AC Brussels
ActiveAC Brussels has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.49M and a net result of €695k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-13
Solvency40▼-6
Growth70▼-9
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.22 in 2024; short-term debt: 81% and cash: 0% of total assets), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
2.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 4157 sector peers (2025).
NBB · sector comparisonPosition among 4157 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
8 d early
2023
34 d early
2022
51 d early
2021
1 d early
2020
30 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€95.17M▼ 28.4%
2024 · €132.93M
2018: €59.73M
2019: €67.64M
2020: €65.61M
2021: €62.99M
2024: €132.93M
2018 → 2025
EBIT margin
1.6%▼ 1.2pp
2024 · 2.8%
2018: 1.0%
2019: 1.5%
2020: 1.7%
2021: 2.2%
2024: 2.8%
2018 → 2025
Net result
€695k▼ 67.3%
2024 · €2.13M
2018: €286k
2019: €559k
2020: €669k
2021: €894k
2024: €2.13M
2018 → 2025
Working capital
€3.33M▼ 7.3%
2024 · €3.59M
2018: €2.39M
2019: €2.90M
2020: €3.30M
2021: €2.65M
2024: €3.59M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120242025Trend
Turnover€67.64M-€65.61M▼ 3.0%€62.99M▼ 4.0%€132.93M▲ 111%€95.17M▼ 28.4%
Equity€3.63M-€4.19M▲ 15.4%€3.38M▼ 19.3%€4.76M▲ 40.8%€4.49M▼ 5.7%
Operating result€1.03M-€1.13M▲ 9.7%€1.41M▲ 25.2%€3.74M▲ 166%€1.53M▼ 59.1%
Net result€559k-€669k▲ 19.7%€894k▲ 33.7%€2.13M▲ 138%€695k▼ 67.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30.86M
Fixed assets
€2.53M▼ 20.1%
Current assets
€28.33M▲ 42.2%
Equity and liabilities €30.86M
Equity
€4.49M▼ 5.7%
Provisions
€404k=
Debt
€25.96M▲ 44.9%
The debt ratio rises from 77.6% to 84.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2.38M▼
2024 · €4.64M
Cash flow
€1.54M▼
2024 · €3.02M
Solvency
14.5%▼
2024 · 20.6%
Current ratio
1.13▼
2024 · 1.22
Quick ratio
0.48▲
2024 · 0.46
Debt / equity
5.78▲
2024 · 3.77
ROE
15.5%▼
2024 · 44.7%
ROA
2.3%▼
2024 · 9.2%
Interest coverage
4.47▼
2024 · 5.40
Debt
€25.96M▲
2024 · €17.92M
Debt ≤ 1 year
€25.00M▲
2024 · €16.33M
Debt > 1 year
€680k▼
2024 · €1.13M
Income taxes
€305k▼
2024 · €911k
Staff costs
€5.64M▼
2024 · €6.22M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23.09M€30.86M▲
Fixed assets21/28€3.17M€2.53M▼
Intangible fixed assets21€1.20M€802k▼
Tangible fixed assets22/27€1.63M€1.35M▼
Land and buildings22€940k€768k▼
Plant, machinery and equipment23€580k€492k▼
Furniture and vehicles24€113k€90k▼
Other tangible fixed assets26€0€0=
Financial fixed assets28€328k€379k▲
Affiliated companies280/1€324k€375k▲
Participating interests280€49k€100k▲
Amounts receivable281€275k€275k=
Other financial fixed assets284/8€4k€4k=
Amounts receivable and cash guarantees285/8€4k€4k=
Current assets29/58€19.92M€28.33M▲
Stocks and contracts in progress3€12.43M€16.23M▲
Stocks30/36€12.43M€16.23M▲
Goods purchased for resale34€12.43M€16.23M▲
Amounts receivable within one year40/41€7.16M€11.71M▲
Trade receivables40€5.11M€7.73M▲
Other amounts receivable41€2.05M€3.99M▲
Cash at bank and in hand54/58€1k€11k▲
Deferred charges and accrued income490/1€326k€370k▲
Equity and liabilities
Total equity and liabilities10/49€23.09M€30.86M▲
Equity10/15€4.76M€4.49M▼
Contributions10/11€750k€750k=
Capital10€750k€750k=
Issued capital100€750k€750k=
Reserves13€3.96M€3.71M▼
