AC PLUS ARCHITECTURE
ActiveSummary
AC PLUS ARCHITECTURE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €47k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+26
Solvency63▲+12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.27 in 2024; short-term debt: 44.3% and cash: 41% of total assets), and 62.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.9%
Return on assets
27.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
50 d early
2023
41 d early
2022
56 d early
2021
54 d early
2020
38 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 37.1%
2024 · €47k
2018: €43k
2019: €54k
2020: €71k
2021: €78k
2022: €80k
2023: €69k
2024: €47k
2018 → 2025
Total assets
€170k▼ 7.0%
2024 · €183k
2018: €91k
2019: €92k
2020: €195k
2021: €194k
2022: €185k
2023: €159k
2024: €183k
2018 → 2025
Net result
€47k▲ 479%
2024 · €8k
2018: €17k
2019: €11k
2020: €17k
2021: €396
2022: €3k
2023: €-12k
2024: €8k
2018 → 2025
Working capital
€32k▲ 24.3%
2024 · €26k
2018: €21k
2019: €36k
2020: €51k
2021: €53k
2022: €61k
2023: €48k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€80k▲ 3.5%€69k▼ 14.5%€47k▼ 31.7%€64k▲ 37.1%
Operating result€4k-€7k▲ 84.9%€-10k€12k€62k▲ 440%
Net result€396-€3k▲ 594%€-12k€8k€47k▲ 479%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 440% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€62k ▲ 3.5%
Current assets
€108k ▼ 12.1%
Equity and liabilities €170k
Equity
€64k ▲ 37.1%
Debt
€106k ▼ 22.2%
Debt's share of the balance-sheet total falls from 74.3% to 62.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▲
2024 · €24k
Cash flow
€59k▲
2024 · €20k
Current ratio
1.43▲
2024 · 1.27
Debt to equity
1.64▼
2024 · 2.89
ROE
73.7%▲
2024 · 17.5%
ROA
27.9%▲
2024 · 4.5%
Interest coverage
63.03▲
2024 · 17.55
Debt ≤ 1 year
€75k▼
2024 · €96k
Debt > 1 year
€30k▼
2024 · €39k
Income taxes
€14k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€183k€170k▼
Fixed assets21/28€60k€62k▲
Intangible fixed assets21-€576
Tangible fixed assets22/27€60k€62k▲
Land and buildings22€52k€49k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€1k€7k▲
Financial fixed assets28€78€78=
Current assets29/58€122k€108k▼
Amounts receivable within one year40/41€26k€32k▲
Trade receivables40€25k€32k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€92k€70k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€183k€170k▼
Equity10/15€47k€64k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€26k€44k▲
Amounts payable17/49€136k€106k▼
Amounts payable after more than one year17€39k€30k▼
Financial debts170/4€39k€30k▼
Amounts payable within one year42/48€96k€75k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€21k€17k▼
Suppliers440/4€21k€17k▼
Taxes, remuneration and social security45€26k€19k▼
Taxes450/3€22k€14k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€41k€30k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€4k€7k▲
Gross operating margin9900€27k€81k▲
Operating profit (loss)9901€12k€62k▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€10k€61k▲
Income taxes67/77€2k€14k▲
Profit (loss) for the period9904€8k€47k▲
Profit (loss) for the period to be appropriated9905€8k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€74k▲
Profit (loss) brought forward from the previous period14P€48k€26k▼
Profit to be distributed694/7€30k€30k=
Return on contributions (dividend)694€30k€30k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €47k ▲479%
Operating result €62k, net result €47k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-12k ▼523%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Eudore Devroyestraat 111040 EtterbeekGround area
533 m²
Building footprint
255 m²
Volume, LiDAR
5,176 m³
Parcel 21362B0310/00Z006, Brussels · tallest building 24.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Pater Eudore Devroyestraat 11, 1040 Etterbeek
since 20142.237.414.866
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0310/00Z006 | Brussels | 533 m² | 1 · 254 m² | 24.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEDO architecture
BE 0823.706.182
Elsene · Eq €64,369
ARCHITECT VAN SCHELSTRAETE
BE 0778.686.504
Zulte · Eq €64,382
Bastien PILET Architectes
BE 0786.933.086
Liège · Eq €64,343
Enplus Architecten
BE 0799.773.809
Gent · Eq €64,390
HARD ARCHITECTEN
BE 0798.450.253
Herk-de-Stad · Eq €64,391
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,432 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.