ACCLARO
ActiveSummary
ACCLARO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €418k and a net result of €-13k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▼-34
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 7.52 against 5.94 in 2024; short-term debt: 3.8% and cash: 16.4% of total assets), and 11.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
-2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
9 d early
2023
48 d early
2023
165 d early
2022
144 d early
2021
143 d early
2020
12 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€418k▼ 3.1%
2024 · €431k
Total assets
€471k▼ 4.5%
2024 · €493k
Net result
€-13k
2024 · €35k
Working capital
€115k▼ 11.6%
2024 · €130k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202320242025
Operating result€-26k€12k€37k-€57k▲ 51.6%€-5k
Net result€-28k€9k€21k-€35k▲ 63.0%€-13k
Equity€367k▼ 7.2%€376k▲ 2.4%€397k-€431k▲ 8.7%€418k▼ 3.1%
Total assets€422k▼ 12.5%€426k▲ 1.1%€468k-€493k▲ 5.4%€471k▼ 4.5%
Debt€55k▼ 36.7%€51k▼ 7.8%€71k-€61k▼ 13.0%€53k▼ 14.2%
Working capital€4k▼ 70.3%€37k▲ 768%€61k-€130k▲ 116%€115k▼ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €471k
Fixed assets
€338k ▲ 0.5%
Current assets
€133k ▼ 15.2%
Equity and liabilities €471k
Equity
€418k ▼ 3.1%
Debt
€53k ▼ 14.2%
Debt's share of the balance-sheet total falls from 12.5% to 11.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €83k
Cash flow
€12k▼
2024 · €61k
Current ratio
7.52▲
2024 · 5.94
Debt to equity
0.13▼
2024 · 0.14
ROE
-3.2%▼
2024 · 8.0%
ROA
-2.9%▼
2024 · 7.0%
Interest coverage
3.45▼
2024 · 26.84
Debt ≤ 1 year
€18k▼
2024 · €26k
Debt > 1 year
€35k=
2024 · €35k
Income taxes
€2k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €29k | €23k | €27k | €26k | ▼ 2.9% |
| Other operating charges640/8 | €1k | €1k | €2k | €2k | €3k | ▲ 37.3% |
| Non-recurring operating charges66A | - | - | - | €4k | - | - |
| Gross operating margin9900 | €4k | €43k | €62k | €90k | €24k | ▼ 73.7% |
| Operating profit (loss)9901 | €-26k | €12k | €37k | €57k | €-5k | ▼ 109% |
| Financial income75/76B | €6 | €0 | €48 | €1 | - | - |
| Recurring financial income75 | €6 | €0 | €48 | €1 | - | - |
| Financial charges65/66B | €2k | €2k | €2k | €3k | €6k | ▲ 92.6% |
| Recurring financial charges65 | €2k | €2k | €2k | €3k | €6k | ▲ 92.6% |
| Profit (loss) for the period before taxes9903 | €-28k | €10k | €36k | €54k | €-11k | ▼ 121% |
| Income taxes67/77 | €122 | €1k | €14k | €19k | €2k | ▼ 87.9% |
| Profit (loss) for the period9904 | €-28k | €9k | €21k | €35k | €-13k | ▼ 139% |
| Transfer from tax-exempt reserves789 | - | - | €0 | - | - | - |
| Transfer to tax-exempt reserves689 | - | - | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €-28k | €9k | €21k | €35k | €-13k | ▼ 139% |
| Line | 2022 | 2023 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €422k | €426k | €468k | €493k | €471k | ▼ 4.5% |
| Fixed assets21/28 | €398k | €374k | €371k | €336k | €338k | ▲ 0.5% |
| Tangible fixed assets22/27 | €398k | €374k | €371k | €336k | €338k | ▲ 0.5% |
| Land and buildings22 | €385k | €360k | €341k | €319k | €326k | ▲ 2.2% |
| Plant, machinery and equipment23 | - | €5k | €4k | €13k | €11k | ▼ 16.7% |
| Furniture and vehicles24 | €12k | €9k | €26k | €4k | €423 | ▼ 88.2% |
| Current assets29/58 | €24k | €53k | €96k | €157k | €133k | ▼ 15.2% |
| Amounts receivable within one year40/41 | €3k | €12k | €30k | €29k | €41k | ▲ 41.4% |
| Trade receivables40 | €2k | €12k | €28k | €22k | €32k | ▲ 48.3% |
| Other amounts receivable41 | €918 | - | €2k | €7k | €9k | ▲ 20.9% |
| Cash at bank and in hand54/58 | €20k | €39k | €64k | €100k | €77k | ▼ 22.6% |
| Deferred charges and accrued income490/1 | €1k | €1k | €2k | €28k | €15k | ▼ 47.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €422k | €426k | €468k | €493k | €471k | ▼ 4.5% |
| Equity10/15 | €367k | €376k | €397k | €431k | €418k | ▼ 3.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €376k | €357k | €378k | €413k | €399k | ▼ 3.3% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | - | - | €19k | €19k | €19k | = |
| Distributable reserves133 | €375k | €355k | €359k | €394k | €380k | ▼ 3.4% |
| Profit (loss) carried forward14 | €-28k | €25 | €224 | €235 | €235 | = |
| Amounts payable17/49 | €55k | €51k | €71k | €61k | €53k | ▼ 14.2% |
| Amounts payable after more than one year17 | €35k | €35k | €35k | €35k | €35k | = |
| Financial debts170/4 | €35k | €35k | €35k | €35k | €35k | = |
| Amounts payable within one year42/48 | €20k | €16k | €36k | €26k | €18k | ▼ 33.1% |
| Current portion of amounts payable after more than one year42 | €10k | - | - | - | - | - |
| Trade debts44 | €2k | €2k | €4k | €4k | €3k | ▼ 24.6% |
| Suppliers440/4 | €2k | €2k | €4k | €4k | €3k | ▼ 24.6% |
| Taxes, remuneration and social security45 | €550 | €6k | €24k | €17k | €13k | ▼ 22.1% |
| Taxes450/3 | €550 | €6k | €24k | €17k | €13k | ▼ 22.1% |
| Other amounts payable47/48 | €7k | €8k | €8k | €6k | €2k | ▼ 69.5% |
| Accrued charges and deferred income492/3 | €84 | - | - | - | - | - |
| Line | 2022 | 2023 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-28k | €9k | €21k | €35k | €-13k | ▼ 139% |
| + Depreciation and write-downs630 | €29k | €29k | €23k | €27k | €26k | ▼ 2.9% |
| Operating cash flow (approximation) | €171 | €38k | €44k | €61k | €12k | ▼ 79.8% |
| Investment in fixed assets (approximation) | - | €-5k | - | €9k | €-27k | ▼ 412% |
| Change in cash | - | €20k | - | €36k | €-23k | ▼ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €35k ▲63%
Operating result €57k, net result €35k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.94
Current ratio from 2.70 to 5.94; short-term debt falls from €36k to €26k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 3.37
Current ratio from 1.22 to 3.37; short-term debt falls from €20k to €16k.
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2001
Ground area
134 m²
Building footprint
134 m²
Volume, LiDAR
1,449 m³
Parcel 12029A0323/00Y000, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Waversesteenweg 51, 2580 Putte
since 20012.101.443.632
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029A0323/00Y000 | Flanders | 134 m² | 1 · 134 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 12,696 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-11-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.