Skip to content

ACCESSIO

Active
Private limited companyfounded 20179 yrs activeRue des Passages 23, 7000 Mons, BelgiumKBO/BCE: BE 0676.391.886
Summary

ACCESSIO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,010 and a net result of €17,456. Equity is growing by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 1007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability80▼-20
Solvency84▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.25 in 2024; short-term debt: 41% and cash: 12.9% of total assets), and 41% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59%
Return on assets
17.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
58 d early
2024
19 d late
2023
26 d late
2022
28 d late
2021
9 d late
2020
16 d late
2019
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 May 2017, ACCESSIO was incorporated.1 Total assets went from EUR 14,385 in 2018 to EUR 101,717 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17,456▼ 33.9%
2024 · €26,404
Working capital
€59,945▲ 41.1%
2024 · €42,489
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€14,012▲ 297%-€7,507-€4,942▲ 34.2%€32,139€24,116▼ 25.0%
Net result€10,233▲ 218%-€7,553-€5,013▲ 33.6%€26,404€17,456▼ 33.9%
Equity€19,315▲ 113%€11,762▼ 39.1%€16,150▲ 37.3%€42,554▲ 163%€60,010▲ 41.0%
Total assets€74,807▲ 54.5%€116,419▲ 55.6%€80,408▼ 30.9%€76,610▼ 4.7%€101,717▲ 32.8%
Debt€55,492▲ 41.0%€104,656▲ 88.6%€64,259▼ 38.6%€34,057▼ 47.0%€41,707▲ 22.5%
Working capital€19,250▲ 113%€11,697▼ 39.2%€16,085▲ 37.5%€42,489▲ 164%€59,945▲ 41.1%
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2021: €14,012€14,012Net result 2021: €10,233€10,233Operating result 2022: -€7,507-€7,507Net result 2022: -€7,553-€7,553Operating result 2023: -€4,942-€4,942Net result 2023: -€5,013-€5,013Operating result 2024: €32,139€32,139Net result 2024: €26,404€26,404Operating result 2025: €24,116€24,116Net result 2025: €17,456€17,45620212022202320242025-€10,000€0€10,000€20,000€30,000Operating result 2023: -€4,942-€4,940Net result 2023: -€5,013-€5,010Operating result 2024: €32,139€32,100Net result 2024: €26,404€26,400Operating result 2025: €24,116€24,100Net result 2025: €17,456€17,500202320242025
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,717
Fixed assets €65 =
Current assets €101,652 ▲ 32.8%
Equity and liabilities €101,717
Equity €60,010 ▲ 41.0%
Debt €41,707 ▲ 22.5%
Debt's share of the balance-sheet total falls from 44.5% to 41.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.44▲
2024 · 2.25
Debt to equity
0.70▼
2024 · 0.80
ROE
29.1%▼
2024 · 62.0%
ROA
17.2%▼
2024 · 34.5%
Debt ≤ 1 year
€41,707▲
2024 · €34,057
Income taxes
€6,598▲
2024 · €5,690
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€76,610€101,717▲
Fixed assets21/28€65€65=
Financial fixed assets28€65€65=
Current assets29/58€76,545€101,652▲
Amounts receivable within one year40/41€66,008€88,573▲
Trade receivables40€51,029€74,729▲
Other amounts receivable41€14,979€13,844▼
Cash at bank and in hand54/58€10,537€13,079▲
Equity and liabilities
Total equity and liabilities10/49€76,610€101,717▲
Equity10/15€42,554€60,010▲
Contributions10/11€18,600€18,600=
Reserves13€23,954€41,410▲
Distributable reserves133€23,954€41,410▲
Amounts payable17/49€34,057€41,707▲
Amounts payable within one year42/48€34,057€41,707▲
Trade debts44€8,037€3,807▼
Suppliers440/4€8,037€3,807▼
Taxes, remuneration and social security45-€6,598
Taxes450/3-€6,598
Other amounts payable47/48€26,020€31,302▲
Income statement Code20242025
Other operating charges640/8€155€165▲
Gross operating margin9900€32,294€24,281▼
Operating profit (loss)9901€32,139€24,116▼
Financial charges65/66B€45€62▲
Recurring financial charges65€45€62▲
Profit (loss) for the period before taxes9903€32,094€24,054▼
Income taxes67/77€5,690€6,598▲
Profit (loss) for the period9904€26,404€17,456▼
Profit (loss) for the period to be appropriated9905€26,404€17,456▼
