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Access Capital

Active
Public limited companyfounded 20187 yrs activeLouizalaan 480, 1050 Brussel, BelgiumKBO/BCE: BE 0713.879.319
Summary

The computed 12-month bankruptcy probability of Access Capital is 2.5% (moderate). The 2024 annual accounts show equity of €42.6m and a net result of €7.3m. Equity remains stable across the filed fiscal years (±0.2% per year). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability40▼-32
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000,000 at 30 days acceptable
Liquidity ample (current ratio 50.87 against 32.02 in 2023; short-term debt: 0% and cash: 1.5% of total assets), and 0% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
100%
Return on assets
17.1%
Age of the figures
21 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
39 d early
2024
49 d early
2023
48 d early
2022
35 d early
2021
11 d early
2020
61 d early
2019
92 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 48 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 November 2018, Access Capital was incorporated.1 Total assets went from EUR 46 million in 2019 to EUR 43 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7.3m▲ 25.9%
2023 · €5.8m
Working capital
€712,154▲ 1.2%
2023 · €703,845
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€20,389▲ 16.3%-€35,869▼ 75.9%-€57,761▼ 61.0%-€34,422▲ 40.4%-€42,934▼ 24.7%
Net result€3.6m▼ 17.2%€4.4m▲ 22.3%€5.2m▲ 19.7%€5.8m▲ 11.4%€7.3m▲ 25.9%
Equity€42.3m▲ 0.4%€42.6m▲ 0.5%€42.6m▲ 0.1%€42.6m=€42.6m=
Total assets€45.7m▼ 1.1%€42.6m▼ 6.9%€42.6m▲ 0.1%€42.6m=€42.6m=
Debt€3.4m▼ 17.1%€21,973▼ 99.4%€21,820▼ 0.7%€22,736▲ 4.2%€14,328▼ 37.0%
Working capital€454,497▲ 64.8%€685,365▲ 50.8%€710,730▲ 3.7%€703,845▼ 1.0%€712,154▲ 1.2%
Result per fiscal year
Operating resultNet result
-€2.0m€0€2.0m€4.0m€6.0m€8.0mOperating result 2020: -€20,389-€20,389Net result 2020: €3.6m€3.6mOperating result 2021: -€35,869-€35,869Net result 2021: €4.4m€4.4mOperating result 2022: -€57,761-€57,761Net result 2022: €5.2m€5.2mOperating result 2023: -€34,422-€34,422Net result 2023: €5.8m€5.8mOperating result 2024: -€42,934-€42,934Net result 2024: €7.3m€7.3m20202021202220232024-€2m€0€2m€4m€6m€8mOperating result 2022: -€57,761-€57,800Net result 2022: €5.2m€5.2mOperating result 2023: -€34,422-€34,400Net result 2023: €5.8m€5.8mOperating result 2024: -€42,934-€42,900Net result 2024: €7.3m€7.3m202220232024
The operating result stays negative: a loss of €42,934 in 2024 against €34,422 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €42.6m
Fixed assets €41.9m =
Current assets €726,436 =
Equity and liabilities €42.6m
Equity €42.6m =
