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ACCOUNTABLE

Active
Public limited companyfounded 20178 yrs activeVictoria Reginalaan 1, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0682.763.303
Summary

The annual accounts of ACCOUNTABLE for fiscal year 2025 show a net loss of 90% of total assets and of 229% of the equity at the start of that year. The 2025 annual accounts show equity of €4.4m and a net result of -€8.1m. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 1438 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency73▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.99 against 2.65 in 2024; short-term debt: 24.8% and cash: 42.1% of total assets), but 51.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
14 d early
2024
27 d late
2023
2 d early
2022
on the day
2021
29 d late
2020
30 d late
2019
35 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 October 2017, ACCOUNTABLE was incorporated.1 Total assets went from EUR 1.8 million in 2018 to EUR 9 million in 2025 and headcount from 0.8 to 22.7 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€8.1m▼ 63.2%
2024 · -€5.0m
Working capital
€2.2m▲ 25.2%
2024 · €1.8m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1.3m▼ 91.9%-€1.9m▼ 41.9%-€1.6m▲ 17.1%-€4.8m▼ 207%-€7.6m▼ 56.7%
Net result-€1.3m▼ 93.2%-€1.9m▼ 43.9%-€1.6m▲ 15.5%-€5.0m▼ 204%-€8.1m▼ 63.2%
Equity€5.2m▲ 527%€4.1m▼ 21.1%€2.5m▼ 39.5%€3.5m▲ 41.7%€4.4m▲ 23.4%
Total assets€5.5m▲ 347%€4.9m▼ 10.4%€3.8m▼ 23.4%€6.3m▲ 66.6%€9.0m▲ 44.0%
Debt€251,538▼ 35.8%€784,451▲ 212%€1.3m▲ 61.7%€2.7m▲ 116%€4.7m▲ 70.6%
Working capital€4.1m▲ 933%€2.6m▼ 36.1%€183,617▼ 93.0%€1.8m▲ 870%€2.2m▲ 25.2%
Staff (FTE)6.9=7.3▲ 5.8%9.8▲ 34.2%13.4▲ 36.7%22.7▲ 69.4%
Why a figure moved sharply
  • 2024 Net result -204% on 2023. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
-€10.0m-€7.5m-€5.0m-€2.5m€0Operating result 2021: -€1.3m-€1.3mNet result 2021: -€1.3m-€1.3mOperating result 2022: -€1.9m-€1.9mNet result 2022: -€1.9m-€1.9mOperating result 2023: -€1.6m-€1.6mNet result 2023: -€1.6m-€1.6mOperating result 2024: -€4.8m-€4.8mNet result 2024: -€5.0m-€5.0mOperating result 2025: -€7.6m-€7.6mNet result 2025: -€8.1m-€8.1m20212022202320242025-€10m-€7.5m-€5m-€2.5m€0Operating result 2023: -€1.6m-€1.6mNet result 2023: -€1.6m-€1.6mOperating result 2024: -€4.8m-€4.8mNet result 2024: -€5.0m-€5mOperating result 2025: -€7.6m-€7.6mNet result 2025: -€8.1m-€8.1m202320242025
The operating result stays negative: a loss of €7.6m in 2025 against €4.8m in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.0m
Fixed assets €4.6m ▲ 33.7%
Current assets €4.5m ▲ 56.3%
Equity and liabilities €9.0m
Equity €4.4m ▲ 23.4%
Debt €4.7m ▲ 70.6%
Debt's share of the balance-sheet total rises from 43.6% to 51.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€5.9m▼
