AC ENG
ActiveSummary
AC ENG has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€24,569) and a net result of €21,010. Equity is shrinking by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.11 in 2023; short-term debt: 161.7% and cash: 43.8% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-61.8%
Return on assets
52.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
46 d early
2024
1 d early
2023
12 d late
2022
25 d late
2021
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
-€24,569▲ 46.1%
2023 · -€45,579
Total assets
€39,776▲ 60.3%
2023 · €24,818
Net result
€21,010
2023 · -€9,323
Working capital
-€37,648▲ 40.1%
2023 · -€62,856
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result-€13,700--€24,298▼ 77.4%-€9,065▲ 62.7%€21,259
Net result-€13,659below the sector's middle half--€24,476below the sector's middle half▼ 79.2%-€9,323below the sector's middle half▲ 61.9%€21,010within the sector's middle half
Equity-€11,659below the sector's middle half--€36,136below the sector's middle half▼ 210%-€45,579below the sector's middle half▼ 26.1%-€24,569below the sector's middle half▲ 46.1%
Total assets€1,313below the sector's middle half-€27,723below the sector's middle half▲ 2,012%€24,818below the sector's middle half▼ 10.5%€39,776below the sector's middle half▲ 60.3%
Debt€12,972-€63,858▲ 392%€70,397▲ 10.2%€64,345▼ 8.6%
Working capital-€11,659below the sector's middle half--€59,018below the sector's middle half▼ 406%-€62,856below the sector's middle half▼ 6.5%-€37,648below the sector's middle half▲ 40.1%
Solvency-130.3%below the sector's middle half-183.7%below the sector's middle half▼ 53.3pp-61.8%below the sector's middle half▲ 121.9pp
Current ratio0.08below the sector's middle half0.11below the sector's middle half▲ 0.030.41below the sector's middle half▲ 0.31
Return on assets (ROA)-88.3%below the sector's middle half-37.6%below the sector's middle half▲ 50.7pp52.8%above the sector's middle half▲ 90.4pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €21,259 after a loss of €9,065 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €39,776
Fixed assets
€13,091 ▼ 24.2%
Current assets
€26,685 ▲ 254%
Key figures and ratios
EBITDA
€26,865▲
2023 · -€3,460
Cash flow
€26,615▲
2023 · -€3,718
Debt to equity
-2.62▼
2023 · -1.54
Interest coverage
163.18▲
2023 · -27.32
Debt ≤ 1 year
€64,333▼
2023 · €70,397
Income taxes
€85▼
2023 · €131
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.3%
went bankrupt
5.6%
stopped otherwise
89%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €926 | €5,145 | €5,605 | €5,605 | = |
| Other operating charges640/8 | €348 | €1,070 | €653 | €672 | ▲ 2.9% |
| Gross operating margin9900 | -€12,427 | -€18,083 | -€2,807 | €27,537 | ▲ 1,081% |
| Operating profit (loss)9901 | -€13,700 | -€24,298 | -€9,065 | €21,259 | ▲ 335% |
| Financial income75/76B | €88 | €0 | - | - | - |
| Recurring financial income75 | €88 | €0 | - | - | - |
| Financial charges65/66B | €47 | €179 | €127 | €165 | ▲ 30.0% |
| Recurring financial charges65 | €47 | €179 | €127 | €165 | ▲ 30.0% |
| Profit (loss) for the period before taxes9903 | -€13,659 | -€24,476 | -€9,192 | €21,095 | ▲ 329% |
| Income taxes67/77 | - | - | €131 | €85 | ▼ 35.5% |
| Profit (loss) for the period9904 | -€13,659 | -€24,476 | -€9,323 | €21,010 | ▲ 325% |
| Profit (loss) for the period to be appropriated9905 | -€13,659 | -€24,476 | -€9,323 | €21,010 | ▲ 325% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €1,313 | €27,723 | €24,818 | €39,776 | ▲ 60.3% |
| Fixed assets21/28 | - | €22,883 | €17,277 | €13,091 | ▼ 24.2% |
| Tangible fixed assets22/27 | - | €22,883 | €17,277 | €13,091 | ▼ 24.2% |
| Furniture and vehicles24 | - | €22,883 | €17,277 | €11,672 | ▼ 32.4% |
| Assets under construction and advance payments27 | - | - | - | €1,419 | - |
| Current assets29/58 | €1,313 | €4,840 | €7,541 | €26,685 | ▲ 254% |
| Amounts receivable within one year40/41 | €876 | €4,100 | €5,563 | €8,991 | ▲ 61.6% |
| Trade receivables40 | - | - | €787 | €3,534 | ▲ 349% |
| Other amounts receivable41 | €876 | €4,100 | €4,777 | €5,457 | ▲ 14.2% |
| Cash at bank and in hand54/58 | €437 | €505 | €1,728 | €17,435 | ▲ 909% |
| Deferred charges and accrued income490/1 | - | €235 | €250 | €259 | ▲ 3.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €1,313 | €27,723 | €24,818 | €39,776 | ▲ 60.3% |
| Equity10/15 | -€11,659 | -€36,136 | -€45,579 | -€24,569 | ▲ 46.1% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€13,659 | -€38,136 | -€47,579 | -€26,569 | ▲ 44.2% |
| Amounts payable17/49 | €12,972 | €63,858 | €70,397 | €64,345 | ▼ 8.6% |
| Amounts payable within one year42/48 | €12,972 | €63,858 | €70,397 | €64,333 | ▼ 8.6% |
| Trade debts44 | - | - | - | €6,019 | - |
| Suppliers440/4 | - | - | - | €6,019 | - |
| Taxes, remuneration and social security45 | - | - | €131 | €111 | ▼ 15.5% |
| Taxes450/3 | - | - | €131 | €111 | ▼ 15.5% |
| Other amounts payable47/48 | €12,972 | €63,858 | €70,265 | €58,203 | ▼ 17.2% |
| Accrued charges and deferred income492/3 | €0 | - | - | €12 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,659 | -€24,476 | -€9,323 | €21,010 | ▲ 325% |
| + Depreciation and write-downs630 | €926 | €5,145 | €5,605 | €5,605 | = |
| Operating cash flow (approximation) | -€12,734 | -€19,332 | -€3,718 | €26,615 | ▲ 816% |
| Investment in fixed assets (approximation) | - | - | €0 | -€1,419 | - |
| Change in cash | - | €68 | €1,223 | €15,708 | ▲ 1,185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €21,010
Net result €21,010 after 3 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet -€24,476
Net result drops to -€24,476, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2021
Ground area
1,046 m²
Building footprint
210 m²
Volume, LiDAR
1,316 m³
Parcel 25764N0873/00Z002, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
37
companies at this address
See who is registered here
1 establishment unit
Chaussée de Louvain 273, 1410 Waterloo
since 20212.313.013.401
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0873/00Z002 | Wallonia | 1,046 m² | 1 · 210 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,911 companies in sector 62100 we hold annual accounts for 8,787. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
58290Other software publishing
62200Computer consultancy and computer facilities management
63910Web portal activities
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0761960338
Also
9925:BE0761960338
Registered
11-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.