ACACIA - INVEST
ActiveACACIA - INVEST has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €132k and a net result of €13k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-7
Solvency97▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.55 against 7.17 in 2023; short-term debt: 13.6% and cash: 32.3% of total assets), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
124 d late
2022
35 d early
2021
7 d late
2020
24 d late
2019
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€38k
EBIT margin
71.6%
Net result
€13k▼ 40.7%
2023 · €22k
2018: €1k
2019: €-9k
2020: €31k
2021: €21k
2022: €14k
2023: €22k
2018 → 2024
Working capital
€139k▲ 4.8%
2023 · €133k
2018: €116k
2019: €140k
2020: €152k
2021: €91k
2022: €107k
2023: €133k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€38k
Equity€62k-€83k▲ 34.7%€97k▲ 16.6%€119k▲ 22.9%€132k▲ 11.1%
Operating result€37k-€27k▼ 26.9%€27k▲ 0.8%€31k▲ 14.8%€22k▼ 28.7%
Net result€31k-€21k▼ 29.9%€14k▼ 35.7%€22k▲ 61.4%€13k▼ 40.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €185k
Fixed assets
€21k▼ 1.4%
Current assets
€164k▲ 6.4%
Equity and liabilities €185k
Equity
€132k▲ 11.1%
Debt
€52k▼ 6.5%
The debt ratio falls from 31.8% to 28.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2023 · €32k
Cash flow
€13k▼
2023 · €23k
Solvency
71.8%▲
2023 · 68.2%
Current ratio
6.55▼
2023 · 7.17
Quick ratio
6.55▼
2023 · 7.17
Debt / equity
0.39▼
2023 · 0.47
ROE
10.0%▼
2023 · 18.6%
ROA
7.2%▼
2023 · 12.7%
Interest coverage
28.84▼
2023 · 165.88
Debt
€52k▼
2023 · €56k
Debt ≤ 1 year
€25k▲
2023 · €21k
Debt > 1 year
€27k▼
2023 · €34k
Income taxes
€11k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€175k€185k▲
Fixed assets21/28€21k€21k▼
Tangible fixed assets22/27€281-
Furniture and vehicles24€281-
Financial fixed assets28€21k€21k=
Current assets29/58€154k€164k▲
Amounts receivable within one year40/41€54k€104k▲
Trade receivables40€22k€65k▲
Other amounts receivable41€32k€39k▲
Cash at bank and in hand54/58€101k€60k▼
Equity and liabilities
Total equity and liabilities10/49€175k€185k▲
Equity10/15€119k€132k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€35k€47k▲
Distributable reserves133€35k€47k▲
Profit (loss) carried forward14€23k€24k▲
Amounts payable17/49€56k€52k▼
Amounts payable after more than one year17€34k€27k▼
Other amounts payable178/9€34k€27k▼
Amounts payable within one year42/48€21k€25k▲
Trade debts44€824€850▲
Suppliers440/4€824€850▲
Taxes, remuneration and social security45€21k€24k▲
Taxes450/3€21k€24k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€272€281▲
Other operating charges640/8€1k€470▼
Gross operating margin9900€33k€23k▼
Operating profit (loss)9901€31k€22k▼
Financial income75/76B€871€2k▲
Recurring financial income75€871€2k▲
Financial charges65/66B€190€783▲
Recurring financial charges65€190€783▲
Profit (loss) for the period before taxes9903€32k€24k▼
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€22k€13k▼
Profit (loss) for the period to be appropriated9905€22k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€36k▼
Profit (loss) brought forward from the previous period14P€22k€23k▲
Transfer to equity691/2€21k€12k▼
To other reserves6921€21k€12k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
2023
31-12
Financial
Equity above €100kEq €119k ▲22.9%
4 profitable years in a row build equity to €119k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 21.06
Current ratio from 6.75 to 21.06; short-term debt falls from €16k to €5k.
07-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 36.69
Current ratio from 6.03 to 36.69; short-term debt falls from €28k to €4k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2019
31-12
Financial
Weakest financial yearnet €-9k ▼864%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 17 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
2016
01-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westkapellestraat 3768300 Knokke-HeistGround area
1,025 m²
Building footprint
574 m²
Volume, LiDAR
5,558 m³
Parcel 31039F0124/00B002, Flanders · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Westkapellestraat 376, 8300 Knokke-Heist
since 19902.049.700.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0124/00B002 | Flanders | 1,025 m² | 1 · 574 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MOSS IMMOBILIERE
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 5,341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-1990
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsOrdinary general meeting
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-9-00940/19.05) (21648) IMMO L’HUITRIERE, société anonyme, quai aux Briques 20, 1000 Bruxelles Numéro d’entreprise 0437.006.675 Assemblée ordinaire au siège social le 08/6/2009, à 18 heures. Ordre du jour : Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC-1-9-01453/19.05) (21649) IMMOBILIERE DE DANSONSPENNES, société anonyme, rue Vanderborght 18, 1081 Bruxelles Numéro d’entreprise 0428.313.594 Assemblée ordinaire au siège social le 02/6/2009, à 11 heures. Ordre du jour : Rapport du C.A. Approbation comptes ...
General meeting
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-8-04756/20.05)