ACCES IMMO
ActiveSummary
ACCES IMMO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €64k. Equity is growing by ~14.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+71
Solvency77▲+38
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 0.0 in 2024; short-term debt: 48.1% and cash: 0% of total assets), and 48.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.9%
Return on assets
45.4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-04-2026, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
88 d late
2024
8 d early
2023
on the day
2021
on the day
2020
2 d early
2019
230 d late
2018
595 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▲ 706%
2024 · €9k
Total assets
€140k▲ 115%
2024 · €65k
Net result
€64k
2024 · €-2k
Working capital
€73k
2024 · €-56k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result€-1k▼ 252%€-179▲ 85.4%€-360-€-2k▼ 433%€84k
Net result€7k€-141€-895-€-2k▼ 137%€64k
Equity€11k▲ 141%€11k▼ 1.2%€11k-€9k▼ 19.1%€73k▲ 706%
Total assets€84k▲ 3.4%€65k▼ 23.0%€65k-€65k=€140k▲ 115%
Debt€73k▼ 5.1%€54k▼ 26.4%€54k-€56k▲ 3.9%€67k▲ 20.2%
Working capital€12k▲ 143%€-53k€-54k-€-56k▼ 3.9%€73k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €84k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €140k
Equity
€73k ▲ 706%
Debt
€67k ▲ 20.2%
Debt's share of the balance-sheet total falls from 86.2% to 48.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.08▲
2024 · 0.00
Debt to equity
0.93▼
2024 · 6.22
ROE
87.6%▲
2024 · -23.6%
ROA
45.4%▲
2024 · -3.3%
Debt ≤ 1 year
€67k▲
2024 · €56k
Income taxes
€22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €1k | €41k | ▲ 2,965% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €12k | - | - | - | - |
| Other operating charges640/8 | - | - | €360 | €594 | €620 | ▲ 4.3% |
| Gross operating margin9900 | €0 | €12k | €0 | €-1k | €84k | ▲ 6,460% |
| Operating profit (loss)9901 | €-1k | €-179 | €-360 | €-2k | €84k | ▲ 4,460% |
| Financial income75/76B | - | - | - | - | €2k | - |
| Recurring financial income75 | €3k | €83 | - | - | €2k | - |
| Financial charges65/66B | - | - | €535 | €202 | €162 | ▼ 19.7% |
| Recurring financial charges65 | €37 | €45 | €535 | €202 | €162 | ▼ 19.7% |
| Profit (loss) for the period before taxes9903 | €2k | €-141 | €-895 | €-2k | €86k | ▲ 4,134% |
| Transfer to deferred taxes680 | - | - | - | - | €0 | - |
| Income taxes67/77 | €-5k | - | - | - | €22k | - |
| Profit (loss) for the period9904 | €7k | €-141 | €-895 | €-2k | €64k | ▲ 3,094% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €0 | - |
| Profit (loss) for the period to be appropriated9905 | €7k | €-141 | €-895 | €-2k | €64k | ▲ 3,094% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €84k | €65k | €65k | €65k | €140k | ▲ 115% |
| Fixed assets21/28 | - | €65k | €65k | €65k | €0 | ▼ 100% |
| Tangible fixed assets22/27 | - | €65k | €65k | €65k | €0 | ▼ 100% |
| Land and buildings22 | - | - | €65k | €65k | €0 | ▼ 100% |
| Current assets29/58 | €84k | €5 | €3 | €1 | €140k | ▲ 22,929,103% |
| Amounts receivable within one year40/41 | €84k | €0 | - | €0 | €140k | - |
| Other amounts receivable41 | - | - | - | €0 | €140k | - |
| Cash at bank and in hand54/58 | €9 | €5 | €3 | €1 | €2 | ▲ 157% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €84k | €65k | €65k | €65k | €140k | ▲ 115% |
| Equity10/15 | €11k | €11k | €11k | €9k | €73k | ▲ 706% |
| Contributions10/11 | €0 | - | €20k | €20k | €20k | = |
| Reserves13 | - | - | - | - | €0 | - |
| Tax-exempt reserves132 | - | - | - | - | €0 | - |
| Profit (loss) carried forward14 | €-9k | €-9k | €-9k | €-11k | €53k | ▲ 578% |
| Provisions and deferred taxes16 | - | - | - | - | €0 | - |
| Deferred taxes168 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €73k | €54k | €54k | €56k | €67k | ▲ 20.2% |
| Amounts payable within one year42/48 | €72k | €53k | €54k | €56k | €67k | ▲ 20.2% |
| Trade debts44 | €2k | €3k | €220 | €568 | €0 | ▼ 100% |
| Suppliers440/4 | - | - | €220 | €568 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | - | €2k | €2k | €22k | ▲ 889% |
| Taxes450/3 | - | - | €2k | €2k | €22k | ▲ 889% |
| Other amounts payable47/48 | - | - | €52k | €53k | €45k | ▼ 14.9% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €-141 | €-895 | €-2k | €64k | ▲ 3,094% |
| + Depreciation and write-downs630 | - | €12k | - | - | - | - |
| Operating cash flow (approximation) | €7k | €11k | €-895 | €-2k | €64k | ▲ 3,094% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €65k | - |
| Change in cash | - | €-4 | - | €-2 | €1 | ▲ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 88 days late
2025
30-06
Financial
Back to profitnet €64k
Net result €64k after 3 loss-making years.
30-06
Financial
Liquidity times 190712current ratio 2.08
Current ratio from 0.00 to 2.08.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 230 days late
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 595 days late
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 147 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2015
Ground area
4,091 m²
Building footprint
573 m²
Volume, LiDAR
1,161 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
ACCES IMMO
since 20152.241.516.778
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62312A0453/00F002 | Wallonia | 2,776 m² | 1 · 412 m² | - |
| 62079A0556/00W000 | Wallonia | 1,315 m² | 1 · 161 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2015
Fiscal year end30-06
Scores and ratios are computed by Checked and are not a credit decision.