ACCORMA
ActiveSummary
ACCORMA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €121,650 and a net result of €220,743. Equity is growing by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 160 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability100=
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 10.9; short-term debt: 6.3% and cash: 60.4% of total assets), and 27.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
72.9%
Return on assets
132.4%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 20-08-2026, 164 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
164 d early
2025
168 d early
2024
168 d early
2023
142 d early
2022
167 d early
2021
36 d early
2020
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 123 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-06-2027 close31-01-2028 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2026, micro schema
Equity
€121,650▼ 68.8%
2025 · €389,907
Total assets
€166,783▼ 57.5%
2025 · €392,141
Net result
€220,743▼ 39.5%
2025 · €365,132
Working capital
€103,757▼ 70.2%
2025 · €348,326
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€57,314▲ 41.0%€132,641▲ 131%€282,780▲ 113%€480,086▲ 69.8%€287,684▼ 40.1%
Net result€44,754within the sector's middle half▲ 42.2%€103,105above the sector's middle half▲ 130%€215,919above the sector's middle half▲ 109%€365,132above the sector's middle half▲ 69.1%€220,743▼ 39.5%
Equity€140,751within the sector's middle half▲ 46.6%€128,856within the sector's middle half▼ 8.5%€284,775above the sector's middle half▲ 121%€389,907above the sector's middle half▲ 36.9%€121,650▼ 68.8%
Total assets€141,308within the sector's middle half▲ 45.3%€129,839within the sector's middle half▼ 8.1%€287,271within the sector's middle half▲ 121%€392,141within the sector's middle half▲ 36.5%€166,783▼ 57.5%
Debt€557▼ 56.7%€983▲ 76.4%€2,495▲ 154%€2,234▼ 10.5%€45,133▲ 1,920%
Working capital€140,866▲ 46.6%€63,023▼ 55.3%€231,373▲ 267%€348,326▲ 50.5%€103,757▼ 70.2%
Solvency99.6%above the sector's middle half▲ 0.9pp99.2%above the sector's middle half▼ 0.4pp99.1%above the sector's middle half▼ 0.1pp99.4%above the sector's middle half▲ 0.3pp72.9%▼ 26.5pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 40% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €166,783
Fixed assets
€52,548 ▲ 25.1%
Current assets
€114,235 ▼ 67.4%
Equity and liabilities €166,783
Equity
€121,650 ▼ 68.8%
Debt
€45,133 ▲ 1,920%
Debt's share of the balance-sheet total rises from 0.6% to 27.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€311,104▼
2025 · €492,086
Cash flow
€244,162▼
2025 · €377,132
Current ratio
10.90
Debt to equity
0.37▲
2025 · 0.01
ROE
181.5%▲
2025 · 93.6%
ROA
132.4%▲
2025 · 93.1%
Interest coverage
738.44▼
2025 · 893.40
Debt ≤ 1 year
€10,478▲
2025 · €1,815
Debt > 1 year
€34,523
Income taxes
€67,709▼
2025 · €115,915
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €6,000 | €12,000 | €12,000 | €23,420 | ▲ 95.2% |
| Other operating charges640/8 | €553 | €672 | €626 | €661 | €675 | ▲ 2.2% |
| Gross operating margin9900 | €57,868 | €139,313 | €295,406 | €492,747 | €311,779 | ▼ 36.7% |
| Operating profit (loss)9901 | €57,314 | €132,641 | €282,780 | €480,086 | €287,684 | ▼ 40.1% |
| Financial income75/76B | - | - | - | €1,512 | €1,188 | ▼ 21.4% |
| Recurring financial income75 | - | - | - | €1,512 | €1,188 | ▼ 21.4% |
| Financial charges65/66B | €45 | €467 | €728 | €551 | €421 | ▼ 23.5% |
| Recurring financial charges65 | €45 | €467 | €728 | €551 | €421 | ▼ 23.5% |
| Profit (loss) for the period before taxes9903 | €57,269 | €132,174 | €282,052 | €481,047 | €288,451 | ▼ 40.0% |
| Income taxes67/77 | €12,516 | €29,069 | €66,133 | €115,915 | €67,709 | ▼ 41.6% |
| Profit (loss) for the period9904 | €44,754 | €103,105 | €215,919 | €365,132 | €220,743 | ▼ 39.5% |
| Profit (loss) for the period to be appropriated9905 | €44,754 | €103,105 | €215,919 | €365,132 | €220,743 | ▼ 39.5% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,308 | €129,839 | €287,271 | €392,141 | €166,783 | ▼ 57.5% |
| Fixed assets21/28 | - | €66,000 | €54,000 | €42,000 | €52,548 | ▲ 25.1% |
| Tangible fixed assets22/27 | - | €66,000 | €54,000 | €42,000 | €52,548 | ▲ 25.1% |
