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AC CREATION

Active
Private limited company (pre-2019)founded 201114 yrs activeCh de Maison du Roi 88, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0840.278.930
Summary

The annual accounts of AC CREATION for fiscal year 2025 show a net loss of 316% of total assets and of 88% of the equity at the start of that year. The 2025 annual accounts show equity of €1,500 and a net result of -€11,343. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 9537 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency67▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
43 d late
2022
32 d late
2021
31 d late
2020
30 d late
2019
66 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AC CREATION was incorporated on 11 October 2011.1 Total assets fell from EUR 50,155 in 2018 to EUR 3,588 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,500▼ 88.3%
2024 · €12,843
Total assets
€3,588▼ 86.1%
2024 · €25,879
Net result
-€11,343
2024 · €9,876
Working capital
€1,500▼ 72.2%
2024 · €5,403
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€40,892▲ 285%€5,405▼ 86.8%€9,983▲ 84.7%€9,643▼ 3.4%-€11,736
Net result€37,477▲ 256%€3,636▼ 90.3%€9,142▲ 151%€9,876▲ 8.0%-€11,343
Equity€29,439▲ 73.6%€18,075▼ 38.6%€14,717▼ 18.6%€12,843▼ 12.7%€1,500▼ 88.3%
Total assets€151,149▲ 26.7%€56,388▼ 62.7%€45,037▼ 20.1%€25,879▼ 42.5%€3,588▼ 86.1%
Debt€121,710▲ 18.9%€38,313▼ 68.5%€30,320▼ 20.9%€13,035▼ 57.0%€2,088▼ 84.0%
Working capital-€52,222▲ 15.2%-€38,275▲ 26.7%-€27,791▲ 27.4%€5,403€1,500▼ 72.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: €40,892€40,892Net result 2021: €37,477€37,477Operating result 2022: €5,405€5,405Net result 2022: €3,636€3,636Operating result 2023: €9,983€9,983Net result 2023: €9,142€9,142Operating result 2024: €9,643€9,643Net result 2024: €9,876€9,876Operating result 2025: -€11,736-€11,736Net result 2025: -€11,343-€11,34320212022202320242025-€20,000-€10,000€0€10,000Operating result 2023: €9,983€9,980Net result 2023: €9,142€9,140Operating result 2024: €9,643€9,640Net result 2024: €9,876€9,880Operating result 2025: -€11,736-€11,700Net result 2025: -€11,343-€11,300202320242025
The operating result turns negative in 2025: a loss of €11,736 after €9,643 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3,588
Equity €1,500 ▼ 88.3%
Debt €2,088 ▼ 84.0%
Debt's share of the balance-sheet total rises from 50.4% to 58.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€4,296▼
2024 · €72,807
Cash flow
-€3,903▼
2024 · €73,040
Interest coverage
-47.25▼
2024 · 123.53
Debt ≤ 1 year
€2,088▼
2024 · €13,035
Ratios withheld: a balance sheet total of €3,588 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.9% went bankrupt
9.9% stopped otherwise
88% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€25,879€3,588▼
Fixed assets21/28€7,440-
Tangible fixed assets22/27€7,440-
Plant, machinery and equipment23€7,440-
Current assets29/58€18,439€3,588▼
Amounts receivable within one year40/41€17,463€3,104▼
Trade receivables40€1,644€541▼
Other amounts receivable41€15,820€2,563▼
Cash at bank and in hand54/58€3-
Deferred charges and accrued income490/1€972€484▼
Equity and liabilities
Total equity and liabilities10/49€25,879€3,588▼
Equity10/15€12,843€1,500▼
Contributions10/11€6,200€6,200=
Reserves13€6,600€6,600=
Tax-exempt reserves132€6,600€6,600=
Profit (loss) carried forward14€43-€11,300▼
Amounts payable17/49€13,035€2,088▼
Amounts payable within one year42/48€13,035€2,088▼
Financial debts43-€20
Credit institutions430/8-€20
Trade debts44€1,285€1,928▲
Suppliers440/4€1,285€1,928▲
Taxes, remuneration and social security45-€140
Taxes450/3-€140
Other amounts payable47/48€11,750-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63,164€7,440▼
Other operating charges640/8€121€2,299▲
Non-recurring operating charges66A€1,318-
Gross operating margin9900€74,247-€1,998▼
Operating profit (loss)9901€9,643-€11,736▼
Financial income75/76B€972€484▼
Recurring financial income75€972€484▼
Financial charges65/66B€589€91▼
Recurring financial charges65€589€91▼
Profit (loss) for the period before taxes9903€10,026-€11,343▼
Income taxes67/77€149-
Profit (loss) for the period9904€9,876-€11,343▼
Profit (loss) for the period to be appropriated9905€9,876-€11,343▼
Appropriation of the result
Profit (loss) to be appropriated9906€9,938-€11,300▼
