ACC
ActiveFrom the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
ACC has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,718 and a net result of €717. Equity has been shrinking by about 2.5% per year since 2019. Its solvency ranks better than 51% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
KBO- Status
- Active since 07-03-2011 Normal situation
- Activity
- Washing and cleaning of motor vehicles NACE 95316and 1 other
- Establishment unit
- 2.198.101.657 3550 Heusden-Zolder, since 07-03-2011
- Financial year end
- 30 June
- Peppol
- Reachable since 06-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €9,183
- ▼ 50.9%
- Turnover
- ≈ €38,000
- estimated
- Profit
- €717
- ▼ 89.7%
- Equity
- €23,718
- ▲ 3.1%
- Total assets
- €61,120
- ▲ 16.1%
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 1.62, cash €60,123Founded in 2011Equity €23,718 (38.8% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 49% of them on solvency, 69% on liquidity, 32% on profitability and 41% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 11-12-2025 PDF all 14 filings
Amounts without an identifiable currency are taken as euros.
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is 82% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as ACC: washing and cleaning of motor vehicles (NACE 95316). They are comparable in size and age: total assets between €42,300 and €66,400, founded between 2007 and 2014.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| ACC Heusden-Zolder | 2011 | €61,120 | €23,718 | €9,183 | €717 | 2025 |
| SONU en GAGAN Tongeren-Borgloon | 2011 | €66,400 | -€15,627 | €8,896 | €8,896 | 2025 |
| NEJRAB Schaarbeek | 2011 | €59,387 | €30,439 | €9,149 | €471 | 2024 |
| GO-NI Sint-Jans-Molenbeek | 2008 | €43,437 | €7,522 | €8,181 | €6,530 | 2025 |
| MAYFAIR Vorst | 2007 | €48,661 | €41,327 | €10,881 | €3,309 | 2024 |
| WES-WASH Schoten | 2014 | €53,577 | €27,678 | €10,992 | -€4,675 | 2025 |
| JPT Galloo Kortrijk | 2007 | €42,340 | €34,377 | €8,534 | €5,342 | 2025 |
They were chosen from the 869 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 10,904 companies had the same profile as ACC has now. Two years later, 0.7% had gone bankrupt and 95.2% were still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
That fits the bankruptcy probability of ACC itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for ACC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,789 | €6,639 | €7,013 | €2,199 | €1,085 | €1,085 | €1,085 | = |
| Other operating charges640/8 | - | - | - | €5,552 | €242 | €10,257 | €6,794 | ▼ 33.8% |
| Gross operating margin9900 | €13,720 | €27,713 | €7,479 | -€4,022 | -€234 | €18,704 | €9,183 | ▼ 50.9% |
| Operating profit (loss)9901 | €6,671 | €20,473 | -€1,563 | -€11,773 | -€1,562 | €7,362 | €1,305 | ▼ 82.3% |
| Financial income75/76B | - | - | - | €0 | - | €0 | €6 | ▲ 300× |
| Recurring financial income75 | €6 | €0 | €112 | €0 | - | €0 | €6 | ▲ 300× |
| Financial charges65/66B | - | - | - | €1,569 | €324 | €260 | €522 | ▲ 101% |
| Recurring financial charges65 | €1,192 | €783 | €513 | €1,569 | €324 | €260 | €522 | ▲ 101% |
| Profit (loss) for the period before taxes9903 | €5,486 | €17,190 | -€1,963 | -€13,341 | -€1,885 | €7,102 | €789 | ▼ 88.9% |
| Income taxes67/77 | €1,726 | €2,339 | €0 | - | - | €132 | €72 | ▼ 45.5% |
| Profit (loss) for the period9904 | €3,760 | €14,852 | -€1,963 | -€13,341 | -€1,885 | €6,971 | €717 | ▼ 89.7% |
| Profit (loss) for the period to be appropriated9905 | €3,760 | €14,852 | -€1,963 | -€13,341 | -€1,885 | €6,971 | €717 | ▼ 89.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €62,200 | €61,347 | €53,496 | €34,637 | €49,973 | €52,639 | €61,120 | ▲ 16.1% |
| Formation expenses20 | €0 | €0 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €15,544 | €8,905 | €6,002 | €3,804 | €2,718 | €1,633 | €548 | ▼ 66.4% |
