ACCESS & PARTNERS
ActiveSummary
ACCESS & PARTNERS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €307,374 and a net result of €21,215. Equity is growing by ~63.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-20
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 25.4 against 7.08 in 2023; short-term debt: 3.7% and cash: 93.1% of total assets), and 3.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
29 d late
2023
29 d late
2022
30 d late
2021
31 d early
2020
31 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€307,374▲ 7.4%
2023 · €286,160
Total assets
€319,344▼ 3.1%
2023 · €329,413
Net result
€21,215▼ 71.0%
2023 · €73,185
Working capital
€292,104▲ 11.1%
2023 · €263,037
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€35,581▲ 101%€81,883▲ 130%€142,025▲ 73.4%€104,737▼ 26.3%€29,748▼ 71.6%
Net result€25,349within the sector's middle half▲ 50.0%€52,834within the sector's middle half▲ 108%€94,346above the sector's middle half▲ 78.6%€73,185above the sector's middle half▼ 22.4%€21,215within the sector's middle half▼ 71.0%
Equity€65,794within the sector's middle half▲ 62.7%€118,629within the sector's middle half▲ 80.3%€212,974within the sector's middle half▲ 79.5%€286,160above the sector's middle half▲ 34.4%€307,374above the sector's middle half▲ 7.4%
Total assets€78,974below the sector's middle half▲ 73.9%€165,972within the sector's middle half▲ 110%€281,787within the sector's middle half▲ 69.8%€329,413within the sector's middle half▲ 16.9%€319,344within the sector's middle half▼ 3.1%
Debt€13,180▲ 166%€47,343▲ 259%€68,813▲ 45.3%€43,254▼ 37.1%€11,969▼ 72.3%
Working capital€54,052within the sector's middle half▲ 49.7%€80,164within the sector's middle half▲ 48.3%€182,314above the sector's middle half▲ 127%€263,037above the sector's middle half▲ 44.3%€292,104above the sector's middle half▲ 11.1%
Solvency83.3%above the sector's middle half▼ 5.8pp71.5%within the sector's middle half▼ 11.8pp75.6%within the sector's middle half▲ 4.1pp86.9%above the sector's middle half▲ 11.3pp96.3%above the sector's middle half▲ 9.4pp
Current ratio5.10above the sector's middle half▼ 3.172.69within the sector's middle half▼ 2.413.65within the sector's middle half▲ 0.967.08above the sector's middle half▲ 3.4325.40above the sector's middle half▲ 18.32
Return on assets (ROA)32.1%above the sector's middle half▼ 5.1pp31.8%above the sector's middle half▼ 0.3pp33.5%above the sector's middle half▲ 1.6pp22.2%within the sector's middle half▼ 11.3pp6.6%within the sector's middle half▼ 15.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 72% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €319,344
Fixed assets
€15,270 ▼ 34.0%
Current assets
€304,074 ▼ 0.7%
Equity and liabilities €319,344
Equity
€307,374 ▲ 7.4%
Debt
€11,969 ▼ 72.3%
Debt's share of the balance-sheet total falls from 13.1% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37,612▼
2023 · €114,233
Cash flow
€29,079▼
2023 · €82,682
Debt to equity
0.04▼
2023 · 0.15
ROE
6.9%▼
2023 · 25.6%
Interest coverage
261.47▼
2023 · 678.95
Debt ≤ 1 year
€11,969▼
2023 · €43,242
Income taxes
€12,881▼
2023 · €31,896
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4,525 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,167 | €8,363 | €9,651 | €9,496 | €7,864 | ▼ 17.2% |
| Other operating charges640/8 | - | €1,460 | €596 | €656 | €673 | ▲ 2.6% |
| Non-recurring operating charges66A | - | €478 | - | - | - | - |
| Gross operating margin9900 | €38,297 | €92,183 | €152,273 | €114,889 | €38,285 | ▼ 66.7% |
| Operating profit (loss)9901 | €35,581 | €81,883 | €142,025 | €104,737 | €29,748 | ▼ 71.6% |
| Financial income75/76B | - | €0 | €28 | €513 | €4,492 | ▲ 776% |
| Recurring financial income75 | €184 | €0 | €28 | €513 | €4,492 | ▲ 776% |
| Financial charges65/66B | - | €160 | €301 | €168 | €144 | ▼ 14.5% |
| Recurring financial charges65 | €158 | €160 | €301 | €168 | €144 | ▼ 14.5% |
| Profit (loss) for the period before taxes9903 | €35,607 | €81,723 | €141,752 | €105,081 | €34,096 | ▼ 67.6% |
| Income taxes67/77 | €10,257 | €28,888 | €47,406 | €31,896 | €12,881 | ▼ 59.6% |
| Profit (loss) for the period9904 | €25,349 | €52,834 | €94,346 | €73,185 | €21,215 | ▼ 71.0% |
| Profit (loss) for the period to be appropriated9905 | €25,349 | €52,834 | €94,346 | €73,185 | €21,215 | ▼ 71.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78,974 | €165,972 | €281,787 | €329,413 | €319,344 | ▼ 3.1% |
| Fixed assets21/28 | €11,742 | €38,465 | €30,661 | €23,134 | €15,270 | ▼ 34.0% |