2024 · -€3.7m
Cash flow
-€6.4m▼
2024 · -€3.8m
Current ratio
1.99▼
2024 · 2.65
Debt to equity
1.07▲
2024 · 0.77
ROE
-185.2%▼
2024 · -140.1%
ROA
-89.5%▼
2024 · -79.0%
Interest coverage
-11.23▲
2024 · -26.59
Debt ≤ 1 year
€2.2m▲
2024 · €1.1m
Debt > 1 year
€1.2m▼
2024 · €1.4m
Staff costs
€1.8m▲
2024 · €930,417
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 224 companies that looked in July 2024 the way this one looks now, 4.0% went bankrupt within 24 months and 88% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
4.0% went bankrupt
7.1% stopped otherwise
88% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 224 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€6.3m€9.0m▲
Fixed assets21/28€3.4m€4.6m▲
Intangible fixed assets21€3.4m€4.5m▲
Tangible fixed assets22/27€23,869€46,181▲
Furniture and vehicles24€23,869€46,181▲
Financial fixed assets28€3,837€5,198▲
Current assets29/58€2.9m€4.5m▲
Amounts receivable within one year40/41€433,498€660,966▲
Trade receivables40€275,881€660,966▲
Other amounts receivable41€157,618€0▼
Cash at bank and in hand54/58€2.4m€3.8m▲
Deferred charges and accrued income490/1€19,496€10,809▼
Equity and liabilities
Total equity and liabilities10/49€6.3m€9.0m▲
Equity10/15€3.5m€4.4m▲
Contributions10/11€14.8m€23.7m▲
Capital10€429,036€520,223▲
Issued capital100€429,036€520,223▲
Outside capital11€14.3m€23.2m▲
Share premium1100/10€14.3m€23.2m▲
Profit (loss) carried forward14-€11.2m-€19.3m▼
Amounts payable17/49€2.7m€4.7m▲
Amounts payable after more than one year17€1.4m€1.2m▼
Financial debts170/4€1.4m€1.2m▼
Other amounts payable178/9€100€100=
Amounts payable within one year42/48€1.1m€2.2m▲
Current portion of amounts payable after more than one year42€253,472€420,139▲
Trade debts44€610,463€1.5m▲
Suppliers440/4€610,463€1.5m▲
Taxes, remuneration and social security45€210,168€345,903▲
Taxes450/3€52,235€60,403▲
Remuneration and social security454/9€157,933€285,500▲
Other amounts payable47/48€7,866€20,165▲
Accrued charges and deferred income492/3€293,567€1.2m▲
Income statement Code20242025
Remuneration, social security and pensions62€930,417€1.8m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.2m€1.6m▲
Other operating charges640/8€6,986€92,227▲
Gross operating margin9900-€2.7m-€4.0m▼
Operating profit (loss)9901-€4.8m-€7.6m▼
Financial income75/76B€5,499€290▼
Recurring financial income75€5,499€290▼
Financial charges65/66B€138,075€526,810▲
Recurring financial charges65€138,075€526,810▲
Profit (loss) for the period before taxes9903-€5.0m-€8.1m▼
Profit (loss) for the period9904-€5.0m-€8.1m▼
Profit (loss) for the period to be appropriated9905-€5.0m-€8.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906-€11.2m-€19.3m▼
Profit (loss) brought forward from the previous period14P-€6.3m-€11.2m▼
Social balance
Average headcount (FTE)9087-22.7