Debt €14,328 ▼ 37.0%
Debt's share of the balance-sheet total stays at 0.0%.
Key figures and ratios
2024 value · change against 2023
EBITDA
-€42,934▼
2023 · -€34,132
Cash flow
€7.3m▲
2023 · €5.8m
Current ratio
50.87▲
2023 · 32.02
Debt to equity
0.00▼
2023 · 0.00
ROE
17.1%▲
2023 · 13.6%
ROA
17.1%▲
2023 · 13.6%
Interest coverage
-63.40
Debt ≤ 1 year
€14,282▼
2023 · €22,690
Income taxes
-€11,345
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet Code20232024
Assets
Total assets20/58€42.6m€42.6m=
Formation expenses20€0-
Fixed assets21/28€41.9m€41.9m=
Financial fixed assets28€41.9m€41.9m=
Affiliated companies280/1€41.9m€41.9m=
Participating interests280€41.9m€41.9m=
Current assets29/58€726,535€726,436=
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€7,792€25,597▲
Trade receivables40€5,991€0▼
Other amounts receivable41€1,801€25,597▲
Current investments50/53€690,000€75,000▼
Other investments51/53€690,000€75,000▼
Cash at bank and in hand54/58€27,300€625,322▲
Deferred charges and accrued income490/1€1,443€518▼
Equity and liabilities
Total equity and liabilities10/49€42.6m€42.6m=
Equity10/15€42.6m€42.6m=
Contributions10/11€41.9m€41.9m=
Capital10€6.2m€6.2m=
Issued capital100€6.2m€6.2m=
Outside capital11€35.8m€35.8m=
Share premium1100/10€35.8m€35.8m=
Reserves13€615,000€615,000=
Non-distributable reserves130/1€615,000€615,000=
Legal reserve130€615,000€615,000=
Profit (loss) carried forward14€27,298€35,608▲
Amounts payable17/49€22,736€14,328▼
Amounts payable within one year42/48€22,690€14,282▼
Trade debts44€22,690€14,282▼
Suppliers440/4€22,690€14,282▼
Accrued charges and deferred income492/3€46€46=
Income statement Code20232024
Operating charges60/66A€34,422€42,934▲
Services and other goods61€33,147€41,931▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€290€0▼
Other operating charges640/8€985€1,003▲
Operating profit (loss)9901-€34,422-€42,934▼
Financial income75/76B€5.8m€7.3m▲
Recurring financial income75€5.8m€7.3m▲
Income from financial fixed assets750€5.8m€7.3m▲
Income from current assets751€27,914€40,576▲
Financial charges65/66B€677€677=
Recurring financial charges65€677€677=
Debt charges650€0-
Other financial charges652/9€677€677=
Profit (loss) for the period before taxes9903€5.8m€7.3m▲
Income taxes67/77--€11,345
Tax adjustments and reversals of tax provisions77-€11,345
Profit (loss) for the period9904€5.8m€7.3m▲
Profit (loss) for the period to be appropriated9905€5.8m€7.3m▲
Appropriation of the result
Profit (loss) to be appropriated9906€5.8m€7.3m▲
Profit (loss) brought forward from the previous period14P€34,483€27,298▼
Profit to be distributed694/7€5.8m€7.3m▲
Return on contributions (dividend)694€5.8m€7.3m▲

