ACCOMPANIO
ActiveSummary
ACCOMPANIO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €19k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 49% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+10
Solvency54▲+10
Growth82▲+10
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.09 in 2024; short-term debt: 19.3% and cash: 2.8% of total assets), and 71.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.6%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
29 d late
2024
5 d late
2023
24 d late
2022
54 d late
2021
27 d late
2020
60 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€70k▲ 48.5%
2024 · €47k
2021: €37k
2022: €37k▼ -1.1% vs 2021lowest in 5 years
2023: €55k▲ +49.2% vs 2022
2024: €47k▼ -13.4% vs 2023
2025: €70k▲ +48.5% vs 2024highest in 5 years
2021 → 2025
EBIT margin
42.8%▲ 28.2pp
2024 · 14.6%
2021: 28.2%
2022: 24.9%▼ -11.5% vs 2021
2023: 19.1%▼ -23.2% vs 2022
2024: 14.6%▼ -23.6% vs 2023lowest in 5 years
2025: 42.8%▲ +193% vs 2024highest in 5 years
2021 → 2025
Net result
€19k▲ 1,159%
2024 · €1k
2020: €-9klowest in 6 years
2021: €5k▲ +160% vs 2020
2022: €5k▼ -7.2% vs 2021
2023: €7k▲ +43.9% vs 2022
2024: €1k▼ -78.5% vs 2023
2025: €19k▲ +1159% vs 2024highest in 6 years
2020 → 2025
Working capital
€-32k▲ 8.5%
2024 · €-35k
2020: €-26khighest in 6 years
2021: €-28k▼ -8.4% vs 2020
2022: €-30k▼ -6.9% vs 2021
2023: €-29k▲ +1.8% vs 2022
2024: €-35k▼ -19.9% vs 2023lowest in 6 years
2025: €-32k▲ +8.5% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€37k-€37k▼ 1.1%€55k▲ 49.2%€47k▼ 13.4%€70k▲ 48.5%
2021: €37k
2022: €37k▼ -1.1% vs 2021lowest in 5 years
2023: €55k▲ +49.2% vs 2022
2024: €47k▼ -13.4% vs 2023
2025: €70k▲ +48.5% vs 2024highest in 5 years
Equity€24k-€29k▲ 20.2%€36k▲ 24.2%€37k▲ 4.2%€56k▲ 50.7%
2021: €24klowest in 5 years
2022: €29k▲ +20.2% vs 2021
2023: €36k▲ +24.2% vs 2022
2024: €37k▲ +4.2% vs 2023
2025: €56k▲ +50.7% vs 2024highest in 5 years
Operating result€10k-€9k▼ 12.5%€10k▲ 14.6%€7k▼ 33.9%€30k▲ 335%
2021: €10k
2022: €9k▼ -12.5% vs 2021
2023: €10k▲ +14.6% vs 2022
2024: €7k▼ -33.9% vs 2023lowest in 5 years
2025: €30k▲ +335% vs 2024highest in 5 years
Net result€5k-€5k▼ 7.2%€7k▲ 43.9%€1k▼ 78.5%€19k▲ 1,159%
2021: €5k
2022: €5k▼ -7.2% vs 2021
2023: €7k▲ +43.9% vs 2022
2024: €1k▼ -78.5% vs 2023lowest in 5 years
2025: €19k▲ +1159% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 335% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€190k ▲ 0.4%
Current assets
€6k ▲ 73.6%
Equity and liabilities €196k
Equity
€56k ▲ 50.7%
Debt
€140k ▼ 10.1%
Debt's share of the balance-sheet total falls from 80.7% to 71.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €19k
Cash flow
€26k▲
2024 · €14k
Current ratio
0.15▲
2024 · 0.09
Debt to equity
2.50▼
2024 · 4.18
ROE
33.6%▲
2024 · 4.0%
ROA
9.6%▲
2024 · 0.8%
Interest coverage
11.81▲
2024 · 5.55
Debt ≤ 1 year
€38k▼
2024 · €38k
Debt > 1 year
€102k▼
2024 · €117k
Income taxes
€8k▲
2024 · €2k
Staff costs
€9k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€193k€196k▲
Fixed assets21/28€189k€190k▲
Tangible fixed assets22/27€189k€190k▲
Land and buildings22€187k€182k▼
Plant, machinery and equipment23€1k€7k▲
Furniture and vehicles24€1k€1k▼
Current assets29/58€3k€6k▲
Amounts receivable within one year40/41-€272
Trade receivables40-€272
Cash at bank and in hand54/58€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€193k€196k▲
Equity10/15€37k€56k▲
Contributions10/11€50€50=
Reserves13€9k€9k=
Non-distributable reserves130/1€25€25=
Reserves not available under the articles1311€25€25=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€28k€47k▲
Amounts payable17/49€156k€140k▼
Amounts payable after more than one year17€117k€102k▼
Financial debts170/4€117k€102k▼
Amounts payable within one year42/48€38k€38k▼
Current portion of amounts payable after more than one year42€20k€15k▼
Trade debts44€558-
Suppliers440/4€558-
Other amounts payable47/48€18k€23k▲
Income statement
Code20242025
Turnover70€47k€70k▲
Non-recurring operating income76A-€7k
Goods, raw materials, services and sundry goods60/61€16k€28k▲
Remuneration, social security and pensions62€9k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€7k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€31k€49k▲
Operating profit (loss)9901€7k€30k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€3k€27k▲
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€1k€19k▲
Profit (loss) for the period to be appropriated9905€1k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€47k▲
Profit (loss) brought forward from the previous period14P€27k€28k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €37k | €37k | €55k | €47k | €70k | ▲ 48.5% |
| Non-recurring operating income76A | - | €4k | - | - | €7k | - |
