Access Solutions
ActiveSummary
Access Solutions has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €325k and a net result of €84k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency90▲+16
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 1.83 in 2024; short-term debt: 34.9% and cash: 52.3% of total assets), and 35.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
16.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
94 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€325k▲ 34.8%
2024 · €241k
2018: €90klowest in 8 years
2019: €90k▲ +0.6% vs 2018
2020: €91k▲ +1.2% vs 2019
2021: €97k▲ +6.0% vs 2020
2022: €103k▲ +6.2% vs 2021
2023: €118k▲ +14.4% vs 2022
2024: €241k▲ +105% vs 2023
2025: €325k▲ +34.8% vs 2024highest in 8 years
2018 → 2025
Total assets
€501k▲ 1.9%
2024 · €492k
2018: €386k
2019: €307k▼ -20.4% vs 2018lowest in 8 years
2020: €351k▲ +14.2% vs 2019
2021: €309k▼ -12.1% vs 2020
2022: €326k▲ +5.7% vs 2021
2023: €406k▲ +24.3% vs 2022
2024: €492k▲ +21.3% vs 2023
2025: €501k▲ +1.9% vs 2024highest in 8 years
2018 → 2025
Net result
€84k▼ 32.0%
2024 · €123k
2018: €91k
2019: €74k▼ -19.1% vs 2018
2020: €53k▼ -28.0% vs 2019
2021: €36k▼ -33.4% vs 2020lowest in 8 years
2022: €124k▲ +248% vs 2021highest in 8 years
2023: €92k▼ -25.7% vs 2022
2024: €123k▲ +34.2% vs 2023
2025: €84k▼ -32.0% vs 2024
2018 → 2025
Working capital
€284k▲ 42.1%
2024 · €200k
2018: €94k
2019: €86k▼ -8.3% vs 2018lowest in 8 years
2020: €99k▲ +15.5% vs 2019
2021: €92k▼ -7.0% vs 2020
2022: €92k▼ -0.2% vs 2021
2023: €104k▲ +12.3% vs 2022
2024: €200k▲ +93.2% vs 2023
2025: €284k▲ +42.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€103k▲ 6.2%€118k▲ 14.4%€241k▲ 105%€325k▲ 34.8%
2021: €97klowest in 5 years
2022: €103k▲ +6.2% vs 2021
2023: €118k▲ +14.4% vs 2022
2024: €241k▲ +105% vs 2023
2025: €325k▲ +34.8% vs 2024highest in 5 years
Operating result€37k-€125k▲ 237%€99k▼ 20.9%€177k▲ 78.3%€117k▼ 33.6%
2021: €37klowest in 5 years
2022: €125k▲ +237% vs 2021
2023: €99k▼ -20.9% vs 2022
2024: €177k▲ +78.3% vs 2023highest in 5 years
2025: €117k▼ -33.6% vs 2024
Net result€36k-€124k▲ 248%€92k▼ 25.7%€123k▲ 34.2%€84k▼ 32.0%
2021: €36klowest in 5 years
2022: €124k▲ +248% vs 2021highest in 5 years
2023: €92k▼ -25.7% vs 2022
2024: €123k▲ +34.2% vs 2023
2025: €84k▼ -32.0% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501k
Fixed assets
€42k ▼ 16.7%
Current assets
€459k ▲ 4.0%
Equity and liabilities €501k
Equity
€325k ▲ 34.8%
Debt
€177k ▼ 29.7%
Debt's share of the balance-sheet total falls from 51.1% to 35.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131k▼
2024 · €189k
Cash flow
€97k▼
2024 · €135k
Current ratio
2.63▲
2024 · 1.83
Quick ratio
2.38▲
2024 · 1.83
Debt to equity
0.54▼
2024 · 1.04
ROE
25.8%▼
2024 · 51.1%
ROA
16.7%▼
2024 · 25.0%
Interest coverage
52.39▼
2024 · 63.00
Debt ≤ 1 year
€175k▼
2024 · €242k
Debt > 1 year
€2k▼
2024 · €9k
Income taxes
€31k▼
2024 · €51k
Staff costs
€0▼
2024 · €334
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€492k€501k▲
Fixed assets21/28€50k€42k▼
Tangible fixed assets22/27€48k€40k▼
Plant, machinery and equipment23€7k€9k▲
Furniture and vehicles24€41k€30k▼
Financial fixed assets28€2k€2k=
Current assets29/58€442k€459k▲
Stocks and contracts in progress3€610€44k▲
Stocks30/36€610€44k▲
Amounts receivable within one year40/41€110k€141k▲
Trade receivables40€77k€139k▲