Profit (loss) brought forward from the previous period14P€62€43▼
Transfer from equity791/2€1,855-
Profit to be distributed694/7€11,750-
Directors or managers695€11,750-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,322€12,840€13,842€63,164€7,440▼ 88.2%
Other operating charges640/8€594€5,954€2,552€121€2,299▲ 1,800%
Non-recurring operating charges66A---€1,318--
Gross operating margin9900€58,808€24,199€26,377€74,247-€1,998▼ 103%
Operating profit (loss)9901€40,892€5,405€9,983€9,643-€11,736▼ 222%
Financial income75/76B€0€0-€972€484▼ 50.2%
Recurring financial income75€0€0-€972€484▼ 50.2%
Financial charges65/66B€130€1,769€841€589€91▼ 84.6%
Recurring financial charges65€130€1,769€841€589€91▼ 84.6%
Profit (loss) for the period before taxes9903€40,762€3,636€9,142€10,026-€11,343▼ 213%
Income taxes67/77€3,285--€149--
Profit (loss) for the period9904€37,477€3,636€9,142€9,876-€11,343▼ 215%
Profit (loss) for the period to be appropriated9905€37,477€3,636€9,142€9,876-€11,343▼ 215%
Line20212022202320242025Change
Assets
Total assets20/58€151,149€56,388€45,037€25,879€3,588▼ 86.1%
Fixed assets21/28€81,661€56,350€42,508€7,440--
Tangible fixed assets22/27€81,661€56,350€42,508€7,440--
Plant, machinery and equipment23€21,482€28,125€21,677€7,440--
Furniture and vehicles24€58,419€27,345€20,831---
Other tangible fixed assets26€1,760€880----
Current assets29/58€69,488€38€2,529€18,439€3,588▼ 80.5%
Amounts receivable within one year40/41€66,681-€2,299€17,463€3,104▼ 82.2%
Trade receivables40€65,834-€2,299€1,644€541▼ 67.1%
Other amounts receivable41€847--€15,820€2,563▼ 83.8%
Cash at bank and in hand54/58€149€38€230€3--
Deferred charges and accrued income490/1€2,657--€972€484▼ 50.2%
Equity and liabilities
Total equity and liabilities10/49€151,149€56,388€45,037€25,879€3,588▼ 86.1%
Equity10/15€29,439€18,075€14,717€12,843€1,500▼ 88.3%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€8,455€8,455€8,455€6,600€6,600=
Non-distributable reserves130/1€1,855€1,855€1,855---
Reserves not available under the articles1311€1,855€1,855€1,855---
Tax-exempt reserves132€6,600€6,600€6,600€6,600€6,600=
Profit (loss) carried forward14€14,784€3,420€62€43-€11,300▼ 26,136%
Amounts payable17/49€121,710€38,313€30,320€13,035€2,088▼ 84.0%
Amounts payable within one year42/48€121,710€38,313€30,320€13,035€2,088▼ 84.0%
Financial debts43----€20-
Credit institutions430/8----€20-
Trade debts44€86,658€3,829€2,467€1,285€1,928▲ 50.0%
Suppliers440/4€86,658€3,829€2,467€1,285€1,928▲ 50.0%
Taxes, remuneration and social security45€3,285€5,280€3,578-€140-
Taxes450/3€3,285€5,280€3,578-€140-
Other amounts payable47/48€31,766€29,203€24,275€11,750--
Line20212022202320242025Change
Profit (loss) for the period9904€37,477€3,636€9,142€9,876-€11,343▼ 215%
+ Depreciation and write-downs630€17,322€12,840€13,842€63,164€7,440▼ 88.2%
Operating cash flow (approximation)€54,799€16,477€22,983€73,040-€3,903▼ 105%
Investment in fixed assets (approximation)-€12,471€0-€28,096--
Change in cash--€111€192-€227--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Weakest financial yearnet -€11,343
Net result drops to -€11,343, the lowest in the series.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Liquidity times 17current ratio 1.41
Current ratio from 0.08 to 1.41; short-term debt falls from €30,320 to €13,035.
12-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
01-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Highest result since 2018net €37,477 ▲256%
Operating result €40,892, net result €37,477, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
05-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ch de Maison du Roi 881420 Braine-l'Alleud
Ground area
2,354 m²
Building footprint
121 m²
Volume, LiDAR
1,035 m³
Parcel 25003E0279/00G000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AC CREATION
Rue Chênemont 11, 1470 GenappeWholesale trade
since 20112.204.560.570
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25003E0279/00G000 Wallonia 2,354 m² 1 · 120 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,262 companies in sector 71113 we hold annual accounts for 658. 119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
71113Urban planning and landscape architecture
81300Landscape service activities
Contact
E-mail alexischantrie@skynet.beGenappe
Phone 0476/44.19.51Genappe
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.