.7%
2024 · €13k
2018: €3k
2019: €3k
2020: €5k
2021: €4k
2022: €3k
2023: €3k
2024: €13k
2018 → 2025
Working capital
€75k▲ 24.8%
2024 · €60k
2018: €41k
2019: €41k
2020: €44k
2021: €46k
2022: €48k
2023: €49k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€49k▲ 1.8%€50k▲ 2.3%€61k▲ 21.1%€75k▲ 24.4%
Operating result€5k-€4k▼ 26.3%€3k▼ 1.5%€1k▼ 69.1%€2k▲ 122%
Net result€4k-€3k▼ 21.8%€3k▼ 0.1%€13k▲ 326%€15k▲ 20.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 122% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €76k
Equity
€75k▲ 24.4%
Debt
€704▼ 77.3%
The debt ratio falls from 4.9% to 0.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
99.1%▲
2024 · 95.1%
Debt / equity
0.01▼
2024 · 0.05
ROE
20.3%▼
2024 · 20.9%
ROA
20.1%▲
2024 · 19.9%
Debt
€704▼
2024 · €3k
Debt ≤ 1 year
€704▼
2024 · €3k
Income taxes
€4k▼
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €76k, equity €75k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€76k▲
Fixed assets21/28€185€0▼
Tangible fixed assets22/27€185€0▼
Land and buildings22€185€0▼
Current assets29/58€63k€76k▲
Amounts receivable within one year40/41€1k€1k▼
Trade receivables40€1k€938▼
Other amounts receivable41€69€75▲
Cash at bank and in hand54/58€62k€75k▲
Deferred charges and accrued income490/1€588-
Equity and liabilities
Total equity and liabilities10/49€64k€76k▲
Equity10/15€61k€75k▲
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Non-distributable reserves130/1€22k€22k=
Reserves not available under the articles1311€2k€2k=
Other1319€20k€20k=
Profit (loss) carried forward14€20k€35k▲
Amounts payable17/49€3k€704▼
Amounts payable within one year42/48€3k€704▼
Trade debts44€949€24▼
Suppliers440/4€949€24▼
Taxes, remuneration and social security45€49€180▲
Taxes450/3€49€180▲
Other amounts payable47/48€2k€500▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€222-
Other operating charges640/8€535€549▲
Gross operating margin9900€2k€3k▲
Operating profit (loss)9901€1k€2k▲
Financial income75/76B€17k€17k▲
Recurring financial income75€66€105▲
Non-recurring financial income76B€17k€17k▲
Financial charges65/66B€1k€444▼
Recurring financial charges65€39€40▲
Non-recurring financial charges66B€1k€404▼
Profit (loss) for the period before taxes9903€17k€19k▲
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€13k€15k▲
Profit (loss) for the period to be appropriated9905€13k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€35k▲
Profit (loss) brought forward from the previous period14P€9k€20k▲
Profit to be distributed694/7€2k€500▼
Directors or managers695€2k€500▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €15k ▲20.7%
Net result €15k, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 108.07
Current ratio from 20.50 to 108.07; short-term debt falls from €3k to €704.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Nieuwedijkstraat 152800 MechelenGround area
215 m²
Building footprint
116 m²
Volume, LiDAR
731 m³
Parcel 12402B0180/00V002, Flanders · tallest building 13.6 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0180/00V002 | Flanders | 215 m² | 1 · 116 m² | 13.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-1983
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.