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ACAPELLA

Active
Private limited companyfounded 199233 yrs activeDiepestraat 14, 1180 Ukkel, BelgiumKBO/BCE: BE 0448.449.410
Summary

ACAPELLA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€29,906) and a net result of €1,543. Equity is shrinking by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 7% of 5299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Other personal services
NACE 96999NACE 93053NACE 96099
1 site
Size
€8,929total assets 2025
Equity
-€29,906
Profit
€1,543
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Accounts filed 27 d late0 of 4 deeds read
Why 54Capped at 59: negative equity- 1 change of registered office in 24 months+ Size: total assets €8,929+ Founded in 1992+ Figures for FY 2025 (filed 27-08-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 27% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -334.9% of total assets
Liquidity 11+1
short-term debt 429.7% · cash 8.6%
Profitability 59+57
return on assets 17.3%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,533 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● 0.0% vs 11-2024 01-2025: 0.8%▼ -7.2% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%▼ -1.1% vs 02-2025 04-2025: 0.8%▼ -2.2% vs 03-2025 05-2025: 0.8%● 0.0% vs 04-2025 06-2025: 0.8%▼ -0.2% vs 05-2025lowest value 07-2025: 1.0%▲ +24.2% vs 06-2025 08-2025: 1.4%▲ +38.9% vs 07-2025 09-2025: 3.0%▲ +111% vs 08-2025highest value 10-2025: 1.6%▼ -44.8% vs 09-2025 11-2025: 1.6%● 0.0% vs 10-2025 12-2025: 1.6%● 0.0% vs 11-2025 01-2026: 1.6%● 0.0% vs 12-2025 02-2026: 1.6%▼ -1.8% vs 01-2026 03-2026: 1.6%▲ +2.2% vs 02-2026 04-2026: 1.8%▲ +9.7% vs 03-2026 05-2026: 1.9%▲ +6.6% vs 04-2026 06-2026: 1.9%▼ -0.1% vs 05-2026 07-2026: 2.2%▲ +14.4% vs 06-2026 08-2026: 2.8%▲ +25.8% vs 07-2026 09-2026: 0.9%▼ -66.9% vs 08-2026 10-2026: 0.9%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €8,929 lowers the probability for this profile
  • Founded in 1992 lowers the probability for this profile
  • Figures for FY 2025 (filed 27-08-2026) lowers the probability
No credit on open account
Liquidity short (current ratio 0.18 against 0.2 in 2024; short-term debt: 429.7% and cash: 8.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 11%, liquidity 10%, profitability 40%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €8,929
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 27-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 5299 sector peers (2025).
NBB · sector comparison
Position among 5299 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
31 d late
2023
28 d late
2022
30 d late
2021
30 d late
2020
48 d late
2018
197 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €1,543
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€29,906 View
  • Caution: Among the weakest 7% on solvencysector median 27.7% · 5,299 companies -334.9% View
  • Active since 1992founded 09-10-1992 33 years View

By topic

Financials

Fiscal year
2025
Total assets
€8,929
Profit
€1,543
Solvency
-334.9%
Total assets▼ 28.5%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2016
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other personal servicesNACE 96999
Founded
09-10-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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