Accosea
ActiveThe computed 12-month bankruptcy probability of Accosea is 1.7% (moderate). The 2025 annual accounts show equity of €228k and a net result of €55k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 1026 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-5
Solvency75▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.85 against 3.23 in 2024; short-term debt: 50.2% and cash: 31.6% of total assets), and 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
12%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
38 d early
2023
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€228k▲ 31.5%
2024 · €173k
2023: €108k
2024: €173k
2023 → 2025
Total assets
€457k▲ 13.9%
2024 · €401k
2023: €377k
2024: €401k
2023 → 2025
Net result
€55k▼ 16.4%
2024 · €65k
2023: €38k
2024: €65k
2023 → 2025
Working capital
€-33k
2024 · €112k
2023: €72k
2024: €112k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€108k-€173k▲ 60.6%€228k▲ 31.5%
Operating result€44k-€82k▲ 88.4%€69k▼ 15.6%
Net result€38k-€65k▲ 73.0%€55k▼ 16.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €457k
Fixed assets
€261k▲ 9.2%
Current assets
€196k▲ 20.8%
Equity and liabilities €457k
Equity
€228k▲ 31.5%
Debt
€229k▲ 0.5%
The debt ratio falls from 56.8% to 50.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k▼
2024 · €95k
Cash flow
€74k▼
2024 · €78k
Solvency
49.8%▲
2024 · 43.2%
Current ratio
0.85▼
2024 · 3.23
Quick ratio
0.83▼
2024 · 3.23
Debt / equity
1.01▼
2024 · 1.32
ROE
24.0%▼
2024 · 37.7%
ROA
12.0%▼
2024 · 16.3%
Interest coverage
17.87▲
2024 · 17.83
Debt
€229k▲
2024 · €228k
Debt ≤ 1 year
€229k▲
2024 · €50k
Income taxes
€13k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€401k€457k▲
Fixed assets21/28€239k€261k▲
Intangible fixed assets21-€5k
Tangible fixed assets22/27€239k€256k▲
Land and buildings22€226k€215k▼
Plant, machinery and equipment23€13k€20k▲
Furniture and vehicles24-€21k
Current assets29/58€162k€196k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€10k€44k▲
Trade receivables40€10k€43k▲
Other amounts receivable41€230€295▲
Cash at bank and in hand54/58€150k€144k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€401k€457k▲
Equity10/15€173k€228k▲
Contributions10/11€70k€70k=
Reserves13€103k€158k▲
Distributable reserves133€103k€158k▲
Amounts payable17/49€228k€229k▲
Amounts payable after more than one year17€178k-
Financial debts170/4€178k-
Amounts payable within one year42/48€50k€229k▲
Current portion of amounts payable after more than one year42€23k-
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€21k€19k▼
Taxes450/3€21k€19k▼
Other amounts payable47/48€1k€204k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€894€2k▲
Gross operating margin9900€96k€90k▼
Operating profit (loss)9901€82k€69k▼
Financial income75/76B€688€3k▲
Recurring financial income75€688€3k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€77k€67k▼
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€65k€55k▼
Profit (loss) for the period to be appropriated9905€65k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€55k▼
Transfer to equity691/2€65k€55k▼
To other reserves6921€65k€55k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €228k ▲31.5%
3 profitable years in a row build equity to €228k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2023net €65k ▲73%
Operating result €82k, net result €65k, both a record.
31-12
Financial
Equity above €150kEq €173k ▲60.6%
2 profitable years in a row build equity to €173k.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 122381 RavelsGround area
3,918 m²
Parcel 13048D0761/00N009, Flanders. Linked by address, not a title deed.
1 establishment unit
Accosea
since 20222.340.347.605
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0761/00N009 | Flanders | 3,917 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KEN-INVEST
BE 0892.982.889
Olen · Eq €228k
TOLERIE DELCEUILLERIE
BE 0479.716.171
Pecq · Eq €228k
CONSTRUCTIE VAN HECKE J.
BE 0463.871.816
Eeklo · Eq €229k
HOSTRUCT
BE 0507.712.945
Zonnebeke · Eq €229k
STAALVOL
BE 0874.482.021
Bocholt · Eq €226k
Of 3,988 companies in sector 25110 we hold annual accounts for 2,148. 1,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2022
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
43990Other specialised construction activities
43999Specialised construction activities
77394Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:janwillem@accosea.com
Phone:0031627138758