| Intangible fixed assets21 | €0 | €0 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €15,544 | €8,905 | €6,002 | €3,804 | €2,718 | €1,633 | €548 | ▼ 66.4% |
| Plant, machinery and equipment23 | - | - | - | €3,804 | €2,718 | €1,633 | €548 | ▼ 66.4% |
| Financial fixed assets28 | €0 | €0 | €0 | - | - | - | - | - |
| Current assets29/58 | €46,656 | €52,442 | €47,494 | €30,833 | €47,255 | €51,006 | €60,572 | ▲ 18.8% |
| Stocks and contracts in progress3 | €2,097 | €2,202 | €1,156 | €1,657 | €1,300 | €0 | - | - |
| Stocks30/36 | - | - | - | €1,657 | €1,300 | €0 | - | - |
| Amounts receivable within one year40/41 | €16,619 | €12,709 | €13,593 | €10,212 | €2,060 | €2,581 | €450 | ▼ 82.6% |
| Trade receivables40 | - | - | - | €6,329 | - | - | €450 | - |
| Other amounts receivable41 | - | - | - | €3,883 | €2,060 | €2,581 | €0 | ▼ 100% |
| Current investments50/53 | €0 | €0 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €27,210 | €37,532 | €32,744 | €18,964 | €31,639 | €41,785 | €60,123 | ▲ 43.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | €12,257 | €6,639 | €0 | ▼ 100% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €62,200 | €61,347 | €53,496 | €34,637 | €49,973 | €52,639 | €61,120 | ▲ 16.1% |
| Equity10/15 | €18,368 | €33,220 | €31,256 | €17,915 | €16,030 | €23,001 | €23,718 | ▲ 3.1% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €12,168 | €27,020 | €25,056 | €15,486 | €15,486 | €16,801 | €17,518 | ▲ 4.3% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | - | €13,626 | €13,626 | €16,801 | €17,518 | ▲ 4.3% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | -€3,771 | -€5,656 | €0 | - | - |
| Amounts payable17/49 | €43,832 | €28,128 | €22,239 | €16,722 | €33,944 | €29,638 | €37,402 | ▲ 26.2% |
| Amounts payable after more than one year17 | €7,248 | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €31,724 | €22,368 | €19,479 | €16,722 | €33,944 | €29,638 | €37,402 | ▲ 26.2% |
| Trade debts44 | €3,190 | €4,817 | €8,943 | €9,046 | €28,388 | €23,952 | €22,973 | ▼ 4.1% |
| Suppliers440/4 | - | - | - | €9,046 | €28,388 | €23,952 | €22,973 | ▼ 4.1% |
| Taxes, remuneration and social security45 | - | - | - | - | €10 | €142 | €1,152 | ▲ 713% |
| Taxes450/3 | - | - | - | - | €10 | €142 | €1,152 | ▲ 713% |
| Other amounts payable47/48 | - | - | - | €7,676 | €5,545 | €5,545 | €13,278 | ▲ 139% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,760 | €14,852 | -€1,963 | -€13,341 | -€1,885 | €6,971 | €717 | ▼ 89.7% |
| + Depreciation and write-downs630 | €6,789 | €6,639 | €7,013 | €2,199 | €1,085 | €1,085 | €1,085 | = |
| Operating cash flow (approximation) | €10,549 | €21,490 | €5,050 | -€11,143 | -€800 | €8,056 | €1,802 | ▼ 77.6% |
| Investment in fixed assets (approximation) | - | €0 | -€4,110 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €10,322 | -€4,788 | -€13,780 | €12,674 | €10,147 | €18,337 | ▲ 80.7% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 11-12-2025 | 2025-00580033 | |
| 30-06-2024 | micro format | 16-12-2024 | 2024-00616919 | |
| 30-06-2023 | micro format | 09-01-2024 | 2024-00545835 | |
| 30-06-2022 | micro format | 14-02-2023 | 2023-00027238 | |
| 30-06-2021 | micro format | 31-01-2022 | 2022-03400176 | |
| 30-06-2020 | micro format | 27-01-2021 | 2021-02000567 | |
| 30-06-2019 | micro format | 02-12-2019 | 2019-74800079 | |
| 30-06-2018 | micro format | 12-12-2018 | 2018-74000475 | |
| 30-06-2017 | micro format | 24-11-2017 | 2017-70500003 | |