Other amounts receivable41€33k€2k▼
Cash at bank and in hand54/58€314k€262k▼
Deferred charges and accrued income490/1€18k€13k▼
Equity and liabilities
Total equity and liabilities10/49€492k€501k▲
Equity10/15€241k€325k▲
Contributions10/11€19k€19k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€864€864=
Profit (loss) carried forward14€219k€303k▲
Amounts payable17/49€251k€177k▼
Amounts payable after more than one year17€9k€2k▼
Financial debts170/4€9k€2k▼
Amounts payable within one year42/48€242k€175k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€166k€85k▼
Suppliers440/4€166k€85k▼
Taxes, remuneration and social security45€63k€82k▲
Taxes450/3€60k€79k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€6k€0▼
Accrued charges and deferred income492/3€333€0▼
Income statement
Code20242025
Non-recurring operating income76A€0€5k▲
Remuneration, social security and pensions62€334€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€196k€133k▼
Operating profit (loss)9901€177k€117k▼
Financial income75/76B€375€177▼
Recurring financial income75€375€177▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€174k€115k▼
Income taxes67/77€51k€31k▼
Profit (loss) for the period9904€123k€84k▼
Profit (loss) for the period to be appropriated9905€123k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€219k€303k▲
Profit (loss) brought forward from the previous period14P€96k€219k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €5k | €5k | €0 | €5k | - |
| Remuneration, social security and pensions62 | €141k | €60k | €56k | €334 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €3k | €4k | €12k | €14k | ▲ 9.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-4k | €0 | - | - | - | - |
| Other operating charges640/8 | €7k | €4k | €1k | €7k | €2k | ▼ 71.2% |
| Non-recurring operating charges66A | - | €2k | €0 | - | - | - |
| Gross operating margin9900 | €188k | €194k | €161k | €196k | €133k | ▼ 32.3% |
| Operating profit (loss)9901 | €37k | €125k | €99k | €177k | €117k | ▼ 33.6% |
| Financial income75/76B | €120 | €16 | €65 | €375 | €177 | ▼ 52.8% |
| Recurring financial income75 | €120 | €16 | €65 | €375 | €177 | ▼ 52.8% |
| Financial charges65/66B | €2k | €2k | €2k | €3k | €2k | ▼ 16.7% |
| Recurring financial charges65 | €2k | €2k | €2k | €3k | €2k | ▼ 16.7% |
| Profit (loss) for the period before taxes9903 | €36k | €124k | €97k | €174k | €115k | ▼ 33.9% |
| Income taxes67/77 | €226 | €217 | €5k | €51k | €31k | ▼ 38.4% |
| Profit (loss) for the period9904 | €36k | €124k | €92k | €123k | €84k | ▼ 32.0% |
| Transfer from tax-exempt reserves789 | €0 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €36k | €124k | €92k | €123k | €84k | ▼ 32.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €309k | €326k | €406k | €492k | €501k | ▲ 1.9% |
| Fixed assets21/28 | €16k | €15k | €14k | €50k | €42k | ▼ 16.7% |
| Tangible fixed assets22/27 | €15k | €12k | €12k | €48k | €40k | ▼ 17.6% |
| Plant, machinery and equipment23 | €3k | €7k | €5k | €7k | €9k | ▲ 24.4% |
| Furniture and vehicles24 | €12k | €5k | €7k | €41k | €30k | ▼ 25.1% |
| Financial fixed assets28 | €1k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €293k | €312k | €391k | €442k | €459k | ▲ 4.0% |
| Stocks and contracts in progress3 | €1k | €610 | €610 | €610 | €44k | ▲ 7,045% |
| Stocks30/36 | €1k | €610 | €610 | €610 | €44k | ▲ 7,045% |