| Tangible fixed assets22/27 | €11,742 | €38,465 | €30,661 | €23,134 | €15,270 | ▼ 34.0% |
| Furniture and vehicles24 | - | €31,971 | €23,145 | €14,774 | €8,067 | ▼ 45.4% |
| Other tangible fixed assets26 | - | €6,493 | €7,516 | €8,360 | €7,203 | ▼ 13.8% |
| Current assets29/58 | €67,232 | €127,507 | €251,127 | €306,279 | €304,074 | ▼ 0.7% |
| Amounts receivable within one year40/41 | €21,091 | €86,538 | €13,886 | €25,741 | €1,268 | ▼ 95.1% |
| Trade receivables40 | - | €86,538 | €12,915 | €6,093 | - | - |
| Other amounts receivable41 | - | - | €971 | €19,648 | €1,268 | ▼ 93.5% |
| Cash at bank and in hand54/58 | €39,417 | €39,897 | €236,983 | €279,567 | €297,322 | ▲ 6.4% |
| Deferred charges and accrued income490/1 | - | €1,073 | €258 | €971 | €5,484 | ▲ 465% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78,974 | €165,972 | €281,787 | €329,413 | €319,344 | ▼ 3.1% |
| Equity10/15 | €65,794 | €118,629 | €212,974 | €286,160 | €307,374 | ▲ 7.4% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Outside capital11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Other1109/19 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €53,859 | €131,859 | €151,859 | €151,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | €52,000 | €130,000 | €150,000 | €150,000 | = |
| Profit (loss) carried forward14 | €45,343 | €46,177 | €62,523 | €115,708 | €136,923 | ▲ 18.3% |
| Amounts payable17/49 | €13,180 | €47,343 | €68,813 | €43,254 | €11,969 | ▼ 72.3% |
| Amounts payable within one year42/48 | €13,180 | €47,343 | €68,813 | €43,242 | €11,969 | ▼ 72.3% |
| Trade debts44 | €390 | €4,459 | €1,397 | €3,530 | €2,311 | ▼ 34.5% |
| Suppliers440/4 | - | €4,459 | €1,397 | €3,530 | €2,311 | ▼ 34.5% |
| Taxes, remuneration and social security45 | - | €42,166 | €67,416 | €39,712 | €9,658 | ▼ 75.7% |
| Taxes450/3 | - | €42,166 | €67,416 | €39,712 | €9,658 | ▼ 75.7% |
| Other amounts payable47/48 | - | €718 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €12 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,349 | €52,834 | €94,346 | €73,185 | €21,215 | ▼ 71.0% |
| + Depreciation and write-downs630 | €2,167 | €8,363 | €9,651 | €9,496 | €7,864 | ▼ 17.2% |
| Operating cash flow (approximation) | €27,516 | €61,198 | €103,997 | €82,682 | €29,079 | ▼ 64.8% |
| Investment in fixed assets (approximation) | - | -€35,086 | -€1,847 | -€1,970 | €0 | ▲ 100% |
| Change in cash | - | €480 | €197,086 | €42,583 | €17,755 | ▼ 58.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-12
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 25.40
Current ratio from 7.08 to 25.40; short-term debt falls from €43,242 to €11,969.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
23-05
State Gazette act
Merger · Accounting effect
Capital · Corporate purpose
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €94,346 ▲78.6%
Operating result €142,025, net result €94,346, both a record.
31-12
Financial
Equity above €200,000Eq €212,974 ▲79.5%
5 profitable years in a row build equity to €212,974.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €118,629 ▲80.3%
4 profitable years in a row build equity to €118,629.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Show earlier events
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
06-01
State Gazette act
Merger · Capital
Corporate purpose · Accounting effect
06-01
State Gazette act
Merger · Capital
Corporate purpose · Accounting effect
06-01
State Gazette act
Merger · Capital
Corporate purpose · Accounting effect
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
02-05
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 1994
Ground area
1,344 m²
Building footprint
209 m²
Volume, LiDAR
1,980 m³
2 parcels, Brussels, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
ACCESS & PARTNERS SPRL
since 19942.066.576.585
Rue de Brabant 29, 1360 Perwez
since 20202.305.018.522
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25084B0932/00D000 | Wallonia | 717 m² | 1 · 111 m² | 12.8 m · 4 fl. |
| 21017D0223/00Z003 | Brussels | 627 m² | 1 · 98 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
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Linked via shared directors
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UCB PHARMA
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 38,026 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-04-1994
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0452367319
Registered
24-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.