AC TELECOM
ActiveSummary
AC TELECOM has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €412k and a net result of €92k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 49% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+5
Solvency80▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.55 against 0.2 in 2024; short-term debt: 29.5% and cash: 0.5% of total assets), and 44.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.2%
Return on assets
12.3%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-05-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
19 d late
2023
7 d late
2022
2 d early
2021
2 d early
2020
12 d late
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€412k▲ 28.6%
2024 · €320k
Total assets
€746k▲ 9.2%
2024 · €684k
Net result
€92k▲ 57.2%
2024 · €58k
Working capital
€-98k▲ 40.5%
2024 · €-165k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€26k€42k▲ 64.9%€84k▲ 98.5%€71k▼ 14.9%€101k▲ 41.6%
Net result€-2k▲ 95.2%€21k€68k▲ 228%€58k▼ 14.1%€92k▲ 57.2%
Equity€174k€194k▲ 11.9%€262k▲ 34.9%€320k▲ 22.2%€412k▲ 28.6%
Total assets€812k▼ 1.7%€732k▼ 9.9%€724k▼ 1.0%€684k▼ 5.6%€746k▲ 9.2%
Debt€639k▼ 50.1%€537k▼ 15.9%€462k▼ 14.0%€364k▼ 21.4%€335k▼ 8.0%
Working capital€-355k▲ 2.4%€-316k▲ 11.0%€-230k▲ 27.4%€-165k▲ 28.0%€-98k▲ 40.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €746k
Fixed assets
€624k ▼ 2.8%
Current assets
€122k ▲ 192%
Equity and liabilities €746k
Equity
€412k ▲ 28.6%
Debt
€335k ▼ 8.0%
Debt's share of the balance-sheet total falls from 53.2% to 44.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€140k▲
2024 · €111k
Cash flow
€130k▲
2024 · €98k
Current ratio
0.55▲
2024 · 0.20
Debt to equity
0.81▼
2024 · 1.14
ROE
22.2%▲
2024 · 18.2%
ROA
12.3%▲
2024 · 8.5%
Interest coverage
13.99▲
2024 · 8.57
Debt ≤ 1 year
€220k▲
2024 · €207k
Debt > 1 year
€114k▼
2024 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54k | €55k | €47k | €40k | €39k | ▼ 2.4% |
| Other operating charges640/8 | €8k | €11k | €16k | €11k | €12k | ▲ 7.6% |
| Non-recurring operating charges66A | €883 | - | - | - | - | - |
| Gross operating margin9900 | €88k | €108k | €147k | €122k | €152k | ▲ 24.2% |
| Operating profit (loss)9901 | €26k | €42k | €84k | €71k | €101k | ▲ 41.6% |
| Financial income75/76B | - | - | €2 | €2 | €724 | ▲ 36,100% |
| Recurring financial income75 | - | - | €2 | €2 | €724 | ▲ 36,100% |
| Financial charges65/66B | €28k | €21k | €16k | €13k | €10k | ▼ 22.9% |
| Recurring financial charges65 | €28k | €21k | €16k | €13k | €10k | ▼ 22.9% |
| Profit (loss) for the period before taxes9903 | €-2k | €21k | €68k | €58k | €92k | ▲ 57.2% |
| Profit (loss) for the period9904 | €-2k | €21k | €68k | €58k | €92k | ▲ 57.2% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €21k | €68k | €58k | €92k | ▲ 57.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €812k | €732k | €724k | €684k | €746k | ▲ 9.2% |
| Fixed assets21/28 | €771k | €717k | €670k | €642k | €624k | ▼ 2.8% |
| Tangible fixed assets22/27 | €771k | €717k | €670k | €642k | €624k | ▼ 2.8% |
| Land and buildings22 | €771k | €716k | €670k | €642k | €624k | ▼ 2.7% |
| Furniture and vehicles24 | €422 | €321 | €220 | €119 | €18 | ▼ 84.9% |
| Current assets29/58 | €41k | €15k | €54k | €42k | €122k | ▲ 192% |
| Amounts receivable within one year40/41 | €39k | €14k | €45k | €39k | €117k | ▲ 198% |
| Trade receivables40 | €36k | €11k | €45k | €39k | €42k | ▲ 8.5% |
| Other amounts receivable41 | €3k | €3k | €0 | - | €74k | - |
| Cash at bank and in hand54/58 | €2k | €827 | €7k | €890 | €4k | ▲ 322% |
| Deferred charges and accrued income490/1 | - | - | €2k | €2k | €2k | ▲ 1.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €812k | €732k | €724k | €684k | €746k | ▲ 9.2% |
| Equity10/15 | €174k | €194k | €262k | €320k | €412k | ▲ 28.6% |
| Contributions10/11 | €649k | €649k | €649k | €649k | €649k | = |
| Revaluation surpluses12 | €215k | €215k | €215k | €215k | €215k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-692k | €-671k | €-604k | €-545k | €-454k | ▲ 16.8% |
| Amounts payable17/49 | €639k | €537k | €462k | €364k | €335k | ▼ 8.0% |
| Amounts payable after more than one year17 | €242k | €205k | €178k | €153k | €114k | ▼ 25.5% |
| Financial debts170/4 | €231k | €192k | €165k | €140k | €114k | ▼ 18.7% |
| Other amounts payable178/9 | €11k | €13k | €13k | €13k | - | - |
| Amounts payable within one year42/48 | €397k | €331k | €283k | €207k | €220k | ▲ 6.4% |
| Current portion of amounts payable after more than one year42 | €37k | €39k | €26k | €25k | €26k | ▲ 5.3% |
| Trade debts44 | €18k | €17k | €29k | €33k | €33k | ▲ 0.8% |
| Suppliers440/4 | €18k | €17k | €29k | €33k | €33k | ▲ 0.8% |
| Taxes, remuneration and social security45 | €7k | €600 | €19k | €4k | €4k | = |
| Taxes450/3 | €7k | €600 | €19k | €4k | €4k | = |
| Other amounts payable47/48 | €335k | €274k | €209k | €145k | €157k | ▲ 8.1% |
| Accrued charges and deferred income492/3 | - | €2k | €863 | €3k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €21k | €68k | €58k | €92k | ▲ 57.2% |
| + Depreciation and write-downs630 | €54k | €55k | €47k | €40k | €39k | ▼ 2.4% |
| Operating cash flow (approximation) | €52k | €75k | €115k | €98k | €130k | ▲ 33.0% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | €-11k | €-21k | ▼ 87.6% |
| Change in cash | - | €-896 | €6k | €-6k | €3k | ▲ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-09
Financial
Highest result since 2018net €92k ▲57.2%
Operating result €101k, net result €92k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
30-09
Financial
Equity above €200kEq €262k ▲34.9%
2 profitable years in a row build equity to €262k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €21k
Net result €21k after 4 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €174k
Equity rises from €-454k to €174k.
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
Show earlier events
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lendelede · 1 establishment unit since 1998
Ground area
842 m²
Building footprint
174 m²
Volume, LiDAR
1,375 m³
Parcel 34025C0288/00V000, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Sint Jozefsstraat 14, 8860 Lendelede
since 19982.087.146.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025C0288/00V000 | Flanders | 842 m² | 1 · 173 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PRIEEL 18
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 36,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-1997
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.