Equity
€33,865 ▼ 25.0%
ACCOBIE paid out €37,500 in dividends. That is 143% of the 2025 profit.
ACCOBIE
Lifetime
11 annual accounts with figures on one time axispeak €45,639 (2023)
€42,589▼ 5.6%
lowest -€4,172 (2019)
€26,229▼ 14.3%
peak €45,136 (2024)
€33,865▼ 25.0%
€99,480▲ 149%
Board1 name since 2021
1 directorDe Bie Thomas
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Registered office moved from Hove to Heist-op-den-Berg 26-06Dividend €37,500Equity from €45,136 to €33,865Debts from €39,946 to €99,480Investments €50,828Cash from €42,453 to €57,512
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Debts
€99,480 ▲ 149%
Debts rose by €59,534 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€52,457 8.3 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.07 was 1.78 in 2024
Short-term debts rose from €39,946 to €69,978.
Filings
11 annual accounts since 2015
The last five annual accounts were filed 2 to 77 days before the end of the period.
Checked score
70
Healthy
Financially stronger than 40% of micro companies in legal and accounting (NACE 69)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: 0.1%▲ +0.1 percentage points vs 02-2026
04-2026: 0.5%▲ +0.4 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.3 percentage points vs 07-2026
09-2026: 1.1%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.6%▼ -0.5 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 1.07, cash €57,512
Figures for financial year 2025 (filed on 24-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 26% of them on solvency, 62% on liquidity, 56% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as ACCOBIE has now. Each dot stands for 13 companies, two years later.
95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ACCOBIE itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for ACCOBIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (1.78 in 2024), below the usual 1.5. Short-term debt is 52.5% and cash 43.1% of total assets. 74.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 15828 sector peers (2025).
NBB · sector comparisonPosition among 15828 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 days early
2024
77 days early
2023
12 days early
2022
60 days early
2021
2 days early
2020
8 days early
2019
63 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Heist-op-den-Berg to Berchem
New registered office: Troyentenhoflaan 74 2600 Berchem · Previous registered office: Grote Braamstraat 47B, 2220 Heist-op-den-Berg · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0597792885
Registered office moved from Hove to Heist-op-den-Berg
New registered office: Grote Braamstraat 47B 2220 Heist-Op-Den-Berg · Previous registered office: Patrijzenlaan 15-2540 Hove · Gazette deed
Reappointment: DE BIE Thomas (director)
General meeting of 18-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ACCOBIE Antwerp | €133,345 | €42,589 | 25.4% | - |
| AFFIDES Rotselaar | €129,903 | €39,443 | 27.3% | - |
| HL EXPERTISE COMPTABLE ET CONSEILS FISCAUX Baelen | €116,917 | €43,092 | 3.7% | - |
| Compta_Fisc LESENFANTS Manhay | €117,468 | €42,811 | 62.0% | - |
| BOFISC MAESENAERE Diksmuide | €133,805 | €43,004 | 38.5% | - |
| COMPTA ALPHA OMEGA CONSULTING Saint-Nicolas | €119,215 | €42,870 | 36.0% | - |
| ACP ACCOUNTING & FINANCE Sprimont | €129,073 | €37,119 | 3.8% | - |
These companies have the same main activity as ACCOBIE: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €117,000 and €134,000, founded between 2013 and 2016.
Official details
Source: KBO- Status
- Active since 09-02-2015Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.239.171.6552600 Antwerp, since 09-02-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Annual accounts 2025
- €133,345▲ 56.7%
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on ACCOBIE
ACCOBIE files the micro format. That format states no turnover. The gross margin rose from €31,053 in 2015 to €42,589 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ACCOBIE
- What is the company number of ACCOBIE?
- The company number of ACCOBIE is 0597.792.885. The VAT number is the same number with BE in front: BE 0597.792.885.
- Where is ACCOBIE based?
- The registered office is at Troyentenhoflaan 74, 2600 Antwerp.Company details
- What does ACCOBIE do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of ACCOBIE?
- ACCOBIE is a private limited company (BV).
- When was ACCOBIE founded?
- ACCOBIE was founded on 09-02-2015.
- Is ACCOBIE still active?
- Yes, ACCOBIE is an active enterprise in the KBO register.
- What is the turnover of ACCOBIE?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €42,589 and 41 comparable companies (NACE 69201). It probably lies between €75,000 and €140,000.Financials
- Is ACCOBIE profitable?
- In financial year 2025, ACCOBIE made a profit of €26,229.
- Where can I find the annual accounts of ACCOBIE?
- ACCOBIE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ACCOBIE due?
- ACCOBIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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