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AC-ELEC

Active
Private limited companyfounded 200818 yrs activeHeymboschlaan 85, 1090 Jette, BelgiumKBO/BCE: BE 0895.153.711
Summary

AC-ELEC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €149,828. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

What they do
General electrical installation work
NACE 43211
#4 company by equity in Jette, Construction sector1 site
How big
€1.2mtotal assets 2025
Equity
€1.2m
Profit
€149,828
Turnover not published (abridged schema)
Financially healthy?
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Who decides
Accounts filed 60 d late0 of 7 deeds read
Why 81- 1 change of registered office in 24 months- Latest accounts 60 days late; 1 of the last 3 late- Sector Specialised construction activities (NACE 43)+ Figures for FY 2025 (filed 29-09-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.7% of total assets
Liquidity 56=
short-term debt 0.3% · cash 5.1%
Profitability 35-36
return on assets 12.8%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
  • 1 change of registered office in 24 months raises the probability
  • Latest accounts 60 days late; 1 of the last 3 late raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Figures for FY 2025 (filed 29-09-2026) lowers the probability
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 35.1 against 25.81 in 2024; short-term debt: 0.3% and cash: 5.1% of total assets), and 0.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 53%, profitability 18%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Latest accounts 60 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Figures for FY 2025 (filed 29-09-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
60 d late
2024
28 d early
2023
36 d early
2022
62 d early
2021
41 d early
2020
59 d early
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €149,828 ▲380%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €31,221 to €149,828 ▲ 380% View
  • Positive: Among the best 5% on solvencysector median 47.2% · 30,651 companies 99.7% View
  • Positive: 8 profitable years in a rowprofit 2025: €149,828 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€149,828
Solvency
99.7%
Total assets▼ 22.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 29-09-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 03-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
23-01-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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