ACCOMPAGNER
ActiveSummary
ACCOMPAGNER has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226,099 and a net result of €162,106. Its solvency ranks better than 56% of 20,706 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-10-1998 Normal situation
- Activity
- Nursing and midwifery NACE 86940
- Establishment unit
- 2.197.842.727 6800 Libramont-Chevigny, since 01-01-2008
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €881,631
- ▲ 19.8%
- Turnover
- ≈ €1.3m
- estimated
- Surplus
- €162,106
- Equity
- €226,099
- ▲ 132%
- Total assets
- €329,535
- ▲ 51.5%
- Employees on 31-12-2025
- 12
- =
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLegal form: non-profit associationLiquidity: current ratio 3.17, cash €227,854Sector: Human health activities (NACE 86)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency
94+24
equity 68.6% of total assets
Liquidity
87+38
short-term debt 31.4% · cash 69.1%
Profitability
100+100
return on assets 49.2%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.17 (1.77 in 2024), above the usual 1.5. Short-term debt is 31.4% and cash 69.1% of total assets. 31.4% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 56% of them on solvency, 70% on liquidity, 80% on profitability and 92% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
72 days early
2024
85 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 79 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 20-05-2026 PDF all 2 filings
Turnover
≈ €1.3m
Estimated: probably between €1.1m and €1.7m
Total assets
€329,535▲ 51.5%
2024 · €217,495
Net result
€162,106
2024 · -€83,795
Working capital
€224,174▲ 142%
2024 · €92,515
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€128,612
2025
20242025
Net result
€162,106
2025
highest quarter of the sector
20242025
Equity
€226,099
▲ 132%
2025
middle half of the sector
20242025
Total assets
€329,535
▲ 51.5%
2025
middle half of the sector
20242025
Debt
€103,436
▼ 13.9%
2025
20242025
Working capital
€224,174
▲ 142%
2025
middle half of the sector
20242025
Solvency
68.6%
▲ 23.9pp
2025
middle half of the sector
20242025
Current ratio
3.17
▲ 1.40
2025
middle half of the sector
20242025
Return on assets (ROA)
49.2%
▲ 87.7pp
2025
highest quarter of the sector
20242025
Staff (FTE)
11
▼ 6.0%
2025
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result-€83,995-€128,612
Net result-€83,795below the sector's middle half-€162,106above the sector's middle half
Equity€97,326within the sector's middle half-€226,099within the sector's middle half▲ 132%
Total assets€217,495within the sector's middle half-€329,535within the sector's middle half▲ 51.5%
Debt€120,169-€103,436▼ 13.9%
Working capital€92,515within the sector's middle half-€224,174within the sector's middle half▲ 142%
Solvency44.7%within the sector's middle half-68.6%within the sector's middle half▲ 23.9pp
Current ratio1.77within the sector's middle half-3.17within the sector's middle half▲ 1.40
Return on assets (ROA)-38.5%below the sector's middle half-49.2%above the sector's middle half▲ 87.7pp
Staff (FTE)11.7-11▼ 6.0%
above
within
below
The sector band is the middle half of the companies in Human health activities (NACE 86). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a profit of €128,612, after a loss of €83,995 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329,535
Fixed assets
€1,925 ▼ 60.0%
Current assets
€327,610 ▲ 54.0%
Equity and liabilities €329,535
Equity
€226,099 ▲ 132%
Debt
€103,436 ▼ 13.9%
Debt's share of the balance-sheet total falls from 55.3% to 31.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131,497▲
2024 · -€81,110
Cash flow
€164,992▲
2024 · -€80,910
Debt to equity
0.46▼
2024 · 1.23
ROE
71.7%▲
2024 · -86.1%
Interest coverage
over 100▲
2024 · -545.06
Debt ≤ 1 year
€103,436▼
2024 · €120,169
Income taxes
€90▼
2024 · €150
Staff costs
€750,134▼
2024 · €817,283
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2024 | 31-12-2025 |
|---|---|---|
| Employees at the balance-sheet date | 12 | 12 |
| full-time | 1 | 1 |
| part-time | 11 | 11 |
| in full-time equivalents | 7.7 | 7.4 |
| Average over the year, in full-time equivalents | 7.7 | 7.4 |