Non-distributable reserves130/1€75k€75k=
Legal reserve130€75k€75k=
Tax-exempt reserves132€1.40M€1.40M=
Distributable reserves133€2.49M€2.23M▼
Investment grants15€45k€31k▼
Provisions and deferred taxes16€404k€404k=
Deferred taxes168€404k€404k=
Amounts payable17/49€17.92M€25.96M▲
Amounts payable after more than one year17€1.13M€680k▼
Financial debts170/4€1.13M€680k▼
Credit institutions173€1.13M€680k▼
Amounts payable within one year42/48€16.33M€25.00M▲
Current portion of amounts payable after more than one year42€533k€462k▼
Financial debts43€6.91M€6.75M▼
Credit institutions430/8€6.91M€6.75M▼
Trade debts44€7.90M€16.85M▲
Suppliers440/4€7.90M€16.85M▲
Advances received on contracts in progress46€60k€48k▼
Taxes, remuneration and social security45€865k€888k▲
Taxes450/3€79k€286k▲
Remuneration and social security454/9€786k€602k▼
Other amounts payable47/48€56k-
Accrued charges and deferred income492/3€469k€287k▼
Income statement
Code20242025
Operating income70/76A€141.49M€101.15M▼
Turnover70€132.93M€95.17M▼
Other operating income74€8.56M€5.85M▼
Non-recurring operating income76A-€130k
Operating charges60/66A€137.75M€99.62M▼
Goods for resale, raw materials and consumables60€123.11M€86.87M▼
Purchases600/8€127.09M€90.81M▼
Change in stocks: decrease (increase)609€-3.98M€-3.94M▲
Services and other goods61€7.04M€6.07M▼
Remuneration, social security and pensions62€6.22M€5.64M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€897k€844k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€192k€9k▼
Other operating charges640/8€254k€146k▼
Non-recurring operating charges66A€37k€31k▼
Operating profit (loss)9901€3.74M€1.53M▼
Financial income75/76B€238k€124k▼
Recurring financial income75€238k€124k▼
Income from current assets751€220k€105k▼
Other financial income752/9€19k€18k▼
Financial charges65/66B€946k€656k▼
Recurring financial charges65€946k€656k▼
Debt charges650€859k€532k▼
Other financial charges652/9€87k€124k▲
Profit (loss) for the period before taxes9903€3.04M€1.00M▼
Income taxes67/77€911k€305k▼
Taxes670/3€911k€330k▼
Tax adjustments and reversals of tax provisions77-€25k
Profit (loss) for the period9904€2.13M€695k▼
Transfer from tax-exempt reserves789€374k-
Transfer to tax-exempt reserves689€189k-
Profit (loss) for the period to be appropriated9905€2.31M€695k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.31M€695k▼
Transfer from equity791/2€1.85M€950k▼
From reserves792€1.85M€950k▼
Transfer to equity691/2€2.31M€695k▼
To other reserves6921€2.31M€695k▼
Profit to be distributed694/7€1.85M€950k▼
Return on contributions (dividend)694€1.85M€950k▼
Social balance
Average headcount (FTE)908782.377.9▼
The notes to these accounts (76 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
05-02
State Gazette act
Restructuring · MiscellaneousGeneral meeting · Director resignation · Permanent representative19 facts ▸
State Gazette act
Restructuring · Miscellaneous
General meeting · Director resignation · Permanent representative19 facts ▸
- General meeting, 2026-01-23
- Director resignation, INCUBISS BV (bestuurder)
- Permanent representative, Jean Van der hasselt
- Director resignation, YPOS VOF (bestuurder)
- Permanent representative, Ann Boffé
- Director resignation, ACB GROUP BV (bestuurder)
- Permanent representative, Hadelin d'Hoop de Synghem
