Result
Back in profit in 2025, after a loss of €6,973 in 2024.
Back in profit in 2025, after a loss of €6,973 in 2024.
In 2025, 136 people joined and 139 left. On top of that, 0.3 agency workers worked there on average.
AC Clinico Belgium pays its suppliers 5 days earlier than in 2024. Customers pay 22 days earlier.
Three of the last ten came late. The 2024 accounts came latest: 57 days after the end of the period.
17 restructurings since 2024. Latest: merger with AC Carolovet.
Board changed. Latest change 03-06-2026 · 4 in office.
The dashed line is the sector median: 0.2% across 3 companies (NACE 75, medium-sized).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (all companies). It does better than 93% of them on solvency, 55% on liquidity, 82% on profitability and 62% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,579 companies had the same profile as AC Clinico Belgium has now. Each dot stands for 4 companies, two years later.
That fits the bankruptcy probability of AC Clinico Belgium itself: 0.2% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,579 companies, not a prediction for AC Clinico Belgium. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 3.17 (2.24 in 2024), above the usual 1.5. Short-term debt is 16.6% and cash 1.2% of total assets. 17% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 75), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Shares in 1 company, AC VetoCambre
Board & ownership| Company | ||||
|---|---|---|---|---|
| AC Clinico Belgium Zaventem | €24.4m | 9.6% | 83.0% | 153.4 |
| CER-Groupe Marche-en-Famenne | €22.4m | 3.8% | 66.6% | 150.6 |
| ASSOCIATION REGIONALE DE SANTE ET D'IDENTIFICATION ANIMALES - REGIONALE VEREINGUNG DER TIERGESUNDHEIT UND - IDENTIFIZIERUNG Ciney | €11.0m | 7.3% | 77.8% | 136.9 |
| DIERENGEZONDHEIDSZORG VLAANDEREN Lier | €23.0m | 10.6% | 74.9% | 128 |
| Antech Diagnostics Belgium Namur | €11.1m | -28.0% | 95.6% | 33.5 |
| EQUITOM Lummen | €13.7m | -3.5% | 19.7% | 44.7 |
| PEETERS Philippe Saint-Ghislain | - | - | 20.8% | - |
Grey: the largest companies of the sector (veterinary activities (NACE 75)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as AC Clinico Belgium: veterinary services (NACE 75000). They are comparable in size and age: total assets between €4.7m and €44m, founded between 1961 and 2009.
Solvency rose in 2025 from 64.8% to 83.0% because of the retained profit and lower debts.
In January 2026, four directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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