| On a permanent contract | 11 | 11 |
| Joined | 1 | - |
| Left | 3 | - |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €4,318 | - |
| Intangible fixed assets | €3,378 | - |
| Depreciation and write-downs of the year | €2,885 | €2,885 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €817,283 | €750,134 | ▼ 8.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,885 | €2,885 | = |
| Gross operating margin9900 | €736,173 | €881,631 | ▲ 19.8% |
| Operating profit (loss)9901 | -€83,995 | €128,612 | - |
| Financial income75/76B | €499 | €33,632 | ▲ 67× |
| Recurring financial income75 | €499 | €33,632 | ▲ 67× |
| Financial charges65/66B | €149 | €48 | ▼ 67.7% |
| Recurring financial charges65 | €149 | €48 | ▼ 67.7% |
| Profit (loss) for the period before taxes9903 | -€83,645 | €162,196 | - |
| Income taxes67/77 | €150 | €90 | ▼ 40.0% |
| Profit (loss) for the period9904 | -€83,795 | €162,106 | - |
| Profit (loss) for the period to be appropriated9905 | -€83,795 | €162,106 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €217,495 | €329,535 | ▲ 51.5% |
| Fixed assets21/28 | €4,811 | €1,925 | ▼ 60.0% |
| Intangible fixed assets21 | €2,252 | €1,126 | ▼ 50.0% |
| Tangible fixed assets22/27 | €2,558 | €799 | ▼ 68.8% |
| Furniture and vehicles24 | €2,558 | €799 | ▼ 68.8% |
| Current assets29/58 | €212,684 | €327,610 | ▲ 54.0% |
| Amounts receivable within one year40/41 | €164,633 | €99,757 | ▼ 39.4% |
| Trade receivables40 | €6,524 | €39,850 | ▲ 511% |
| Other amounts receivable41 | €158,110 | €59,907 | ▼ 62.1% |
| Cash at bank and in hand54/58 | €48,051 | €227,854 | ▲ 374% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €217,495 | €329,535 | ▲ 51.5% |
| Equity10/15 | €97,326 | €226,099 | ▲ 132% |
| Reserves13 | €221,671 | €221,671 | = |
| Profit (loss) carried forward14 | -€224,345 | -€62,238 | ▲ 72.3% |
| Investment grants15 | €100,000 | €66,667 | ▼ 33.3% |
| Amounts payable17/49 | €120,169 | €103,436 | ▼ 13.9% |
| Amounts payable within one year42/48 | €120,169 | €103,436 | ▼ 13.9% |
| Trade debts44 | €44,151 | €22,703 | ▼ 48.6% |
| Suppliers440/4 | €44,151 | €22,703 | ▼ 48.6% |
| Taxes, remuneration and social security45 | €76,018 | €80,733 | ▲ 6.2% |
| Remuneration and social security454/9 | €76,018 | €80,733 | ▲ 6.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€83,795 | €162,106 | - |
| + Depreciation and write-downs630 | €2,885 | €2,885 | = |
| Operating cash flow (approximation) | -€80,910 | €164,992 | - |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €179,803 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 20,136 companies had the same profile as ACCOMPAGNER has now. Two years later, 95.0% were still going and 0.2% had gone bankrupt.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.0%
was still going
4.7%
stopped otherwise
0.2%
went bankrupt
That fits the bankruptcy probability of ACCOMPAGNER itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,136 companies, not a prediction for ACCOMPAGNER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
8 directors, last change in 2026
Board 8
Florine Lecomte
Current
Director · appointed in the act of 27-09-2024
Véronique Michaux
Current
Director · appointed in the act of 27-09-2024
Catherine Plainchamp
Current
Director · appointed in the act of 30-06-2025 · also on the board of 6 other companies
Nadine Dominique
Current
Director · appointed in the act of 30-06-2025
Pierson Robert
Current
Director · appointed in the act of 30-06-2025
Poirrier Bernadette
Current
Director · appointed in the act of 30-06-2025
Schull Marie Line
Current
Director · appointed in the act of 30-06-2025
Jean Pierre Michel de le Court
Current
Director · appointed in the act of 02-06-2026
Other functions 1
Pierre Berkens
Current
Adminstrateur · appointed in the act of 05-06-2024
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“5.5. Pouvoir de représentation externe Le Conseil d'administration représente collégialement l'ASBL dans les actes judiciaires et…”
deed of 27-09-2024Owners and capital
Owners
This non-profit association has no shareholders or capital.
