ACCOBIE
ActiveSummary
ACCOBIE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €31k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 44% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency78▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.61 in 2023; short-term debt: 47% and cash: 49.9% of total assets), and 47% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53%
Return on assets
36%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-05-2025, 77 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
77 d early
2023
12 d early
2022
60 d early
2021
2 d early
2020
8 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, micro schema
Equity
€45k▲ 0.3%
2023 · €45k
Total assets
€85k▼ 8.2%
2023 · €93k
Net result
€31k▼ 5.7%
2023 · €32k
Working capital
€31k▲ 6.3%
2023 · €29k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€20k€4k▼ 80.7%€24k▲ 509%€42k▲ 78.9%€40k▼ 5.3%
Net result€16k€3k▼ 83.1%€18k▲ 572%€32k▲ 77.5%€31k▼ 5.7%
Equity€41k▲ 2.8%€43k▲ 4.7%€45k▲ 3.0%€45k▲ 1.1%€45k▲ 0.3%
Total assets€64k▲ 39.2%€48k▼ 25.2%€76k▲ 57.6%€93k▲ 22.7%€85k▼ 8.2%
Debt€23k▲ 289%€5k▼ 79.4%€31k▲ 560%€48k▲ 53.6%€40k▼ 16.2%
Working capital€39k▲ 13.7%€41k▲ 6.7%€42k▲ 1.5%€29k▼ 30.5%€31k▲ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €85k
Fixed assets
€14k ▼ 10.7%
Current assets
€71k ▼ 7.7%
Equity and liabilities €85k
Equity
€45k ▲ 0.3%
Debt
€40k ▼ 16.2%
Debt's share of the balance-sheet total falls from 51.4% to 47.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▼
2023 · €45k
Cash flow
€35k▼
2023 · €35k
Current ratio
1.78▲
2023 · 1.61
Debt to equity
0.89▼
2023 · 1.06
ROE
67.8%▼
2023 · 72.2%
ROA
36.0%▲
2023 · 35.1%
Interest coverage
251.64▲
2023 · 71.73
Debt ≤ 1 year
€40k▼
2023 · €48k
Income taxes
€9k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €684 | €684 | €3k | €4k | ▲ 48.5% |
| Other operating charges640/8 | - | €449 | €1k | €614 | €889 | ▲ 44.7% |
| Gross operating margin9900 | €24k | €5k | €26k | €46k | €45k | ▼ 1.1% |
| Operating profit (loss)9901 | €20k | €4k | €24k | €42k | €40k | ▼ 5.3% |
| Financial income75/76B | - | €0 | €3 | €0 | - | - |
| Recurring financial income75 | - | €0 | €3 | €0 | - | - |
| Financial charges65/66B | - | €37 | €39 | €628 | €176 | ▼ 72.0% |
| Recurring financial charges65 | €101 | €37 | €39 | €628 | €176 | ▼ 72.0% |
| Profit (loss) for the period before taxes9903 | €20k | €4k | €23k | €41k | €40k | ▼ 4.3% |
| Income taxes67/77 | €4k | €1k | €5k | €9k | €9k | ▲ 0.8% |
| Profit (loss) for the period9904 | €16k | €3k | €18k | €32k | €31k | ▼ 5.7% |
| Profit (loss) for the period to be appropriated9905 | €16k | €3k | €18k | €32k | €31k | ▼ 5.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64k | €48k | €76k | €93k | €85k | ▼ 8.2% |
| Fixed assets21/28 | €3k | €2k | €3k | €16k | €14k | ▼ 10.7% |
| Intangible fixed assets21 | €1k | €796 | €398 | €0 | - | - |
| Tangible fixed assets22/27 | €1k | €1k | €2k | €16k | €14k | ▼ 10.7% |
| Furniture and vehicles24 | - | €170 | €1k | €988 | €3k | ▲ 181% |
| Other tangible fixed assets26 | - | €973 | €730 | €15k | €11k | ▼ 23.5% |
| Current assets29/58 | €61k | €46k | €73k | €77k | €71k | ▼ 7.7% |
| Amounts receivable within one year40/41 | €11k | €1k | €22k | €24k | €26k | ▲ 9.9% |
| Trade receivables40 | - | €1k | €22k | €23k | €25k | ▲ 10.9% |
| Other amounts receivable41 | - | - | - | €1k | €1k | ▼ 9.6% |
| Cash at bank and in hand54/58 | €47k | €41k | €48k | €50k | €42k | ▼ 15.8% |
| Deferred charges and accrued income490/1 | - | €3k | €3k | €2k | €2k | ▼ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64k | €48k | €76k | €93k | €85k | ▼ 8.2% |
| Equity10/15 | €41k | €43k | €45k | €45k | €45k | ▲ 0.3% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €14k | €14k | €14k | €14k | €14k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €12k | €12k | €14k | €14k | = |
| Profit (loss) carried forward14 | €9k | €11k | €12k | €13k | €13k | ▲ 1.0% |
| Amounts payable17/49 | €23k | €5k | €31k | €48k | €40k | ▼ 16.2% |
| Amounts payable within one year42/48 | €23k | €5k | €31k | €48k | €40k | ▼ 16.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €6k | - | - |
| Trade debts44 | €1k | €2k | €70 | €1k | €83 | ▼ 94.2% |
| Suppliers440/4 | - | €2k | €70 | €1k | €83 | ▼ 94.2% |
| Taxes, remuneration and social security45 | - | €1k | €13k | €8k | €9k | ▲ 15.2% |
| Taxes450/3 | - | €1k | €11k | €8k | €9k | ▲ 15.2% |
| Remuneration and social security454/9 | - | - | €2k | - | - | - |
| Other amounts payable47/48 | - | €2k | €18k | €32k | €31k | ▼ 3.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €3k | €18k | €32k | €31k | ▼ 5.7% |
| + Depreciation and write-downs630 | €3k | €684 | €684 | €3k | €4k | ▲ 48.5% |
| Operating cash flow (approximation) | €19k | €3k | €19k | €35k | €35k | ▼ 1.2% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | €-16k | €-3k | ▲ 83.2% |
| Change in cash | - | €-5k | €6k | €3k | €-8k | ▼ 394% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-03
State Gazette act
Registered officeRegistered-office move · Power of attorney2 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney2 facts ▸
- Registered-office move, Troyentenhoflaan 74 2600 Berchem
- Power of attorney, Xerius Contact VZW
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €32k ▲77.5%
Operating result €42k, net result €32k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 9.78
Current ratio from 2.70 to 9.78; short-term debt falls from €23k to €5k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.81
Current ratio from 3.39 to 6.81; short-term debt falls from €13k to €6k.
Show earlier events
30-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Ground area
244 m²
Building footprint
82 m²
Volume, LiDAR
604 m³
Parcel 11303C0264/00T015, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACCOBIE
since 20152.239.171.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0264/00T015 | Flanders | 244 m² | 1 · 82 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 63 EUR awarded · 63 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 63 EUR | 63 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,792 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.