- Director appointment, YPOS VOF (bestuurder)
- Permanent representative, Ann Boffé
- Director appointment, CASJ CommV (bestuurder)
- Permanent representative, Jean Van der hasselt
- Director appointment, ACB GROUP BV (bestuurder)
- +7 further facts in this act
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Highest result since 2018net €2.13M ▲138%
Operating result €3.74M, net result €2.13M, both a record.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26018195). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
ACB group
CurrentDirector · since 23-01-2026 · Private limited company · perm. rep.: Hadelin d'Hoop de Synghem
CASJ
CurrentDirector · since 23-01-2026 · Limited partnership · perm. rep.: Jean Van der hasselt
YPOS
CurrentDirector · since 23-01-2026 · General partnership · perm. rep.: Ann Boffé
23-01-2026
ACB group: Resigned as Director
23-01-2026
ACB group: Appointed as Director
23-01-2026
CASJ: Appointed as Director
23-01-2026
YPOS: Appointed as Director
23-01-2026
INCUBISS: Resigned as Director
09-02-2025
YPOS: Resigned as Director
Location & real-estate footprint
Registered office, Zaventem · 5 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 4301930 ZaventemGround area
2.1 ha
Building footprint
8,586 m²
Volume, LiDAR
70,258 m³
4 parcels, Brussels, Flanders · tallest building 27.6 m, ±4 floors. Linked by address, not a title deed.
5 establishment units
ACB
since 20092.183.849.288
ACB
since 20152.244.440.438
ACB
since 20222.330.356.110
ACB
since 20262.384.780.533
ACB
since 20262.384.780.632
4 parcels
Flanders
3
(75%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772C0438/00A000 | Flanders | 9,051 m² | 1 · 2,341 m² | 8.7 m · 2 fl. |
| 24514C0181/02A000 | Flanders | 6,104 m² | 1 · 2,122 m² | 7.5 m · 2 fl. |
| 21002A0108/00M000 | Brussels | 4,552 m² | 1 · 3,351 m² | 27.6 m · 4 fl. |
| 24514C0167/03B000 | Flanders | 1,608 m² | 1 · 773 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
3 partiesAcquisitions and mergers
1 transactionTook over:ACB LEUVEN NV
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 36,868 EUR awarded · 37,360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,927 EUR | 4,927 EUR |
| 2024 | 2 | 4,186 EUR | 23,130 EUR |
| 2023 | 1 | 6,223 EUR | 6,863 EUR |
| 2022 | 2 | 21,532 EUR | 2,440 EUR |
Schemes
Call groene stroom (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 4 endedAutotechnieken duaal (so)
Polyvalent mecanicien personenwagens en lichte bedrijfsvoertuigen duaal (so)
Similar companies · same sector, comparable size
PRIMOCASTEL
BE 0825.765.057
Mons · Eq €4.48M
B.B.T.
BE 0442.833.011
Brecht · Eq €4.47M
TOP MOTORS WAREGEM
BE 0407.820.365
Waregem · Eq €4.46M
CENTRE - AUTOMOBILES
BE 0462.152.738
Mons · Eq €4.54M
MS MOTOR
BE 0423.896.136
Marche-en-Famenne · Eq €4.54M
Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 1,618 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-12-2009
Fiscal year end30-09
Abbreviation NL
ACB
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
45310
47820Retail sale of motor vehicle parts and accessories
45402
46720Wholesale of motor vehicle parts and accessories
47830Retail sale of motorcycles and motorcycle parts and accessories
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@acbrussels.be
Phone:02/712.60.20
Fax:02/712.60.89