Mandate history
15 people, 9 in office
- Board
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| Florine Lecomte |
|
| Véronique Michaux |
|
| Catherine Plainchamp |
|
| Nadine Dominique |
|
| Pierson Robert |
|
| Poirrier Bernadette |
|
| Schull Marie Line |
|
| Jean Pierre Michel de le Court |
|
| Pierre Berkens |
|
| Herman Christine |
|
| Catherine Danze |
|
| Michel Marion |
|
| Alain COLLARD |
|
| Michel Parizel |
|
| Paul Desbulleux |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “À la clôture de l'assemblée annuelle, 3”
- Membership ruleThe articles set who can become a member or partner, and on what terms.
- “Les employés et salariés de l'association peuvent être invités à l'assemblée générale, Seuls les membres effectifs jouissent de la plénitude…”
Articles of association, deed of 27-09-2024 (in French)
Network & group
Connections & network
8 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Intégration Sociale et Travail
via Catherine Plainchamp · Director
→
L'EGLANTINE
via Catherine Plainchamp · Director
→
OPTILUX
via Catherine Plainchamp · Secretary
→
Show 4 more companies with a shared director
Promusport
via Catherine Plainchamp · Director
→
ACCOMPAGNER LORRAINE
via Catherine Plainchamp · Director
former→
Solival asbl
via Catherine Plainchamp · Director
former→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
02-06
Gazette deed
Appointment: Jean Pierre Michel de le Court (director)Resignation: Herman Christine (director)3 points ▸
Gazette deed
Appointment: Jean Pierre Michel de le Court (director)
Resignation: Herman Christine (director)3 points ▸
- General meeting, 29-04-2026
- Director appointment, Jean Pierre Michel de le Court (director)
- Director resignation, Herman Christine (director)
20-05
micro format · 72 days before the deadline
2025
31-12
Financial
Back to profitnet €162,106
The net result is €162,106, after one loss-making year.
31-12
Financial
Equity above €200,000equity €226,099 ▲132%
Equity rises from €97,326 to €226,099.
30-06
Gazette deed
Registered office moved to LibramontNew seat: 2 rue des alliés à 6800 Libramont · Previous seat: chaussée d'Houffalize Bastogne1 6900 · Appointments: Poirrier Bernadette, Nadine Dominique and 4 others16 points ▸
Gazette deed
Registered office moved to Libramont
New seat: 2 rue des alliés à 6800 Libramont · Previous seat: chaussée d'Houffalize Bastogne1 6900 · Appointments: Poirrier Bernadette, Nadine Dominique and 4 others16 points ▸
- Registered-office move, 2 rue des alliés à 6800 Libramont
- General meeting, 12-02-2025
- General meeting, 29-04-2025
- Director appointment, Poirrier Bernadette (director)
- Director appointment, Nadine Dominique (director)
- Member admission, Kerger Andrée (member)
- Member admission, Pierson Robert (member)
- Member admission, Catherine Plainchamp (member)
- Director appointment, Catherine Plainchamp (director), mentioned 2 times in the deed
- Director appointment, Pierson Robert (director), mentioned 2 times in the deed
- Director resignation, Catherine Danze (director)
- Member resignation, Catherine Danze (member)
- The act holds 4 more points.
07-05
micro format · 85 days before the deadline
2024
27-09
Gazette deed
2 directors appointed, 3 directors resigningWithdrawals: Paul Desbulleux, Alain Collard and Marie Bernadette Mossay · Admissions: Véronique Michaux (member) and Florine Lecomte (member) · Resignations: Paul Desbulleux, Alain Collard and Michel Parizel15 points ▸
Gazette deed
2 directors appointed, 3 directors resigning
Withdrawals: Paul Desbulleux, Alain Collard and Marie Bernadette Mossay · Admissions: Véronique Michaux (member) and Florine Lecomte (member) · Resignations: Paul Desbulleux, Alain Collard and Michel Parizel15 points ▸
- General meeting, 03-08-2023
- Member resignation, Paul Desbulleux (member)
- Member resignation, Alain Collard (member)
- Member resignation, Marie Bernadette Mossay (member)
- Member admission, Véronique Michaux (member)
- Member admission, Florine Lecomte (member)
- Director resignation, Paul Desbulleux (director)
- Director resignation, Alain Collard (secretary)
- Director resignation, Michel Parizel (trésorier et responsable de l'organisation journalière)
- Director appointment, Véronique Michaux (director)
- Director appointment, Florine Lecomte (director)
- Approval, “comptes 2022 et budget 2023”, 2023 (deed in French)
- The act holds 3 more points.