| Amounts receivable within one year40/41 | €132k | €129k | €81k | €110k | €141k | ▲ 28.2% |
| Trade receivables40 | €123k | €119k | €63k | €77k | €139k | ▲ 81.0% |
| Other amounts receivable41 | €9k | €10k | €18k | €33k | €2k | ▼ 93.9% |
| Cash at bank and in hand54/58 | €155k | €163k | €295k | €314k | €262k | ▼ 16.4% |
| Deferred charges and accrued income490/1 | €4k | €20k | €15k | €18k | €13k | ▼ 28.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €309k | €326k | €406k | €492k | €501k | ▲ 1.9% |
| Equity10/15 | €97k | €103k | €118k | €241k | €325k | ▲ 34.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €3k | €3k | €3k | €3k | €3k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €864 | €864 | €864 | €864 | €864 | = |
| Profit (loss) carried forward14 | €76k | €82k | €96k | €219k | €303k | ▲ 38.1% |
| Amounts payable17/49 | €212k | €223k | €288k | €251k | €177k | ▼ 29.7% |
| Amounts payable after more than one year17 | €12k | €4k | €0 | €9k | €2k | ▼ 79.6% |
| Financial debts170/4 | €12k | €4k | €0 | €9k | €2k | ▼ 79.6% |
| Amounts payable within one year42/48 | €200k | €220k | €288k | €242k | €175k | ▼ 27.6% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | €4k | €7k | €8k | ▲ 3.8% |
| Trade debts44 | €142k | €55k | €181k | €166k | €85k | ▼ 48.7% |
| Suppliers440/4 | €142k | €55k | €181k | €166k | €85k | ▼ 48.7% |
| Taxes, remuneration and social security45 | €19k | €8k | €13k | €63k | €82k | ▲ 30.7% |
| Taxes450/3 | €6k | €695 | €10k | €60k | €79k | ▲ 32.2% |
| Remuneration and social security454/9 | €13k | €8k | €3k | €3k | €3k | = |
| Other amounts payable47/48 | €32k | €148k | €90k | €6k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €0 | €67 | €0 | €333 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36k | €124k | €92k | €123k | €84k | ▼ 32.0% |
| + Depreciation and write-downs630 | €6k | €3k | €4k | €12k | €14k | ▲ 9.8% |
| Operating cash flow (approximation) | €41k | €126k | €96k | €135k | €97k | ▼ 28.2% |
| Investment in fixed assets (approximation) | - | €-1k | €-4k | €-49k | €-5k | ▲ 89.5% |
| Change in cash | - | €7k | €132k | €19k | €-51k | ▼ 376% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €200kEq €241k ▲105%
7 profitable years in a row build equity to €241k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €124k ▲248%
Net result €124k, the highest in the series.
31-12
Financial
Equity above €100kEq €103k ▲6.2%
5 profitable years in a row build equity to €103k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €36k ▼33.4%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 94 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2013
Ground area
3,724 m²
Building footprint
211 m²
Volume, LiDAR
1,299 m³
Parcel 24472G0250/00R002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Access Solutions
since 20132.227.707.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0250/00R002 | Flanders | 3,724 m² | 1 · 211 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 endedInstallateur elektrotechnische basiscomponenten duaal (so)
Residentieel elektrotechnisch installateur (so)
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Of 2,451 companies in sector 41003 we hold annual accounts for 1,055. 672 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
Scores and ratios are computed by Checked and are not a credit decision.