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ACCB TOITURE

Active
Private limited companyfounded 2023active for 3 yearsRue Grimard 161, 6061 Charleroi, BelgiumKBO/BCE: BE 1001.656.939

The file of ACCB TOITURE contains 3 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 20.5% (high). The 2025 annual accounts show equity of €37,242 and a net result of €10,696. Its solvency ranks better than 40% of 34,946 sector peers (NACE 43, financial year 2025).

Overview

Official details

Source: KBO
Status
Active since 26-10-2023 Normal situation
Activity
Roofing work NACE 43410and 2 others
Establishment unit
2.351.957.911 6061 Charleroi, since 26-10-2023
Financial year end
30 September
Peppol
Reachable since 01-10-2026

Board and ownership

Board

Financial position

16 Critical Checked score 2025
Bankruptcy probabilitywithin 12 months
20.5%
Annual accounts to 30-09-2025
Gross margin
€130,964
▲ 26.1%
Turnover
≈ €430,000
estimated
Profit
€10,696
▼ 54.6%
Equity
€37,242
▲ 40.3%
Total assets
€98,256
▲ 84.8%
Employees on 30-09-2025
2
▼ 50.0%
  • 2025 accounts filed 6 days after the deadline
Score breakdownraises riskReorganisation plan being carried out (approved, Gazette 22-10-2026)Founded in 20233 warning signals in 24 months (reorganisation 3)Last filed accounts filed 6 days late; 1 of the last 3 accounts lateShow the evidence

Checked score

Score 2025
16 / 100
Critical
Probability in this band: over 15.0%
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 63-12
equity 37.9% of total assets
Liquidity 34-15
short-term debt 36.7% · cash 0.9%
Profitability 82-18
return on assets 10.9%
Bankruptcy probability within 12 months
20.5% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 1.9%lowest value 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 2.3%▲ +0.4 percentage points vs 01-2025 03-2025: 2.4%▲ +0.1 percentage points vs 02-2025 04-2025: 2.7%▲ +0.3 percentage points vs 03-2025 05-2025: 2.7%● unchanged vs 04-2025 06-2025: 3.0%▲ +0.3 percentage points vs 05-2025 07-2025: 3.0%● unchanged vs 06-2025 08-2025: 2.9%▼ -0.1 percentage points vs 07-2025 09-2025: 3.1%▲ +0.2 percentage points vs 08-2025 10-2025: 3.3%▲ +0.2 percentage points vs 09-2025 11-2025: 3.3%● unchanged vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.3%● unchanged vs 12-2025 02-2026: 4.2%▲ +0.9 percentage points vs 01-2026 03-2026: 4.1%▼ -0.1 percentage points vs 02-2026 04-2026: 4.1%● unchanged vs 03-2026 05-2026: 4.7%▲ +0.6 percentage points vs 04-2026 10-2026: 20.5%highest value 11-2026: 20.5%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is ample, with a current ratio of 2.64 (1.95 in 2024), above the usual 1.5. Short-term debt is 36.7% and cash 0.9% of total assets. However, 62.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 40% of them on solvency, 23% on liquidity, 64% on profitability and 80% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · Reorganisation plan being carried out (approved, Gazette 22-10-2026)
Belgian Official Gazette
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 3 warning signals in 24 months (reorganisation 3)
Belgian Official Gazette
raises risk · Last filed accounts filed 6 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-05-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
6 days late
2024
265 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 136 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Higher gross margin than 82% of companies in specialised constructionsector median €39,319 · 34,906 companies €130,964 View

Recent changes

  1. · Judicial reorganisation Plan homologationEnterprise Court of Hainaut · judgment of 12-10-2026
  2. · Judicial reorganisation ExtensionEnterprise Court of Hainaut · collective agreement · judgment of 18-08-2026
  3. · Judicial reorganisation Judicial reorganisation openedEnterprise Court of Hainaut · collective agreement (SME) · judgment of 27-04-2026
All 8 events

Comparable companies

These companies have the same main activity as ACCB TOITURE: roofing work (NACE 43410). They are comparable in size and age: total assets between €71,300 and €114,000, founded between 2022 and 2024.

CompanyTotal assetsGross margin
ACCB TOITURE Charleroi€98,256€130,964
V.D. TOITURES Saint-Georges-sur-Meuse€97,543€112,968
AVA TOITURE Dilbeek€96,312€165,119
ACR ECO CONCEPT Mouscron€71,277€126,995
TOITURE DEWELLE & FILS Morlanwelz€108,752€179,219
EIHPOS Group Zemst€110,333€171,714
Dakwerken Rocky PARMENTIER Bredene€114,047€100,487
Full comparison

Key facts about ACCB TOITURE

What is the company number of ACCB TOITURE?
The company number of ACCB TOITURE is 1001.656.939. The VAT number is the same number with BE in front: BE 1001.656.939.
Where is ACCB TOITURE based?
The registered office is at Rue Grimard 161, 6061 Charleroi.Company details
What does ACCB TOITURE do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of ACCB TOITURE?
The legal form of ACCB TOITURE is Private limited company (BV).
When was ACCB TOITURE founded?
ACCB TOITURE was founded on 26-10-2023.
Is ACCB TOITURE still active?
Yes, ACCB TOITURE is an active enterprise in the KBO register.
How many employees does ACCB TOITURE have?
ACCB TOITURE had an average of 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ACCB TOITURE?
The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €130,964 and 235 comparable companies (NACE 43). It probably lies between €330,000 and €600,000.
Is ACCB TOITURE profitable?
In financial year 2025, ACCB TOITURE made a profit of €10,696.
Where can I find the annual accounts of ACCB TOITURE?
ACCB TOITURE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACCB TOITURE due?
ACCB TOITURE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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