05-06
Gazette deed
Appointment: Pierre Berkens (adminstrateur)Approval · Director discharge5 points ▸
Gazette deed
Appointment: Pierre Berkens (adminstrateur)
Approval · Director discharge5 points ▸
- General meeting, 15-05-2024
- Other provision, “membre de l'organe de gestion, membre de l'organe de gestion” (deed in French), mentioned 3 times in the deed
- Director appointment, Pierre Berkens (adminstrateur)
- Approval, “approbation des comptes 2023 et du budget 2024”, 2024 (deed in French)
- Director discharge, administrateurs (director)
2021
15-09
Gazette deed
4 directors appointed, 7 directors resigningResignations: De Tabar Bernard, Jacob Maboge Monique and 5 others · Appointments: Chantal de Le Hoye, Michel Parizel and 2 others28 points ▸
Gazette deed
4 directors appointed, 7 directors resigning
Resignations: De Tabar Bernard, Jacob Maboge Monique and 5 others · Appointments: Chantal de Le Hoye, Michel Parizel and 2 others28 points ▸
- General meeting, 05-08-2020
- Director resignation, De Tabar Bernard (director)
- Director resignation, Jacob Maboge Monique (director)
- Director resignation, Desbulleux Paule (director)
- Director appointment, Chantal de Le Hoye (director)
- General meeting, 03-08-2021
- Director resignation, Freddy Rongvaux (director)
- Director resignation, Annick Lallemand epse Vandenput (director)
- Director resignation, Astrid Janssens de Bisthoven (director)
- Director resignation, Mossay Marie Bernadette (director)
- Other provision, 03-08-2021
- Director appointment, Michel Parizel (director)
- The act holds 16 more points.
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
ACCOMPAGNER in French
Enterprise number
0465.706.995
Legal form
Non-profit association
Status
Active, normale toestand
Founded
13-10-1998
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 27-09-2024 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région wallonne, chaussée d'Houffalize 1, 6600 Bastogne”
deed of 27-09-2024 (in French)Registered office and establishments
Registered office
Libramont,Rue des Alliés 2, 6800 Libramont-Chevigny, Belgium
Establishment unit
ACCOMPAGNER, Libramont,Rue des Alliés 2, 6800 Libramont-Chevigny since 01-01-2008 · unit number 2.197.842.727
Activities
NACEBEL 202586940
Nursing and midwifery main activity
Codes under NACEBEL 2008
86906
Human health activities main activity
Codes under NACEBEL 2003
85143
main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 27-09-2024 (in French)
“Par la gestion d'une équipe d'accompagnement pluridisciplinaire et pluraliste de soins de fin de vie; Par la promotion de toute action en…”
4 activities
- Par la gestion d'une équipe d'accompagnement pluridisciplinaire et pluraliste de soins de fin de vie;
- Par la promotion de toute action en matière de soins de fin de vie aux dispensateurs des soins de première ligne;
- Par l'organisation de formations et d'informations nécessaires à son objet auprès des intervenants professionnels et/ou bénévoles;
- En étant I'interlocuteur entre les pouvoirs publics et les missions proposées.
Invoicing and payment
VAT number
BE 0465.706.995
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“Article 4. - L'Assemblée générale. 4.1. L'Assemblée générale L'Assemblée générale est composée de tous les membres. Chaque membre effectif…”
deed of 27-09-2024 (in French)Sites & property
Location
Cannot be placed on the map
This address was not found in the Belgian address register (BOSA BEST).
Libramont,Rue des Alliés 26800 Libramont-Chevigny