| 30-06-2016 | abbreviated format | 15-11-2016 | 2016-67900350 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ENGELEN Frank Jan Nicolas |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking, natuurlijke personen of rechtspersonen”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “TITEL II:EIGEN VERMOGEN EN INBRENGEN, gelijk recht in winstverdeling en vereffeningsaldo”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Vermelde prijs of bij betwisting door deskundige, Overdracht van aandelen”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “In vormen vereist voor statutenwijziging, beslissing algemene vergadering”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Bevoegdheden omlijnen, algemene vergadering”
Articles of association, deed of 22-12-2023 (in Dutch)
Network & group
ACC shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of ACC. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-12
Gazette deed
Resignation: ENGELEN Frank Jan Nicolas (manager)Appointment: ENGELEN Frank Jan Nicolas (director) · Capital conversion · Reserve release14 points ▸
- General meeting, 14-12-2023
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, statuten aanpassen aan WVV” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening”, EUR (deed in Dutch)
- Reserve release, “opheffing statutair onbeschikbare eigen vermogensrekening, middelen beschikbaar voor uitkering” (deed in Dutch)
- Amendment of the articles
- Other provision, “interimdividend, voorzien mogelijkheid tot uitkeren van interimdividenden” (deed in Dutch)
- Other provision, “voorwerp ongewijzigd” (deed in Dutch)
- Other provision, “tekst nieuwe statuten, verklaart en besluit dat tekst nieuwe statuten luidt als volgt” (deed in Dutch)
- Director resignation, ENGELEN Frank Jan Nicolas (manager)
- Director appointment, ENGELEN Frank Jan Nicolas (director (not named in the articles))
- Other provision, “beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
- Power of attorney
- The act holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202525 activities
- Carwash,zelfcarwash;
- Bandencentrale;
- De exploitatie van pompstations;
- De activiteiten i.v.m.de verkoop van loterijbriefjes,het afleveren en inzamelen van deelnemingsformulieren,enz.;
- De groothandel in motorbrandstoffen,vetten en smeeroliën,andere oliën,enz.;
- De groothandel in vaste,vloeibare en gasvormige brandstoffen;
- De kleinhandel in smeer- en koelmiddelen voor auto’s;
- De kleinhandel in brandstoffen(inclusief LPG)voor auto’s en motorrijwielen;
- Het gewone onderhoud van auto’s:wassen,anti-roest behandeling,olie verversen,vervangen of herstellen van binnen- en buitenbanden,vervangen van ruiten,enz.;
- Exploitatie van pompstations;
- Activiteiten i.v.m.de verkoop van loterijbriefjes,het afleveren en inzamelen van deelnemingsformulieren,enz.;
- Kleinhandel in smeer- en koelmiddelen voor auto’s;
- Algemeen onderhoud en reparatie van auto’s en lichte bestelwagens(=3,5 ton);
- Detailhandel in motorbrandstoffen in gespecialiseerde winkels;
- Detailhandel,verkoop in winkel van voedingsmiddelen,consumptiegoederen,tabakswaren,siervoorwerpen,dagbladen,tijdschriften,lectuur allerhande,CD’s,dranken,broodjes warm of koud,al dan niet geprepareerd;
- Overige zakelijke diensverlening;
- Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen(verkoopsoppervlakte minder dan 100 m²);
- Overige niet-gespecialiseerde detailhandel in winkels in overwegend voedings- en genotmiddelen;
- Overige niet-gespecialiseerde detailhandel in winkels(verkoop van overwegend niet-voedingsmiddelen met verkoopsoppervlakte van minder dan 2.500 m²);
- De verhuur van al dan niet gemeubelde appartementen en huizen;
- De verhuur van handelszaken(in een stelsel van vrije geranten);
- Verhuur van machines en installaties voor de bouwnijverheid;
- Verhuur van overige machines en werktuigen;
- Verhuur van machines,apparatuur en handgereedschap voor doehetzelvers;
- Overige activiteiten i.v.m.adminstratie
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71065A0451/00P000 | Flanders | 1,499 m² | 1 · 382 m² | 6.3 m · 1 |