Appropriation of the result
Profit (loss) to be appropriated9906€23,954€17,456▼
Profit (loss) brought forward from the previous period14P-€2,450-
Transfer to equity691/2€23,954€17,456▼
To other reserves6921€23,954€17,456▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€8,237-€38,052€155€165▲ 6.0%
Gross operating margin9900€22,249-€7,507€33,110€32,294€24,281▼ 24.8%
Operating profit (loss)9901€14,012-€7,507-€4,942€32,139€24,116▼ 25.0%
Financial income75/76B€2€0----
Recurring financial income75€2€0----
Financial charges65/66B€45€46€70€45€62▲ 37.9%
Recurring financial charges65€45€46€70€45€62▲ 37.9%
Profit (loss) for the period before taxes9903€13,968-€7,553-€5,013€32,094€24,054▼ 25.1%
Income taxes67/77€3,735--€5,690€6,598▲ 16.0%
Profit (loss) for the period9904€10,233-€7,553-€5,013€26,404€17,456▼ 33.9%
Profit (loss) for the period to be appropriated9905€10,233-€7,553-€5,013€26,404€17,456▼ 33.9%
Line20212022202320242025Change
Assets
Total assets20/58€74,807€116,419€80,408€76,610€101,717▲ 32.8%
Fixed assets21/28€65€65€65€65€65=
Financial fixed assets28€65€65€65€65€65=
Current assets29/58€74,742€116,354€80,343€76,545€101,652▲ 32.8%
Amounts receivable within one year40/41€63,473€106,482€60,643€66,008€88,573▲ 34.2%
Trade receivables40€53,095€98,929€1,531€51,029€74,729▲ 46.4%
Other amounts receivable41€10,378€7,553€59,112€14,979€13,844▼ 7.6%
Cash at bank and in hand54/58€11,270€9,871€19,700€10,537€13,079▲ 24.1%
Equity and liabilities
Total equity and liabilities10/49€74,807€116,419€80,408€76,610€101,717▲ 32.8%
Equity10/15€19,315€11,762€16,150€42,554€60,010▲ 41.0%
Contributions10/11€9,200€9,200€18,600€18,600€18,600=
Reserves13€10,115--€23,954€41,410▲ 72.9%
Distributable reserves133€10,115--€23,954€41,410▲ 72.9%
Profit (loss) carried forward14-€2,562-€2,450---
Amounts payable17/49€55,492€104,656€64,259€34,057€41,707▲ 22.5%
Amounts payable within one year42/48€55,492€104,656€64,259€34,057€41,707▲ 22.5%
Trade debts44€42,838€91,958-€8,037€3,807▼ 52.6%
Suppliers440/4€42,838€91,958-€8,037€3,807▼ 52.6%
Taxes, remuneration and social security45€1,842€1,842€38,154-€6,598-
Taxes450/3€1,842€1,842€38,154-€6,598-
Other amounts payable47/48€10,813€10,857€26,105€26,020€31,302▲ 20.3%
Line20212022202320242025Change
Profit (loss) for the period9904€10,233-€7,553-€5,013€26,404€17,456▼ 33.9%
Operating cash flow (approximation)€10,233-€7,553-€5,013€26,404€17,456▼ 33.9%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€1,398€9,829-€9,163€2,542▲ 128%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
19-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial Back to profitnet €26,404
Net result €26,404 after 2 loss-making years.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial Weakest financial yearnet -€7,553
Net result drops to -€7,553, the lowest in the series; recovery starts the following year.
09-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 9 days late
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
13-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 13 days late
2019
31-12
Financial Back to profitnet €2,611
Net result €2,611 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
90 m²
Building footprint
60 m²
Volume, LiDAR
502 m³
Parcel 53403G0103/00B000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
ACCESSIO
Rue des Passages 23, 7000 MonsOther legal services
since 20172.266.845.161
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403G0103/00B000 Wallonia 90 m² 1 · 60 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,771 companies in sector 69109 we hold annual accounts for 1,208. 927 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
70200Business and other management consultancy
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0676391886
Also 9925:BE0676391886
Registered 28-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.