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Operating charges60/66A-€35,869€57,761€34,422€42,934▲ 24.7%
Services and other goods61-€34,341€56,569€33,147€41,931▲ 26.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€324€486€324€290€0▼ 100%
Other operating charges640/8-€1,042€868€985€1,003▲ 1.9%
Operating profit (loss)9901-€20,389-€35,869-€57,761-€34,422-€42,934▼ 24.7%
Financial income75/76B-€4.4m€5.3m€5.8m€7.3m▲ 25.7%
Recurring financial income75€3.6m€4.4m€5.3m€5.8m€7.3m▲ 25.7%
Income from financial fixed assets750-€4.4m€5.3m€5.8m€7.3m▲ 25.6%
Income from current assets751---€27,914€40,576▲ 45.4%
Other financial income752/9-€0€0---
Financial charges65/66B-€1,484€2,003€677€677=
Recurring financial charges65€653€1,484€2,003€677€677=
Debt charges650€0-€1,445€0--
Other financial charges652/9-€1,484€557€677€677=
Profit (loss) for the period before taxes9903€3.6m€4.4m€5.2m€5.8m€7.3m▲ 25.7%
Income taxes67/77-----€11,345-
Tax adjustments and reversals of tax provisions77----€11,345-
Profit (loss) for the period9904€3.6m€4.4m€5.2m€5.8m€7.3m▲ 25.9%
Profit (loss) for the period to be appropriated9905€3.6m€4.4m€5.2m€5.8m€7.3m▲ 25.9%
Line20202021202220232024Change
Assets
Total assets20/58€45.7m€42.6m€42.6m€42.6m€42.6m=
Formation expenses20€1,100€614€290€0--
Fixed assets21/28€41.9m€41.9m€41.9m€41.9m€41.9m=
Financial fixed assets28€41.9m€41.9m€41.9m€41.9m€41.9m=
Affiliated companies280/1-€41.9m€41.9m€41.9m€41.9m=
Participating interests280-€41.9m€41.9m€41.9m€41.9m=
Current assets29/58€3.8m€707,105€732,514€726,535€726,436=
Stocks and contracts in progress3€0€0€0€0€0-
Amounts receivable within one year40/41€3.6m€0€2,189€7,792€25,597▲ 228%
Trade receivables40--€388€5,991€0▼ 100%
Other amounts receivable41-€0€1,801€1,801€25,597▲ 1,321%
Current investments50/53---€690,000€75,000▼ 89.1%
Other investments51/53---€690,000€75,000▼ 89.1%
Cash at bank and in hand54/58€266,123€707,105€730,324€27,300€625,322▲ 2,191%
Deferred charges and accrued income490/1---€1,443€518▼ 64.1%
Equity and liabilities
Total equity and liabilities10/49€45.7m€42.6m€42.6m€42.6m€42.6m=
Equity10/15€42.3m€42.6m€42.6m€42.6m€42.6m=
Contributions10/11€6.2m€41.9m€41.9m€41.9m€41.9m=
Capital10-€6.2m€6.2m€6.2m€6.2m=
Issued capital100-€6.2m€6.2m€6.2m€6.2m=
Outside capital11-€35.8m€35.8m€35.8m€35.8m=
Share premium1100/10-€35.8m€35.8m€35.8m€35.8m=
Reserves13€392,605€615,000€615,000€615,000€615,000=
Non-distributable reserves130/1-€615,000€615,000€615,000€615,000=
Legal reserve130-€615,000€615,000€615,000€615,000=
Profit (loss) carried forward14€1,492€9,246€34,483€27,298€35,608▲ 30.4%
Amounts payable17/49€3.4m€21,973€21,820€22,736€14,328▼ 37.0%
Amounts payable within one year42/48€3.4m€21,739€21,784€22,690€14,282▼ 37.1%
Trade debts44€11,127€21,739€21,784€22,690€14,282▼ 37.1%
Suppliers440/4-€21,739€21,784€22,690€14,282▼ 37.1%
Other amounts payable47/48-€0----
Accrued charges and deferred income492/3-€233€36€46€46=
Line20202021202220232024Change
Profit (loss) for the period9904€3.6m€4.4m€5.2m€5.8m€7.3m▲ 25.9%
+ Depreciation and write-downs630€324€486€324€290€0▼ 100%
Operating cash flow (approximation)€3.6m€4.4m€5.2m€5.8m€7.3m▲ 25.9%
Investment in fixed assets (approximation)--€486-€324-€290€0▲ 100%
Change in cash-€440,981€23,220-€703,024€598,022▲ 185%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
12-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2019net €7.3m ▲25.9%
Net result €7.3m, the highest in the series.
13-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Liquidity times 29current ratio 32.53
Current ratio from 1.13 to 32.53; short-term debt falls from €3.4m to €21,739.
2020
01-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial Weakest financial yearnet €3.6m ▼17.2%
Net result drops to €3.6m, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
2,791 m²
Building footprint
1,235 m²
Volume, LiDAR
89,309 m³
Parcel 21822R0227/00V003, Brussels · tallest building 106.8 m, ±30 floors. Linked by address, not a title deed.
268 companies at this address See who is registered here
1 establishment unit
Access Capital SA
Louizalaan 480, 1050 BrusselHoldings
since 20182.282.133.747
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21822R0227/00V003 Brussels 2,791 m² 1 · 1,235 m² 106.8 m · 30 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding · 7 subsidiaries in the tree

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

All subsidiaries, including indirect ones 7

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

  • ACCESS CAPITAL PARTNERS GROUP 67.5%6 subsidiaries
    • Access Capital Partners Finland OyFI 100%
    • Access Capital Partners II (Guernsey)GG 100%
    • Access Capital Partners UK LtdGB 100%
    • ACL2LU 100%
    • Access Capital PartnersFR 99.97%
    • Access Solution PartnersFR 95%

According to the 2024 annual accounts of Access Capital and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded26-11-2018
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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