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€434,484€793,879€1.0m€930,417€1.8m▲ 92.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€384,086€664,282€913,371€1.2m€1.6m▲ 42.5%
Other operating charges640/8€2,554€5,387€4,594€6,986€92,227▲ 1,220%
Non-recurring operating charges66A-€9,680€0---
Gross operating margin9900-€513,393-€420,055€368,680-€2.7m-€4.0m▼ 47.7%
Operating profit (loss)9901-€1.3m-€1.9m-€1.6m-€4.8m-€7.6m▼ 56.7%
Financial income75/76B€6,112€146€31€5,499€290▼ 94.7%
Recurring financial income75€6,112€146€31€5,499€290▼ 94.7%
Financial charges65/66B€15,481€40,087€63,764€138,075€526,810▲ 282%
Recurring financial charges65€15,481€40,087€63,764€138,075€526,810▲ 282%
Profit (loss) for the period before taxes9903-€1.3m-€1.9m-€1.6m-€5.0m-€8.1m▼ 63.2%
Profit (loss) for the period9904-€1.3m-€1.9m-€1.6m-€5.0m-€8.1m▼ 63.2%
Profit (loss) for the period to be appropriated9905-€1.3m-€1.9m-€1.6m-€5.0m-€8.1m▼ 63.2%
Line20212022202320242025Change
Assets
Total assets20/58€5.5m€4.9m€3.8m€6.3m€9.0m▲ 44.0%
Fixed assets21/28€1.1m€2.0m€2.9m€3.4m€4.6m▲ 33.7%
Intangible fixed assets21€1.1m€2.0m€2.9m€3.4m€4.5m▲ 33.3%
Tangible fixed assets22/27€16,469€28,470€21,129€23,869€46,181▲ 93.5%
Furniture and vehicles24€16,469€28,470€21,129€23,869€46,181▲ 93.5%
Financial fixed assets28€207€207€207€3,837€5,198▲ 35.5%
Current assets29/58€4.3m€2.9m€860,892€2.9m€4.5m▲ 56.3%
Amounts receivable within one year40/41€89,754€114,171€274,575€433,498€660,966▲ 52.5%
Trade receivables40€72,507€104,748€224,575€275,881€660,966▲ 140%
Other amounts receivable41€17,247€9,423€50,000€157,618€0▼ 100%
Cash at bank and in hand54/58€4.2m€2.8m€582,988€2.4m€3.8m▲ 57.8%
Deferred charges and accrued income490/1€5,249€5,287€3,329€19,496€10,809▼ 44.6%
Equity and liabilities
Total equity and liabilities10/49€5.5m€4.9m€3.8m€6.3m€9.0m▲ 44.0%
Equity10/15€5.2m€4.1m€2.5m€3.5m€4.4m▲ 23.4%
Contributions10/11€7.9m€8.8m€8.8m€14.8m€23.7m▲ 60.4%
Capital10€344,248€354,606€354,606€429,036€520,223▲ 21.3%
Issued capital100€344,248€354,606€354,606€429,036€520,223▲ 21.3%
Outside capital11€7.6m€8.4m€8.4m€14.3m€23.2m▲ 61.5%
Share premium1100/10€7.6m€8.4m€8.4m€14.3m€23.2m▲ 61.5%
Profit (loss) carried forward14-€2.7m-€4.6m-€6.3m-€11.2m-€19.3m▼ 72.0%
Amounts payable17/49€251,538€784,451€1.3m€2.7m€4.7m▲ 70.6%
Amounts payable after more than one year17€100€479,267€588,989€1.4m€1.2m▼ 8.8%
Financial debts170/4€0€479,167€588,889€1.4m€1.2m▼ 8.8%
Other amounts payable178/9€100€100€100€100€100=
Amounts payable within one year42/48€251,438€302,987€677,274€1.1m€2.2m▲ 108%
Current portion of amounts payable after more than one year42-€20,833€147,222€253,472€420,139▲ 65.8%
Trade debts44€160,317€201,051€375,838€610,463€1.5m▲ 139%
Suppliers440/4€160,317€201,051€375,838€610,463€1.5m▲ 139%
Taxes, remuneration and social security45€79,936€74,422€146,432€210,168€345,903▲ 64.6%
Taxes450/3€11,805€1,913€32,405€52,235€60,403▲ 15.6%
Remuneration and social security454/9€68,130€72,509€114,027€157,933€285,500▲ 80.8%
Other amounts payable47/48€11,186€6,681€7,781€7,866€20,165▲ 156%
Accrued charges and deferred income492/3-€2,197€1,860€293,567€1.2m▲ 303%
Line20212022202320242025Change
Profit (loss) for the period9904-€1.3m-€1.9m-€1.6m-€5.0m-€8.1m▼ 63.2%
+ Depreciation and write-downs630€384,086€664,282€913,371€1.2m€1.6m▲ 42.5%
Operating cash flow (approximation)-€959,800-€1.3m-€720,488-€3.8m-€6.4m▼ 69.4%
Investment in fixed assets (approximation)--€1.5m-€1.8m-€1.7m-€2.8m▼ 68.2%
Change in cash--€1.4m-€2.2m€1.8m€1.4m▼ 23.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Weakest financial yearnet -€8.1m
Net result drops to -€8.1m, the lowest in the series.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
31-12
Financial Liquidity doublescurrent ratio 2.65
Current ratio from 1.27 to 2.65.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial Liquidity triplescurrent ratio 17.25
Current ratio from 5.32 to 17.25.
31-12
Financial Equity above €5mEq €5.2m ▲527%
Equity rises from €834,829 to €5.2m.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
04-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
13-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts

We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 2 establishment units since 2017
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Victoria Reginalaan 11210 Sint-Joost-ten-Node
Ground area
732 m²
Building footprint
635 m²
Volume, LiDAR
9,771 m³
2 parcels, Brussels, Wallonia · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
ACCOUNTABLE
Weigéliasdreef 22, 1170 Watermaal-BosvoordeComputing infrastructure, data processing, hosting and other information service activities
since 20172.269.990.832
Accountable Charleroi
Quai Paul Verlaine 2, 6000 CharleroiComputer programming, consultancy and related activities
since 20222.328.042.857
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
52011D0271/00C002 Wallonia 575 m² 1 · 549 m² 19.1 m · 5 fl.
21017D0057/00G013 Brussels 156 m² 1 · 86 m² 14.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

984500S6CG097B794475
live in the LEI register

Similar companies · same sector, comparable size

Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 1,467 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded10-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
Contact
E-mail nicolas@accountable.euCharleroi
Phone 0496209507Charleroi
E-invoicing
Reachable via Peppol
Peppol ID 0208:0682763303
Also 9925:BE0682763303
Registered 18-09-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.