| Land and buildings22 | - | - | - | - | €22,548 | - |
| Furniture and vehicles24 | - | €66,000 | €54,000 | €42,000 | €30,000 | ▼ 28.6% |
| Current assets29/58 | €141,308 | €63,839 | €233,271 | €350,141 | €114,235 | ▼ 67.4% |
| Amounts receivable within one year40/41 | - | €2,508 | €5,879 | €4,468 | €10,592 | ▲ 137% |
| Trade receivables40 | - | €2,508 | €3,379 | €3,468 | €2,592 | ▼ 25.3% |
| Other amounts receivable41 | - | - | €2,500 | €1,000 | €8,000 | ▲ 700% |
| Current investments50/53 | - | - | - | €330,000 | - | - |
| Cash at bank and in hand54/58 | €139,809 | €59,221 | €224,587 | €12,448 | €100,677 | ▲ 709% |
| Deferred charges and accrued income490/1 | €1,499 | €2,111 | €2,805 | €3,225 | €2,966 | ▼ 8.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,308 | €129,839 | €287,271 | €392,141 | €166,783 | ▼ 57.5% |
| Equity10/15 | €140,751 | €128,856 | €284,775 | €389,907 | €121,650 | ▼ 68.8% |
| Contributions10/11 | €24,000 | €24,000 | €24,000 | €24,000 | €24,000 | = |
| Reserves13 | €115,000 | €100,000 | €260,000 | €365,000 | €97,500 | ▼ 73.3% |
| Distributable reserves133 | €115,000 | €100,000 | €260,000 | €365,000 | €97,500 | ▼ 73.3% |
| Profit (loss) carried forward14 | €1,751 | €4,856 | €775 | €907 | €150 | ▼ 83.5% |
| Amounts payable17/49 | €557 | €983 | €2,495 | €2,234 | €45,133 | ▲ 1,920% |
| Amounts payable after more than one year17 | - | - | - | - | €34,523 | - |
| Financial debts170/4 | - | - | - | - | €34,523 | - |
| Amounts payable within one year42/48 | €442 | €816 | €1,898 | €1,815 | €10,478 | ▲ 477% |
| Trade debts44 | €152 | €39 | €752 | €568 | €5,883 | ▲ 936% |
| Suppliers440/4 | €152 | €39 | €752 | €568 | €5,883 | ▲ 936% |
| Taxes, remuneration and social security45 | €290 | €778 | €1,146 | €1,247 | €4,596 | ▲ 268% |
| Taxes450/3 | €290 | €778 | €1,146 | €1,247 | €4,596 | ▲ 268% |
| Accrued charges and deferred income492/3 | €116 | €167 | €598 | €419 | €132 | ▼ 68.5% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,754 | €103,105 | €215,919 | €365,132 | €220,743 | ▼ 39.5% |
| + Depreciation and write-downs630 | - | €6,000 | €12,000 | €12,000 | €23,420 | ▲ 95.2% |
| Operating cash flow (approximation) | €44,754 | €109,105 | €227,919 | €377,132 | €244,162 | ▼ 35.3% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | -€33,967 | - |
| Change in cash | - | -€80,588 | €165,366 | -€212,139 | €88,229 | ▲ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2020net €365,132 ▲69.1%
Operating result €480,086, net result €365,132, both a record.
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €200,000Eq €284,775 ▲121%
5 profitable years in a row build equity to €284,775.
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 319.77
Current ratio from 82.87 to 319.77; short-term debt falls from €1,174 to €442.
30-06
Financial
Equity above €100,000Eq €140,751 ▲46.6%
3 profitable years in a row build equity to €140,751.
2021
26-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €31,478 ▼25.3%
Net result drops to €31,478, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 82.87
Current ratio from 27.02 to 82.87; short-term debt falls from €2,545 to €1,174.
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 2 establishment units since 2019
Ground area
4,351 m²
Building footprint
511 m²
2 parcels, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
ACCORMA
since 20192.284.070.183
Groenstraat 26, 8870 Izegem
since 20262.389.408.324
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38023C0285/00F000 | Flanders | 3,433 m² | 1 · 295 m² | - |
| 36493B0499/00E000 | Flanders | 917 m² | 1 · 215 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 916 EUR awarded · 916 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 275 EUR | 275 EUR |
| 2024 | 1 | 419 EUR | 419 EUR |
| 2023 | 1 | 222 EUR | 222 EUR |
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FISCALIDAD
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FIDUCIAIRE PELGRIMS & C°
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-01-2019
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0718677156
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.