ACCOU
ActiveACCOU has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €434k and a net result of €59k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 81% of 4137 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency94=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 3.16 in 2024; short-term debt: 30.7% and cash: 16.5% of total assets), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
9.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
14 d early
2023
29 d late
2022
18 d early
2021
23 d early
2020
33 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€59k▲ 47.8%
2024 · €40k
2018: €28k
2019: €48k
2020: €67k
2021: €52k
2022: €75k
2023: €38k
2024: €40k
2018 → 2025
Working capital
€382k▼ 8.1%
2024 · €416k
2018: €169k
2019: €231k
2020: €259k
2021: €312k
2022: €351k
2023: €386k
2024: €416k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€417k-€426k▲ 2.3%€429k▲ 0.6%€431k▲ 0.4%€434k▲ 0.8%
Operating result€57k-€79k▲ 38.6%€43k▼ 46.0%€45k▲ 7.0%€58k▲ 28.5%
Net result€52k-€75k▲ 44.7%€38k▼ 49.7%€40k▲ 5.6%€59k▲ 47.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €629k
Fixed assets
€54k▲ 195%
Current assets
€575k▼ 5.5%
Equity and liabilities €629k
Equity
€434k▲ 0.8%
Debt
€195k▼ 0.6%
The debt ratio falls from 31.3% to 31.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68k▼
2024 · €74k
Cash flow
€68k=
2024 · €68k
Solvency
69.0%▲
2024 · 68.7%
Current ratio
2.98▼
2024 · 3.16
Quick ratio
1.57▼
2024 · 1.76
Debt / equity
0.45▼
2024 · 0.46
ROE
13.5%▲
2024 · 9.2%
ROA
9.3%▲
2024 · 6.3%
Interest coverage
12.50▲
2024 · 9.38
Debt
€195k▼
2024 · €196k
Debt ≤ 1 year
€193k▲
2024 · €193k
Income taxes
€552▼
2024 · €2k
Staff costs
€140k▼
2024 · €191k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€627k€629k▲
Fixed assets21/28€18k€54k▲
Tangible fixed assets22/27€18k€54k▲
Plant, machinery and equipment23€1k€522▼
Furniture and vehicles24€15k€17k▲
Other tangible fixed assets26€3k€37k▲
Current assets29/58€609k€575k▼
Stocks and contracts in progress3€270k€273k▲
Stocks30/36€270k€273k▲
Amounts receivable within one year40/41€148k€143k▼
Trade receivables40€123k€114k▼
Other amounts receivable41€25k€29k▲
Current investments50/53€21k€49k▲
Cash at bank and in hand54/58€163k€104k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€627k€629k▲
Equity10/15€431k€434k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€369k€372k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€362k€366k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€196k€195k▼
Amounts payable within one year42/48€193k€193k▲
Trade debts44€109k€91k▼
Suppliers440/4€109k€91k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€18k€18k▼
Taxes450/3€4€2k▲
Remuneration and social security454/9€18k€16k▼
Other amounts payable47/48€66k€85k▲
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€191k€140k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-6▼
Other operating charges640/8€570€612▲
Gross operating margin9900€268k€209k▼
Operating profit (loss)9901€45k€58k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€41k€59k▲
Income taxes67/77€2k€552▼
Profit (loss) for the period9904€40k€59k▲
Profit (loss) for the period to be appropriated9905€40k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€59k▲
Transfer to equity691/2€2k€4k▲
To other reserves6921€2k€4k▲
Profit to be distributed694/7€38k€55k▲
Directors or managers695€38k€55k▲
Social balance
Average headcount (FTE)90872.51.7▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €75k ▲44.7%
Operating result €79k, net result €75k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplein 168520 KuurneGround area
1,008 m²
Building footprint
416 m²
Volume, LiDAR
3,123 m³
2 parcels, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACCOU NV
since 19922.055.969.339
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023C0317/00A004 | Flanders | 654 m² | 1 · 200 m² | 12.2 m · 3 fl. |
| 34023C0313/00G000 | Flanders | 355 m² | 1 · 216 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,090 EUR awarded · 2,054 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 90 EUR | 54 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKuurne2.055.969.339
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APOTHEEK DONCKERWOLCKE
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Of 5,223 companies in sector 47730 we hold annual accounts for 3,862. 3,416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-12-1991
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
52310
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.