| Goods, raw materials, services and sundry goods60/61 | €14k | €15k | €19k | €16k | €28k | ▲ 72.5% |
| Remuneration, social security and pensions62 | - | - | €9k | €9k | €9k | ▲ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €13k | €13k | €12k | €7k | ▼ 43.7% |
| Other operating charges640/8 | €2k | €3k | €3k | €3k | €3k | ▲ 4.0% |
| Gross operating margin9900 | €23k | €25k | €35k | €31k | €49k | ▲ 57.9% |
| Operating profit (loss)9901 | €10k | €9k | €10k | €7k | €30k | ▲ 335% |
| Financial income75/76B | - | - | €475 | - | - | - |
| Recurring financial income75 | - | - | €475 | - | - | - |
| Financial charges65/66B | €5k | €4k | €4k | €3k | €3k | ▼ 9.3% |
| Recurring financial charges65 | €5k | €4k | €4k | €3k | €3k | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €5k | €5k | €7k | €3k | €27k | ▲ 679% |
| Income taxes67/77 | €74 | €68 | - | €2k | €8k | ▲ 312% |
| Profit (loss) for the period9904 | €5k | €5k | €7k | €1k | €19k | ▲ 1,159% |
| Profit (loss) for the period to be appropriated9905 | €5k | €5k | €7k | €1k | €19k | ▲ 1,159% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €229k | €217k | €205k | €193k | €196k | ▲ 1.6% |
| Fixed assets21/28 | €227k | €215k | €202k | €189k | €190k | ▲ 0.4% |
| Intangible fixed assets21 | €33 | - | - | - | - | - |
| Tangible fixed assets22/27 | €227k | €215k | €202k | €189k | €190k | ▲ 0.4% |
| Land and buildings22 | €201k | €197k | €192k | €187k | €182k | ▼ 2.5% |
| Plant, machinery and equipment23 | €5k | €4k | €2k | €1k | €7k | ▲ 461% |
| Furniture and vehicles24 | €21k | €15k | €7k | €1k | €1k | ▼ 7.2% |
| Current assets29/58 | €2k | €2k | €3k | €3k | €6k | ▲ 73.6% |
| Amounts receivable within one year40/41 | - | - | - | - | €272 | - |
| Trade receivables40 | - | - | - | - | €272 | - |
| Cash at bank and in hand54/58 | €2k | €2k | €3k | €3k | €6k | ▲ 65.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €229k | €217k | €205k | €193k | €196k | ▲ 1.6% |
| Equity10/15 | €24k | €29k | €36k | €37k | €56k | ▲ 50.7% |
| Contributions10/11 | €50 | €50 | €50 | €50 | €50 | = |
| Outside capital11 | €50 | - | - | - | - | - |
| Other1109/19 | €50 | - | - | - | - | - |
| Reserves13 | €9k | €9k | €9k | €9k | €9k | = |
| Non-distributable reserves130/1 | €25 | €25 | €25 | €25 | €25 | = |
| Reserves not available under the articles1311 | €25 | €25 | €25 | €25 | €25 | = |
| Distributable reserves133 | €9k | €9k | €9k | €9k | €9k | = |
| Profit (loss) carried forward14 | €15k | €20k | €27k | €28k | €47k | ▲ 66.9% |
| Amounts payable17/49 | €205k | €188k | €169k | €156k | €140k | ▼ 10.1% |
| Amounts payable after more than one year17 | €175k | €156k | €137k | €117k | €102k | ▼ 12.9% |
| Financial debts170/4 | €175k | €156k | €137k | €117k | €102k | ▼ 12.9% |
| Amounts payable within one year42/48 | €30k | €32k | €32k | €38k | €38k | ▼ 1.3% |
| Current portion of amounts payable after more than one year42 | €19k | €19k | €20k | €20k | €15k | ▼ 22.3% |
| Financial debts43 | €532 | €2k | - | - | - | - |
| Credit institutions430/8 | €532 | €2k | - | - | - | - |
| Trade debts44 | €275 | €1k | €73 | €558 | - | - |
| Suppliers440/4 | €275 | €1k | €73 | €558 | - | - |
| Taxes, remuneration and social security45 | €18 | - | - | - | - | - |
| Taxes450/3 | €18 | - | - | - | - | - |
| Other amounts payable47/48 | €10k | €10k | €13k | €18k | €23k | ▲ 24.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €5k | €7k | €1k | €19k | ▲ 1,159% |
| + Depreciation and write-downs630 | €11k | €13k | €13k | €12k | €7k | ▼ 43.7% |
| Operating cash flow (approximation) | €16k | €18k | €20k | €14k | €26k | ▲ 87.6% |
| Investment in fixed assets (approximation) | - | €-984 | €0 | €0 | €-8k | - |
| Change in cash | - | €0 | €978 | €394 | €2k | ▲ 461% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Highest result since 2020net €19k ▲1,159%
Operating result €30k, net result €19k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 54 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2017
Ground area
181 m²
Building footprint
114 m²
Volume, LiDAR
892 m³
Parcel 25782D0141/00H000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
ACCOMPANIO
since 20172.264.498.058
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782D0141/00H000 | Wallonia | 180 m² | 1 · 114 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 3,358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
68122Development of non-residential building projects
47120Other non-specialised retail sale
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70200Business and other management consultancy
82300Organisation of conventions and trade shows
82990Other business support services
85592Vocational training
96230Day spas, saunas and steam baths
Scores and ratios are computed by Checked and are not a credit decision.